Lender record
Idaho First Bank
The real lending record — every figure from funded deals. HQ: 475 E Deinhard Ln, Mccall, ID. 9 branches.
37
Recent deals (FY20+)
$200K
Typical deal
15 days
Approval → funding
0%
Failure rate (FY20–23)
Where Idaho First Bank lends
Deals Idaho First Bank funded — list all 37 as text
- Nine Realms Athletics LLC — Caldwell · $250K · FY2026 · Fitness and Recreational Sports Centers
- EKC, Inc. — Boise · $680K · FY2025 · Commercial and Institutional Building Construction
- C308 MARKETING INC — Boise · $177K · FY2025 · Other Services Related to Advertising
- Black Diamond Electric LLC — Meridian · $170K · FY2025 · Electrical Contractors and Other Wiring Installation Contrac
- Black Diamond Electric LLC — Meridian · $50K · FY2025 · Electrical Contractors and Other Wiring Installation Contrac
- HFCoaching, LLC — Caldwell · $38K · FY2025 · All Other Personal Services
- Rnomics LLC — Las Vegas · $2.4M · FY2024 · Environmental Consulting Services
- Falvey's LLC — Mccall · $150K · FY2024 · Site Preparation Contractors
- Point Chiropractic PC — Bend · $225K · FY2023 · Offices of Chiropractors
- Cheap Thrills LLC — Mccall · $50K · FY2023 · Recreational Goods Rental
- GRANITE PEAK SMELTING COMPANY LLC — Mccall · $905K · FY2022 · Gasoline Stations with Convenience Stores
- Cheap Thrills LLC — Mccall · $896K · FY2022 · Recreational Goods Rental
- Bond & Bevel Mercantile and Coffee House LLC — Caldwell · $100K · FY2022 · Snack and Nonalcoholic Beverage Bars
- 1319 Wellness LLC — Lakewood · $100K · FY2022 · Other Personal Care Services
- Turtle Creek West LLC — Nampa · $3.1M · FY2021 · Sporting and Recreational Goods and Supplies Merchant Wholes
- Saalt Holdings, LLC — Boise · $2.1M · FY2021 · Surgical and Medical Instrument Manufacturing
- Saalt Holdings, LLC — Boise · $1.0M · FY2021 · Electronic Shopping and Mail-Order Houses
- Lokahi Holding LLC — Meridian · $896K · FY2021 · Lessors of Nonresidential Buildings (except Miniwarehouses)
- Old Arms of Idaho, LLC — Boise · $799K · FY2021 · Sporting and Recreational Goods and Supplies Merchant Wholes
- Turtle Creek West LLC — Boise · $609K · FY2021 · Sporting and Recreational Goods and Supplies Merchant Wholes
- McCarrel Enterprises, LLC — Eagle · $532K · FY2021 · Drinking Places (Alcoholic Beverages)
- Dope Fitness Garden City, LLC — Boise · $350K · FY2021 · Fitness and Recreational Sports Centers
- Refresh Yourself LLC — Boise · $350K · FY2021 · Other Personal Care Services
- HOPEnterprises LLC — Meridian · $200K · FY2021 · Residential Remodelers
- Refresh Yourself LLC — Boise · $100K · FY2021 · Other Personal Care Services
- Whalen Wellness Inc. — Eagle · $100K · FY2021 · Other Personal Care Services
- Whalen Wellness Inc. — Eagle · $25K · FY2021 · Other Personal Care Services
- McCarrel Enterprises, LLC — Eagle · $20K · FY2021 · Drinking Places (Alcoholic Beverages)
- Double Tapp Properties LLC — Boise · $374K · FY2020 · Lessors of Nonresidential Buildings (except Miniwarehouses)
- Dope Fitness Garden City, LLC — Garden City · $370K · FY2020 · Fitness and Recreational Sports Centers
- Integrative Solutions 1 LLC — Horseshoe Bend · $230K · FY2020 · Industrial Building Construction
- Optimal Spine & Posture, PLLC — Garden City · $195K · FY2020 · Offices of Chiropractors
- Slonaker Enterprises LLC — Meridian · $142K · FY2020 · Offices of Chiropractors
- Double Tapp LLC — Boise · $25K · FY2020 · All Other Miscellaneous Schools and Instruction
- Double Tapp LLC — Boise · $25K · FY2020 · All Other Personal Services
- Potter Wines LLC — Garden City · $20K · FY2020 · Drinking Places (Alcoholic Beverages)
- Optimal Spine & Posture, PLLC — Boise · $20K · FY2020 · Offices of Chiropractors
Deal profile
