Lender intelligence
Financing a computer systems design services acquisition in Illinois
The SBA 7(a) lenders funding the most computer systems design services acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance computer systems design services in Illinois
$215K
Typical loan
range $100K–$1.12M
$239K
Est. purchase price
≈ loan ÷ 90%
$31,967
Cash to close
$23,900 down + fees
$3,149/mo
Typical payment
~12.5% · 10yr
$43,456/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
2
Lenders competing
more = leverage
5.67%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in computer systems design services · Illinois
Ranked by funded computer systems design services acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public computer systems design services loan history in Illinois to rank lenders yet. See computer systems design services lenders nationwide →
3+ funded Computer Systems Design Services in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Personal Consulting Services International, LTD in Inverness, IL — $215K (2022) · purchase · American Community Bank & Trust
- Program
- 7a General
- Rate at approval
- 5% fixed
- Term
- 59 months
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 3 days
- Approved
- 6/27/2022
- First disbursed
- 6/30/2022
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $239K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $4,120
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Community Bank & Trust · Lender record →
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- On the Job Consulting, Inc. in Urbana, IL — $1.1M (2020) · purchase · Busey Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $843K (75%)
- Approval → funding
- 17 days
- Approved
- 7/14/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $125K
- Est. cash at closing
- $171K
- Monthly payment
- $12,485
- Annual debt service
- $150K
- Cash flow needed (1.25×)
- $187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
- On The Job Consulting Inc in Urbana, IL — $100K (2020) · purchase · Busey Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 6/16/2020
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,314
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
Financing a computer systems design services deal in Illinois? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to computer systems design services businesses with a Illinois project address.
Agent summary
How to finance a computer systems design services acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. CapBench is not a lender.
- $535K typical loan
- 2 lenders active in Illinois
- 3+ funded Illinois deals
- 17 days typical to fund
Buyers buying a computer systems design services in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.