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Lender record

Harmony Bank

The real lending record — every figure from funded deals. HQ: 4161 Mckinney Ave, Dallas, TX. 11 branches.

9

Recent deals (FY20+)

$385K

Typical deal

Approval → funding

Where Harmony Bank lends

Deals Harmony Bank funded — list all 9 as text

Deal profile

Most Harmony Bank deals land between $234K and $540K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (2)
  2. 2.Limited-Service Restaurants (1)
  3. 3.Beer, Wine, and Liquor Retailers (1)
  4. 4.General Automotive Repair (1)
  5. 5.Offices of Chiropractors (1)
  6. 6.Barber Shops (1)
  7. 7.Commercial and Institutional Building Construction (1)
  8. 8.Lessors of Nonresidential Buildings (except Miniwarehouses) (1)

Most active states

  1. 1.Texas (9 deals)

Franchises they finance most

Can Harmony Bank fund you? The bank behind the loans

Total assets

$816.6M

2.5% vs prior quarter

Deposits on hand

$671.2M

3.1% vs prior quarter

Loans outstanding

$600.0M

2.3% vs prior quarter

Net income (latest qtr)

$2.6M

  • SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Harmony Bank more SBA-focused than 35% of the banks on our record.
  • Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • Return on assets of 1.25% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Harmony Bank branch (11)

Harmony BankMain office4161 Mckinney AveDallas, TX 75204 · since 2005

Seven Points Branch11660 Highway 274Seven Points, TX 75143 · since 1994

Italy Branch100 W Main StItaly, TX 76651 · since 2005

Waxahachie Branch104 Broadhead RdWaxahachie, TX 75165 · since 2010

Ennis Branch909 S Clay StEnnis, TX 75119 · since 2010

Garland Branch1919 S Shiloh Road Suite 100 Lb 30Garland, TX 75042 · since 2017

Ervay Street Branch1900 S Ervay StDallas, TX 75215 · since 2018

Deep Ellum Branch3033 Main StDallas, TX 75226 · since 2019

Rice Branch100 North Mckinney StreetRice, TX 75155 · since 2022

Bishop Arts Branch247 W Davis StDallas, TX 75208 · since 2022

Kemp Branch100 S State Highway 274Kemp, TX 75143 · since 2023

Scroll for all 11 branches · Branch data: FDIC BankFind.

Recent deals

  • West Cranmer, LLC in Mansfield, TX$540K (2026) · Limited-Service Restaurants
  • Angus First Stop LLC in Corsicana, TX$212K (2026) · purchase · Beer, Wine, and Liquor Retailers
  • Nando's Auto Repair LLC in Corsicana, TX$320K (2025) · General Automotive Repair
  • Chireaubeau LLC in Dallas, TX$125K (2024) · Offices of Chiropractors
  • Romas Italian Lancaster, LLC in Lancaster, TX$385K (2023) · purchase · Full-Service Restaurants
  • Vision Elevated TX, LLC in Mckinney, TX$234K (2023) · Barber Shops
  • 103 Texas LLC in Richardson, TX$1.4M (2022) · Full-Service Restaurants
  • Wesson Construction Services LLC in Fort Worth, TX$400K (2022) · Commercial and Institutional Building Construction
  • The Emerson at Coral Lane, LLC in Kaufman, TX$772K (2021) · Lessors of Nonresidential Buildings (except Miniwarehouses)

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Harmony Bank financed

9 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Harmony Bank.

Agent summary

This page summarizes Harmony Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 9 SBA 7(a) loans on record
  • $385K typical deal
  • 2 business-acquisition loans
  • HQ: 4161 Mckinney Ave, Dallas, TX
  • 11 FDIC branch locations
  • FDIC total assets $816.6M
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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