Most Idaho First Bank deals land between $100K and $609K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Other Personal Care Services (5)
- 2.Offices of Chiropractors (4)
- 3.Fitness and Recreational Sports Centers (3)
- 4.Sporting and Recreational Goods and Supplies Merchant Wholes (3)
- 5.Drinking Places (Alcoholic Beverages) (3)
- 6.Electrical Contractors and Other Wiring Installation Contrac (2)
- 7.All Other Personal Services (2)
- 8.Recreational Goods Rental (2)
Most active states
- 1.Idaho (34 deals)
- 2.Nevada (1 deals)
- 3.Oregon (1 deals)
- 4.Colorado (1 deals)
Franchises they finance most
Can Idaho First Bank fund you? The bank behind the loans
Total assets
$1.4B
▼ 5.5% vs prior quarter
Deposits on hand
$1.2B
▼ 6.8% vs prior quarter
Loans outstanding
$866.3M
▲ 8.5% vs prior quarter
Net income (latest qtr)
$2.3M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Idaho First Bank more SBA-focused than 9% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.65% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Idaho First Bank branch (9)
Idaho First BankMain office475 E Deinhard LnMccall, ID 83638 · since 2005
12th & Idaho Branch209 N 12th StBoise, ID 83702 · since 2014
New Meadows308 Virginia StNew Meadows, ID 83654 · since 2016
Eagle Branch560 S. State StreetEagle, ID 83616 · since 2016
Ketchum Branch291 N Washington AvenueKetchum, ID 83340 · since 2019
Nampa Branch343 Caldwell BlvdNampa, ID 83651 · since 2020
Bend Branch1002 Nw Bond StBend, OR 97703 · since 2022
Bend Lpo Branch1030 Nw Bond StBend, OR 97703 · since 2023 · limited service
Hailey Branch516 N Main Street, Unit C-1Hailey, ID 83333 · since 2024
Branch data: FDIC BankFind.
Recent deals
- Nine Realms Athletics LLC in Caldwell, ID — $250K (2026) · Fitness and Recreational Sports Centers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approved
- 3/6/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Your business? Claim this record · Request removal
- EKC, Inc. in Boise, ID — $680K (2025) · purchase · Commercial and Institutional Building Construction
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $510K (75%)
- Approval → funding
- 30 days
- Approved
- 3/25/2025
- First disbursed
- 4/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Commercial and Institutional Building Construction
If you were the buyer here
- Est. deal size
- $756K
- Est. down payment (10%)
- $76K
- Est. cash at closing
- $101K
- Monthly payment
- $8,799
- Annual debt service
- $106K
- Cash flow needed (1.25×)
- $132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- C308 MARKETING INC in Boise, ID — $177K (2025) · Other Services Related to Advertising
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $89K (50%)
- Approval → funding
- 6 days
- Approved
- 12/6/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Other Services Related to Advertising
Your business? Claim this record · Request removal
- Black Diamond Electric LLC in Meridian, ID — $170K (2025) · Electrical Contractors and Other Wiring Installation Contrac
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $128K (75%)
- Approval → funding
- 6 days
- Approved
- 1/22/2025
- First disbursed
- 1/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Electrical Contractors and Other Wiring Installation Contrac
Your business? Claim this record · Request removal
- Black Diamond Electric LLC in Meridian, ID — $50K (2025) · Electrical Contractors and Other Wiring Installation Contrac
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 35 days
- Approved
- 1/22/2025
- First disbursed
- 2/26/2025
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Electrical Contractors and Other Wiring Installation Contrac
Your business? Claim this record · Request removal
