SBA lender record

Heritage Community Bank

100 E Locust St, Union, MO, 63084. The complete public SBA 7(a) lending record (FY2020–25) — every business Heritage Community Bank financed, every failed deal, the branches, and the FDIC profile.

$1.9M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $329.8M
Deposits: $280.6M
Loans outstanding: $287.2M
Net income: $1.1M
Return on assets: 1.2981042928162834%
Return on equity: 16.02%
Total equity: $26.6M
Offices: 5
Founded: 08/1
Headquarters: 100 E Locust St, Union, MO, 63084
FDIC cert: 15282
Website: WWW.HCBANKS.COM

FDIC call-report data, quarter ending 03/2026.

5 branches

Heritage Community BankMain office100 E Locust St, Union, MO, 63084· since 1935
Washington Branch801 Franklin Ave, Washington, MO, 63090· since 2013
Chamois Branch101 South Main St, Chamois, MO, 65024· since 2022
Marthasville Branch15967 Hwy 47, Marthasville, MO, 63357· since 2023
Pevely Branch8601 Daniel Dunklin Blvd, Pevely, MO, 63070· since 2025

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Businesses Heritage Community Bank financed

4 businesses on record. Each links to its full SBA record.

Most active in: MO (8).

Agent summary

This page summarizes Heritage Community Bank's public SBA 7(a) lending record (FY2020–25) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

8 SBA 7(a) loans totaling $1.9M
4 businesses financed
FDIC total assets $329.8M
5 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/heritage-community-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Heritage Community Bank.