Lender intelligence
Financing a educational support services acquisition in Kentucky
The SBA 7(a) lenders funding the most educational support services acquisitions in Kentucky, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance educational support services in Kentucky
$1.31M
Typical loan
range $1.31M–$1.31M
$1.46M
Est. purchase price
≈ loan ÷ 90%
$199,928
Cash to close
$145,800 down + fees
$16,980/mo
Typical payment
~9.5% · 10yr
$234,324/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
102 days
Typical time to fund
1
Lenders competing
more = leverage
5.4%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in educational support services · Kentucky
Ranked by funded educational support services acquisitions in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public educational support services loan history in Kentucky to rank lenders yet. See educational support services lenders nationwide →
1+ funded Educational Support Services in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Derby City Education LLC in Louisville, KY — $1.3M (2021) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.4% fixed
- Term
- 156 mo (13 yrs)
- SBA guaranteed
- $984K (75%)
- Approval → funding
- 102 days
- Approved
- 12/18/2020
- First disbursed
- 3/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Educational Support Services
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $146K
- Est. cash at closing
- $200K
- Monthly payment
- $11,725
- Annual debt service
- $141K
- Cash flow needed (1.25×)
- $176K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to educational support services businesses with a Kentucky project address.
Agent summary
How to finance a educational support services acquisition in Kentucky with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Kentucky deals. CapBench is not a lender.
- $320K typical loan
- 1 lenders active in Kentucky
- 1+ funded Kentucky deals
- 102 days typical to fund
Buyers buying a educational support services in Kentucky typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.