Lender record
Harmony Bank
The real lending record — every figure from funded deals. HQ: 4161 Mckinney Ave, Dallas, TX. 11 branches.
9
Recent deals (FY20+)
$385K
Typical deal
—
Approval → funding
Where Harmony Bank lends
Deals Harmony Bank funded — list all 9 as text
- West Cranmer, LLC — Mansfield · $540K · FY2026 · Limited-Service Restaurants
- Angus First Stop LLC — Corsicana · $212K · FY2026 · Beer, Wine, and Liquor Retailers
- Nando's Auto Repair LLC — Corsicana · $320K · FY2025 · General Automotive Repair
- Chireaubeau LLC — Dallas · $125K · FY2024 · Offices of Chiropractors
- Romas Italian Lancaster, LLC — Lancaster · $385K · FY2023 · Full-Service Restaurants
- Vision Elevated TX, LLC — Mckinney · $234K · FY2023 · Barber Shops
- 103 Texas LLC — Richardson · $1.4M · FY2022 · Full-Service Restaurants
- Wesson Construction Services LLC — Fort Worth · $400K · FY2022 · Commercial and Institutional Building Construction
- The Emerson at Coral Lane, LLC — Kaufman · $772K · FY2021 · Lessors of Nonresidential Buildings (except Miniwarehouses)
Deal profile
Most Harmony Bank deals land between $234K and $540K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (2)
- 2.Limited-Service Restaurants (1)
- 3.Beer, Wine, and Liquor Retailers (1)
- 4.General Automotive Repair (1)
- 5.Offices of Chiropractors (1)
- 6.Barber Shops (1)
- 7.Commercial and Institutional Building Construction (1)
- 8.Lessors of Nonresidential Buildings (except Miniwarehouses) (1)
Most active states
- 1.Texas (9 deals)
Franchises they finance most
Can Harmony Bank fund you? The bank behind the loans
Total assets
$816.6M
▼ 2.5% vs prior quarter
Deposits on hand
$671.2M
▼ 3.1% vs prior quarter
Loans outstanding
$600.0M
▲ 2.3% vs prior quarter
Net income (latest qtr)
$2.6M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Harmony Bank more SBA-focused than 35% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 1.25% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Harmony Bank branch (11)
Harmony BankMain office4161 Mckinney AveDallas, TX 75204 · since 2005
Seven Points Branch11660 Highway 274Seven Points, TX 75143 · since 1994
Italy Branch100 W Main StItaly, TX 76651 · since 2005
Waxahachie Branch104 Broadhead RdWaxahachie, TX 75165 · since 2010
Ennis Branch909 S Clay StEnnis, TX 75119 · since 2010
Garland Branch1919 S Shiloh Road Suite 100 Lb 30Garland, TX 75042 · since 2017
Ervay Street Branch1900 S Ervay StDallas, TX 75215 · since 2018
Deep Ellum Branch3033 Main StDallas, TX 75226 · since 2019
Rice Branch100 North Mckinney StreetRice, TX 75155 · since 2022
Bishop Arts Branch247 W Davis StDallas, TX 75208 · since 2022
Kemp Branch100 S State Highway 274Kemp, TX 75143 · since 2023
Scroll for all 11 branches · Branch data: FDIC BankFind.
Recent deals
- West Cranmer, LLC in Mansfield, TX — $540K (2026) · Limited-Service Restaurants
- Program
- 7a General
- Rate at approval
- 8.75% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $405K (75%)
- Approval → funding
- 77 days
- Approved
- 12/9/2025
- First disbursed
- 2/24/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Cupbop
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Your business? Claim this record · Request removal
- Angus First Stop LLC in Corsicana, TX — $212K (2026) · purchase · Beer, Wine, and Liquor Retailers
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $159K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $235K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $31K
- Monthly payment
- $1,738
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Nando's Auto Repair LLC in Corsicana, TX — $320K (2025) · General Automotive Repair
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 10 days
- Approved
- 9/23/2025
- First disbursed
- 10/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Your business? Claim this record · Request removal
- Chireaubeau LLC in Dallas, TX — $125K (2024) · Offices of Chiropractors
- Program
- 7a General
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $106K (85%)
- Approval → funding
- 95 days
- Approved
- 5/16/2024
- First disbursed
- 8/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Offices of Chiropractors
Your business? Claim this record · Request removal
- Romas Italian Lancaster, LLC in Lancaster, TX — $385K (2023) · purchase · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approval → funding
- 11 days
- Approved
- 1/20/2023
- First disbursed
- 1/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $428K
- Est. down payment (10%)
- $43K
- Est. cash at closing
- $57K
- Monthly payment
- $5,141
- Annual debt service
- $62K
- Cash flow needed (1.25×)
- $77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Vision Elevated TX, LLC in Mckinney, TX — $234K (2023) · Barber Shops
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $176K (75%)
- Approval → funding
- 18 days
- Approved
- 1/13/2023
- First disbursed
- 1/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Your business? Claim this record · Request removal
- 103 Texas LLC in Richardson, TX — $1.4M (2022) · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approved
- 7/14/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 66
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Your business? Claim this record · Request removal
- Wesson Construction Services LLC in Fort Worth, TX — $400K (2022) · Commercial and Institutional Building Construction
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 0 days
- Approved
- 9/28/2022
- First disbursed
- 9/28/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Institutional Building Construction
Your business? Claim this record · Request removal
- The Emerson at Coral Lane, LLC in Kaufman, TX — $772K (2021) · Lessors of Nonresidential Buildings (except Miniwarehouses)
- Program
- 7a General
- Rate at approval
- 4.5% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $695K (90%)
- Approval → funding
- 95 days
- Approved
- 7/28/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Lessors of Nonresidential Buildings (except Miniwarehouses)
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Work at Harmony Bank?
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Businesses Harmony Bank financed
9 businesses on record. Each links to its full SBA record.
- 103 Texas LLCRichardson, TX · 1 loan$1.4M
- The Emerson at Coral Lane, LLCKaufman, TX · 1 loan$772K
- West Cranmer, LLCMansfield, TX · 1 loan$540K
- Wesson Construction Services LLCFort Worth, TX · 1 loan$400K
- Romas Italian Lancaster, LLCLancaster, TX · 1 loan$385K
- Nando's Auto Repair LLCCorsicana, TX · 1 loan$320K
- Vision Elevated TX, LLCMckinney, TX · 1 loan$234K
- Angus First Stop LLCCorsicana, TX · 1 loan$212K
- Chireaubeau LLCDallas, TX · 1 loan$125K
Work at Harmony Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Harmony Bank.
Agent summary
This page summarizes Harmony Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 9 SBA 7(a) loans on record
- $385K typical deal
- 2 business-acquisition loans
- HQ: 4161 Mckinney Ave, Dallas, TX
- 11 FDIC branch locations
- FDIC total assets $816.6M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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