Lender record
Golden Valley Bank
The real lending record — every figure from funded deals. HQ: 190 Cohasset Rd, Chico, CA. 5 branches.
7
Recent deals (FY20+)
$300K
Typical deal
—
Approval → funding
Where Golden Valley Bank lends
Deals Golden Valley Bank funded — list all 7 as text
- All the Bitter — Chico · $250K · FY2026 · All Other Miscellaneous Food Manufacturing
- Mse Home, LLC. — Chico · $875K · FY2025 · Furniture Retailers
- Ian James Blessing — Chico · $310K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Commonwealth Development Group, LLC — Chico · $1.5M · FY2023 · Power and Communication Line and Related Structures Construc
- Marcozzi Jewelers, Inc. — Oroville · $260K · FY2023 · Jewelry Retailers
- Executive Tire Sales — Oroville · $95K · FY2021 · Tire Dealers
- Rescue 42, Inc. — Chico · $300K · FY2020 · All Other Miscellaneous Manufacturing
Deal profile
Most Golden Valley Bank deals land between $250K and $875K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.All Other Miscellaneous Food Manufacturing (1)
- 2.Furniture Retailers (1)
- 3.Snack and Nonalcoholic Beverage Bars (1)
- 4.Power and Communication Line and Related Structures Construc (1)
- 5.Jewelry Retailers (1)
- 6.Tire Dealers (1)
- 7.All Other Miscellaneous Manufacturing (1)
Most active states
- 1.California (7 deals)
Can Golden Valley Bank fund you? The bank behind the loans
Total assets
$577.7M
▼ 2.3% vs prior quarter
Deposits on hand
$525.8M
▼ 3% vs prior quarter
Loans outstanding
$269.7M
▼ 0.6% vs prior quarter
Net income (latest qtr)
$1.4M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Golden Valley Bank more SBA-focused than 52% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.99% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Golden Valley Bank branch (5)
Golden Valley BankMain office190 Cohasset RdChico, CA 95926 · since 2006
Redding Branch250 Hemsted DrRedding, CA 96002 · since 2020
Redding Electronic Banking Branch250 Hemsted Dr, Ste 102Redding, CA 96002 · since 2022 · limited service
Administrative Office Branch196 Cohasset RdChico, CA 95926 · since 2022 · limited service
Oroville Branch2770 Olive HighwayOroville, CA 95966 · since 2023
Branch data: FDIC BankFind.
Recent deals
- All the Bitter in Chico, CA — $250K (2026) · All Other Miscellaneous Food Manufacturing
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 14 days
- Approved
- 11/19/2025
- First disbursed
- 12/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- All Other Miscellaneous Food Manufacturing
Your business? Claim this record · Request removal
- Mse Home, LLC. in Chico, CA — $875K (2025) · Furniture Retailers
- Program
- 7a General
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $656K (75%)
- Approval → funding
- 32 days
- Approved
- 10/24/2024
- First disbursed
- 11/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Furniture Retailers
Your business? Claim this record · Request removal
- Ian James Blessing in Chico, CA — $310K (2025) · Snack and Nonalcoholic Beverage Bars
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 15 days
- Approved
- 2/20/2025
- First disbursed
- 3/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Your business? Claim this record · Request removal
- Commonwealth Development Group, LLC in Chico, CA — $1.5M (2023) · Power and Communication Line and Related Structures Construc
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 8 days
- Approved
- 11/30/2022
- First disbursed
- 12/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Power and Communication Line and Related Structures Construc
Your business? Claim this record · Request removal
- Marcozzi Jewelers, Inc. in Oroville, CA — $260K (2023) · purchase · Jewelry Retailers
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 18 days
- Approved
- 6/5/2023
- First disbursed
- 6/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Jewelry Retailers
If you were the buyer here
- Est. deal size
- $289K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,436
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Executive Tire Sales in Oroville, CA — $95K (2021) · purchase · Tire Dealers
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $86K (90%)
- Approval → funding
- 28 days
- Approved
- 8/4/2021
- First disbursed
- 9/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Tire Dealers
If you were the buyer here
- Est. deal size
- $106K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,055
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Rescue 42, Inc. in Chico, CA — $300K (2020) · All Other Miscellaneous Manufacturing
- Program
- 7a General
- Rate at approval
- 6% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 10 days
- Approved
- 9/27/2020
- First disbursed
- 10/7/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Manufacturing
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
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Businesses Golden Valley Bank financed
7 businesses on record. Each links to its full SBA record.
- Commonwealth Development Group, LLCChico, CA · 1 loan$1.5M
- Mse Home, LLC.Chico, CA · 1 loan$875K
- Ian James BlessingChico, CA · 1 loan$310K
- Rescue 42, Inc.Chico, CA · 1 loan$300K
- Marcozzi Jewelers, Inc.Oroville, CA · 1 loan$260K
- All the BitterChico, CA · 1 loan$250K
- Executive Tire SalesOroville, CA · 1 loan$95K
Work at Golden Valley Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Golden Valley Bank.
Agent summary
This page summarizes Golden Valley Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 7 SBA 7(a) loans on record
- $300K typical deal
- 2 business-acquisition loans
- HQ: 190 Cohasset Rd, Chico, CA
- 5 FDIC branch locations
- FDIC total assets $577.7M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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