SBA lender record

Incommons Bank NA

301 E Commerce St, Mexia, TX, 76667. The complete public SBA 7(a) lending record (FY2021–24) — every business Incommons Bank NA financed, every failed deal, the branches, and the FDIC profile.

$8.7M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $282.5M
Deposits: $248.5M
Loans outstanding: $200.2M
Net income: $1.2M
Return on assets: 1.6898130581062962%
Return on equity: 19.66%
Total equity: $24.3M
Offices: 6
Founded: 02/0
Headquarters: 301 E Commerce St, Mexia, TX, 76667
FDIC cert: 3342
Website: WWW.INCOMMONSBANK.COM

FDIC call-report data, quarter ending 03/2026.

6 branches

Incommons Bank, N.A.Main office301 E Commerce St, Mexia, TX, 76667· since 1882
Rosebud Branch339 E Main St, Rosebud, TX, 76570· since 1995
Coolidge Branch123 Bell Street, Coolidge, TX, 76635· since 1996
Mart Branch714 E Texas Ave, Mart, TX, 76664· since 1998
Fairfield Branch415 W Commerce St, Fairfield, TX, 75840· since 1999
Waco Branch5400 Crosslake Pkwy, Waco, TX, 76712· since 2009

Failed deals

1 of Incommons Bank NA's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

No L, LLCWaco, TX · $812K · FY2021$656K lost

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Businesses Incommons Bank NA financed

5 businesses on record. Each links to its full SBA record.

Most active in: TX (5), WV (1).

Agent summary

This page summarizes Incommons Bank NA's public SBA 7(a) lending record (FY2021–24) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

6 SBA 7(a) loans totaling $8.7M
5 businesses financed
FDIC total assets $282.5M
6 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/incommons-bank-na
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Incommons Bank NA.