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Retail & Shops · lender intelligence

Financing a convenience retailers acquisition

The SBA 7(a) lenders funding the most convenience retailers acquisitions, ranked from public loan records — typical deal about $530K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance convenience retailers

$587K

Typical loan

range $323K–$960K

$652K

Est. purchase price

≈ loan ÷ 90%

$87,161

Cash to close

$65,167 down + fees

$7,589/mo

Typical payment

~9.5% · 10yr

$104,728/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

22 days

Typical time to fund

75

Lenders competing

more = leverage

9.02%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in convenience retailers

Ranked by funded convenience retailers acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.139 loans · $102M · Los Angeles, CAFull record →
  2. 2.85 loans · $148M · Los Angeles, CAFull record →
  3. 3.24 loans · $30M · City Of Industry, CAFull record →
  4. 4.2,539 loans · $965M · Columbus, OHFull record →
  5. 5.60 loans · $130M · Doraville, GAFull record →
  6. 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
  7. 7.83 loans · $143M · Los Angeles, CAFull record →
  8. 8.72 loans · $22M · Rockland, MAFull record →
  9. 9.46 loans · $25M · Richland, WAFull record →
  10. 10.242 loans · $281M · Chicago, ILFull record →
  11. 11.274 loans · $315M · Los Angeles, CAFull record →
  12. 12.99 loans · $43M · Walla Walla, WAFull record →
  13. 13.15 loans · $15M · Houston, MOFull record →
  14. 14.159 loans · $307M · Garden Grove, CAFull record →
  15. 15.12 loans · $29M · Everett, WAFull record →
  16. 16.32 loans · $54M · Houston, TXFull record →
  17. 17.168 loans · $205M · Fishers, INFull record →
  18. 18.29 loans · $28M · Quincy, CAFull record →
  19. 19.101 loans · $81M · Pasadena, CAFull record →
  20. 20.14 loans · $18M · Los Angeles, CAFull record →
  21. 21.868 loans · $362M · Salt Lake City, UTFull record →
  22. 22.61 loans · $67M · Los Angeles, CAFull record →
  23. 23.1 loans · $0M · St. Louis, MOFull record →
  24. 24.20 loans · $8M · Saint Petersburg, FLFull record →
  25. 25.104 loans · $100M · Portsmouth, VAFull record →

214+ funded convenience retailers deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Totem Grocery in Tulalip, WA$2.7M (2026) · purchase · US Metro Bank
  • PAR AL Eagle Inc in Dallas, TX$2.3M (2026) · purchase · Southwestern National Bank
  • Country Breeze on 60 LLC in Vermilion, OH$1.9M (2026) · purchase · Pathward National Association
  • Panchos Palace of Detroit in Detroit, MI$1.9M (2026) · purchase · First Internet Bank of Indiana
  • Amardeep Corporation in Grand Rapids, MI$1.4M (2026) · purchase · Byline Bank
  • Camp Wisdom Investment LLC in Dallas, TX$1.3M (2026) · purchase · Southwestern National Bank
  • Madill Investment Group LLC in Madill, OK$1.2M (2026) · purchase · Open Bank
  • Giridhari Investments LLC in Scroggins, TX$1.2M (2026) · purchase · Open Bank
  • Pisgah Liquor and Deli in Indian Head, MD$1.1M (2026) · purchase · Hanmi Bank
  • NPK OPERATING LLC in Fort Worth, TX$972K (2026) · purchase · Metro City Bank
  • Jacks Mini Market, LLC in Rockport, TX$945K (2026) · purchase · Port 51 Lending LLC
  • Ram 15 LLC in Zephyrhills, FL$815K (2026) · purchase · PromiseOne Bank
  • TAYLOR'S BAR in Springhill, LA$773K (2026) · purchase · US Metro Bank
  • VARSITY LIQUOR & FOOD INC in Fresno, CA$717K (2026) · purchase · Celtic Bank Corporation
  • Morris Market in Stockton, CA$665K (2026) · purchase · Open Bank
  • Johnson's Development Inc in Graham, WA$550K (2026) · purchase · Southwestern National Bank
  • White Oak Mart in Fredericksburg, VA$530K (2026) · purchase · US Metro Bank
  • Shree Siddhidata Inc in Cambridge, MA$520K (2026) · purchase · Rockland Trust Company
  • Choem Family Harvest LLC in Gig Harbor, WA$508K (2026) · purchase · Hanmi Bank
  • J&N VENTURES 2026 INC in Everett, WA$506K (2026) · purchase · Mountain Pacific Bank

Financing a convenience retailers deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience retailers businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a convenience retailers acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Hanmi Bank funds the most. CapBench is not a lender.

  • $530K typical loan
  • 75 lenders fund the industry
  • 0% default (FY20–23)
  • 22 days typical to fund

Buyers researching a convenience retailers deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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