Lender intelligence
Financing a computer systems design services acquisition in Illinois
The SBA 7(a) lenders funding the most computer systems design services acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance computer systems design services in Illinois
$215K
Typical loan
range $100K–$1.12M
$239K
Est. purchase price
≈ loan ÷ 90%
$31,967
Cash to close
$23,900 down + fees
$3,180/mo
Typical payment
~12.75% · 10yr
$43,884/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
2
Lenders competing
more = leverage
5.67%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in computer systems design services · Illinois
Ranked by funded computer systems design services acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.32 loans · $37M · Champaign, ILFull record →
- 2.1 loans · $1M · Woodstock, ILFull record →
3+ funded Computer Systems Design Services in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Personal Consulting Services International, LTD in Inverness, IL — $215K (2022) · purchase · American Community Bank & Trust
- Program
- 7a General
- Rate at approval
- 5% fixed
- Term
- 59 months
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 3 days
- Approved
- 6/27/2022
- First disbursed
- 6/30/2022
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $239K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $4,120
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Community Bank & Trust · Lender record →
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- On the Job Consulting, Inc. in Urbana, IL — $1.1M (2020) · purchase · Busey Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $843K (75%)
- Approval → funding
- 17 days
- Approved
- 7/14/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $125K
- Est. cash at closing
- $171K
- Monthly payment
- $12,485
- Annual debt service
- $150K
- Cash flow needed (1.25×)
- $187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
- On The Job Consulting Inc in Urbana, IL — $100K (2020) · purchase · Busey Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 6/16/2020
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,314
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
Financing a computer systems design services deal in Illinois? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to computer systems design services businesses with a Illinois project address.
Agent summary
How to finance a computer systems design services acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. Busey Bank funds the most here. CapBench is not a lender.
- $535K typical loan
- 2 lenders active in Illinois
- 3+ funded Illinois deals
- 17 days typical to fund
Buyers buying a computer systems design services in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.