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Lender record

Gulf Capital Bank

The real lending record — every figure from funded deals. HQ: 1 Riverway, Houston, TX. 1 branch.

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9

Recent deals (FY20+)

$1.3M

Typical deal

—

Approval → funding

Where Gulf Capital Bank lends

Deals Gulf Capital Bank funded — list all 9 as text

Deal profile

Most Gulf Capital Bank deals land between $467K and $1.6M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Supermarkets and Other Grocery Retailers (except Convenience (1)
  2. 2.Hotels (except Casino Hotels) and Motels (1)
  3. 3.Gasoline Stations with Convenience Stores (1)
  4. 4.Limited-Service Restaurants (1)
  5. 5.Engineering Services (1)
  6. 6.Used Car Dealers (1)
  7. 7.Food Service Contractors (1)
  8. 8.Offices of Mental Health Practitioners (except Physicians) (1)

Most active states

  1. 1.Texas (9 deals)

Franchises they finance most

Sunoco, LLC (Various Brands) Fuel Supply Agreement

1 deals

Arwa Coffee

1 deals

Can Gulf Capital Bank fund you? The bank behind the loans

Total assets

$601.9M

▲ 2.2% vs prior quarter

Deposits on hand

$506.9M

▲ 2.7% vs prior quarter

Loans outstanding

$361.4M

▲ 4.1% vs prior quarter

Net income (latest qtr)

$820K

  • •An active SBA program (~2.2% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Gulf Capital Bank more SBA-focused than 89% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.55% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Gulf Capital Bank branch (1)

Gulf Capital BankMain office1 RiverwayHouston, TX 77056 · since 2019

Branch data: FDIC BankFind.

Recent deals

  • Baytown Supermarket LLC in Baytown, TX — $3.5M (2026) · Supermarkets and Other Grocery Retailers (except Convenience
  • Shivay Hotels LLC in Crystal Beach, TX — $2.4M (2026) · Hotels (except Casino Hotels) and Motels
  • Homestead Realestate LLC in Houston, TX — $1.6M (2026) · purchase · Gasoline Stations with Convenience Stores
  • A & M Coffee, LLC in Houston, TX — $306K (2026) · Limited-Service Restaurants
  • Langford Engineering, Inc. in Houston, TX — $1.6M (2025) · purchase · Engineering Services
  • Zaza Motors LLC in Houston, TX — $1.3M (2025) · Used Car Dealers
  • LIT Kitchen LLC in Houston, TX — $976K (2025) · Food Service Contractors
  • Hello Autism LLC in Tomball, TX — $467K (2025) · Offices of Mental Health Practitioners (except Physicians)
  • Roostar Restaurant Group LLC in Houston, TX — $110K (2025) · Full-Service Restaurants

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Gulf Capital Bank financed

9 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Gulf Capital Bank.

Agent summary

This page summarizes Gulf Capital Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 9 SBA 7(a) loans on record
  • $1.3M typical deal
  • 2 business-acquisition loans
  • HQ: 1 Riverway, Houston, TX
  • 1 FDIC branch location
  • FDIC total assets $601.9M

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/gulf-capital-bank
API:
https://www.capbench.com/api/public/lenders/gulf-capital-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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