Financing a engineering services acquisition in Maryland

State:

The SBA 7(a) lenders funding the most engineering services acquisitions in Maryland, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance engineering services in Maryland

$2.28M

Typical loan

range $332K–$3.74M

$2.53M

Est. purchase price

≈ loan ÷ 90%

$348,696

Cash to close

$253,000 down + fees

$29,464/mo

Typical payment

~9.5% · 10yr

$406,603/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

31 days

Typical time to fund

Lenders competing

more = leverage

7.52%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in engineering services · Maryland

Ranked by funded engineering services acquisitions in Maryland. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,927 loans · $207M · Buffalo, NYFull record →
2.168 loans · $205M · Fishers, INFull record →
3.318 loans · $229M · Osage Beach, MOFull record →
4.2,539 loans · $965M · Columbus, OHFull record →
5.34 loans · $57M · Charlotte, NCFull record →
6.38 loans · $26M · Richmond City, VAFull record →

10+ funded Engineering Services in Maryland deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Native American Technology Corporation in Walkersville, MD — $3.7M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.8M (75%)
Approval → funding
39 days
Approved
11/14/2025
First disbursed
12/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$415K
Est. cash at closing
$574K
Monthly payment
$48,369
Annual debt service
$580K
Cash flow needed (1.25×)
$726K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Zerodraft Maryland, LLC in Lutherville Timonium, MD — $2.7M (2026) · purchase · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
31 days
Approved
12/16/2025
First disbursed
1/16/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$300K
Est. cash at closing
$414K
Monthly payment
$34,202
Annual debt service
$410K
Cash flow needed (1.25×)
$513K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Native American Technology Corporation in Walkersville, MD — $332K (2026) · purchase · First Internet Bank of Indiana
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$166K (50%)
Approval → funding
39 days
Approved
11/14/2025
First disbursed
12/23/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
60
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$369K
Est. down payment (10%)
$37K
Est. cash at closing
$49K
Monthly payment
$4,296
Annual debt service
$52K
Cash flow needed (1.25×)
$64K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Zerodraft Maryland, LLC in Lutherville Timonium, MD — $175K (2026) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$88K (50%)
Approval → funding
73 days
Approved
12/17/2025
First disbursed
2/28/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$194K
Est. down payment (10%)
$19K
Est. cash at closing
$26K
Monthly payment
$2,217
Annual debt service
$27K
Cash flow needed (1.25×)
$33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
CFWright Consulting LLC in Bowie, MD — $1.0M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$769K (75%)
Approval → funding
22 days
Approved
9/25/2025
First disbursed
10/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$114K
Est. cash at closing
$156K
Monthly payment
$13,545
Annual debt service
$163K
Cash flow needed (1.25×)
$203K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Shah & Associates, Inc. in Gaithersburg, MD — $5.0M (2024) · purchase · Capital One, National Association
Program
Preferred Lenders Program
Rate at approval
5.9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
13 days
Approved
3/19/2024
First disbursed
4/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$55,259
Annual debt service
$663K
Cash flow needed (1.25×)
$829K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital One, National Association
Your business? Claim this record · Request removal
Sleepy Creek Holdings, Inc. in Sykesville, MD — $2.3M (2022) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
6 days
Approved
6/24/2022
First disbursed
6/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$253K
Est. cash at closing
$349K
Monthly payment
$24,994
Annual debt service
$300K
Cash flow needed (1.25×)
$375K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Sleepy Creek Holdings, Inc. in Sykesville, MD — $250K (2022) · purchase · First Bank of the Lake
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
6 days
Approved
6/24/2022
First disbursed
6/30/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,744
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
CONNELLY & ASSOCIATES, INC. in Frederick, MD — $1.3M (2021) · purchase · Truist Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$992K (75%)
Approval → funding
17 days
Approved
11/13/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
51
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$147K
Est. cash at closing
$202K
Monthly payment
$14,032
Annual debt service
$168K
Cash flow needed (1.25×)
$210K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
Aegis Project Controls Corp. in Silver Spring, MD — $4.8M (2020) · purchase · Atlantic Union Bank
Program
Preferred Lenders Program
Rate at approval
5.75% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$3.6M (75%)
Approval → funding
142 days
Approved
4/25/2020
First disbursed
9/14/2020
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$5.3M
Est. down payment (10%)
$533K
Est. cash at closing
$737K
Monthly payment
$92,183
Annual debt service
$1.1M
Cash flow needed (1.25×)
$1.4M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to engineering services businesses with a Maryland project address.

Agent summary

How to finance a engineering services acquisition in Maryland with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Maryland deals. Manufacturers and Traders Trust Company funds the most here. CapBench is not a lender.

$715K typical loan
7 lenders active in Maryland
10+ funded Maryland deals
31 days typical to fund

Buyers buying a engineering services in Maryland typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All engineering services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/engineering-services/maryland
API:: https://www.capbench.com/api/public/lenders?industry=engineering-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.