SBA lender record

Guthrie County State Bank

505 E Main St, Panora, IA, 50216. The complete public SBA 7(a) lending record (FY2020–24) — every business Guthrie County State Bank financed, every failed deal, the branches, and the FDIC profile.

$1.9M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $285.1M
Deposits: $214.4M
Loans outstanding: $151.3M
Net income: $0.7M
Return on assets: 0.9922533364518439%
Return on equity: 10.57%
Total equity: $26.2M
Offices: 2
Founded: 10/1
Headquarters: 505 E Main St, Panora, IA, 50216
FDIC cert: 226
Website: www.gcsbank.com

FDIC call-report data, quarter ending 03/2026.

2 branches

Guthrie County State BankMain office505 E Main St, Panora, IA, 50216· since 1931
Guthrie County State Bank413 State St, Guthrie Center, IA, 50115· since 1998

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Businesses Guthrie County State Bank financed

6 businesses on record. Each links to its full SBA record.

Most active in: IA (7).

Agent summary

This page summarizes Guthrie County State Bank's public SBA 7(a) lending record (FY2020–24) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

7 SBA 7(a) loans totaling $1.9M
6 businesses financed
FDIC total assets $285.1M
2 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/guthrie-county-state-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Guthrie County State Bank.