Lender intelligence
Financing a collection agencies acquisition in Missouri
The SBA 7(a) lenders funding the most collection agencies acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance collection agencies in Missouri
$1.22M
Typical loan
range $1.22M–$1.22M
$1.35M
Est. purchase price
≈ loan ÷ 90%
$185,576
Cash to close
$135,333 down + fees
$15,761/mo
Typical payment
~9.5% · 10yr
$217,502/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
1
Lenders competing
more = leverage
6.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in collection agencies · Missouri
Ranked by funded collection agencies acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $0M · Saint Louis, MOFull record →
1+ funded Collection Agencies in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ARC Properties I LLC in Chesterfield, MO — $1.2M (2022) · purchase · St. Louis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $914K (75%)
- Approval → funding
- 4 days
- Approved
- 7/29/2022
- First disbursed
- 8/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Collection Agencies
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $135K
- Est. cash at closing
- $186K
- Monthly payment
- $13,830
- Annual debt service
- $166K
- Cash flow needed (1.25×)
- $207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
Financing a collection agencies deal in Missouri? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to collection agencies businesses with a Missouri project address.
Agent summary
How to finance a collection agencies acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. St. Louis Bank funds the most here. CapBench is not a lender.
- $1.2M typical loan
- 1 lenders active in Missouri
- 1+ funded Missouri deals
- 4 days typical to fund
Buyers buying a collection agencies in Missouri typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.