- HFCoaching, LLC in Caldwell, ID — $38K (2025) · All Other Personal Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $19K (50%)
- Approval → funding
- 4 days
- Approved
- 12/20/2024
- First disbursed
- 12/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- All Other Personal Services
Your business? Claim this record · Request removal
- Rnomics LLC in Las Vegas, NV — $2.4M (2024) · Environmental Consulting Services
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 19 days
- Approved
- 4/24/2024
- First disbursed
- 5/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Environmental Consulting Services
Your business? Claim this record · Request removal
- Falvey's LLC in Mccall, ID — $150K (2024) · Site Preparation Contractors
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 20 days
- Approved
- 6/20/2024
- First disbursed
- 7/10/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Site Preparation Contractors
Your business? Claim this record · Request removal
- Point Chiropractic PC in Bend, OR — $225K (2023) · purchase · Offices of Chiropractors
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 1 days
- Approved
- 4/13/2023
- First disbursed
- 4/14/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Offices of Chiropractors
If you were the buyer here
- Est. deal size
- $250K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,973
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Cheap Thrills LLC in Mccall, ID — $50K (2023) · Recreational Goods Rental
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 7 days
- Approved
- 4/11/2023
- First disbursed
- 4/18/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Recreational Goods Rental
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Work at Idaho First Bank?
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Businesses Idaho First Bank financed
27 businesses on record. Each links to its full SBA record.
- Turtle Creek West LLCBoise, ID · 2 loans$3.7M
- Saalt Holdings, LLCBoise, ID · 2 loans$3.1M
- Rnomics LLCLas Vegas, NV · 1 loan$2.4M
- Cheap Thrills LLCMccall, ID · 2 loans$946K
- GRANITE PEAK SMELTING COMPANY LLCMccall, ID · 1 loan$905K
- Lokahi Holding LLCMeridian, ID · 1 loan$896K
- Old Arms of Idaho, LLCBoise, ID · 1 loan$799K
- Dope Fitness Garden City, LLCGarden City, ID · 2 loans$720K
- EKC, Inc.Boise, ID · 1 loan$680K
- McCarrel Enterprises, LLCEagle, ID · 2 loans$552K
- Refresh Yourself LLCBoise, ID · 2 loans$450K
- Double Tapp Properties LLCBoise, ID · 1 loan$374K
- Nine Realms Athletics LLCCaldwell, ID · 1 loan$250K
- Integrative Solutions 1 LLCHorseshoe Bend, ID · 1 loan$230K
- Point Chiropractic PCBend, OR · 1 loan$225K
- Black Diamond Electric LLCMeridian, ID · 2 loans$220K
- Optimal Spine & Posture, PLLCGarden City, ID · 2 loans$215K
- HOPEnterprises LLCMeridian, ID · 1 loan$200K
- C308 MARKETING INCBoise, ID · 1 loan$177K
- Falvey's LLCMccall, ID · 1 loan$150K
- Slonaker Enterprises LLCMeridian, ID · 1 loan$142K
- Whalen Wellness Inc.Eagle, ID · 2 loans$125K
- 1319 Wellness LLCLakewood, CO · 1 loan$100K
- Bond & Bevel Mercantile and Coffee House LLCCaldwell, ID · 1 loan$100K
- Double Tapp LLCBoise, ID · 2 loans$50K
- HFCoaching, LLCCaldwell, ID · 1 loan$38K
- Potter Wines LLCGarden City, ID · 1 loan$20K
Work at Idaho First Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Idaho First Bank.
Agent summary
This page summarizes Idaho First Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 37 SBA 7(a) loans on record
- $200K typical deal
- 4 business-acquisition loans
- HQ: 475 E Deinhard Ln, Mccall, ID
- 9 FDIC branch locations
- FDIC total assets $1.4B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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