Financing a environmental consulting services acquisition in Illinois

State:

California (4)Colorado (1)Florida (1)Maryland (2)Nevada (1)New Hampshire (1)New Jersey (2)Pennsylvania (1)South Carolina (1)Texas (2)Washington (2)Wyoming (2)

The SBA 7(a) lenders funding the most environmental consulting services acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance environmental consulting services in Illinois

$578K

Typical loan

range $500K–$2.77M

$642K

Est. purchase price

≈ loan ÷ 90%

$85,897

Cash to close

$64,222 down + fees

$7,479/mo

Typical payment

~9.5% · 10yr

$103,210/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

6.17%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in environmental consulting services · Illinois

Ranked by funded environmental consulting services acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.5 loans · $3M · Schaumburg, ILFull record →

3+ funded Environmental Consulting Services in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Carnow, Conibear & Assoc., Ltd. in Chicago, IL — $500K (2023) · purchase · Schaumburg Bank & Trust Company, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
5 days
Approved
12/9/2022
First disbursed
12/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
60
Business age
Change of Ownership
Industry
Environmental Consulting Services
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$5,805
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Schaumburg Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
D & J Consulting Inc. in Northbrook, IL — $578K (2021) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$520K (90%)
Approval → funding
17 days
Approved
6/6/2021
First disbursed
6/23/2021
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Environmental Consulting Services
If you were the buyer here
Est. deal size
$642K
Est. down payment (10%)
$64K
Est. cash at closing
$86K
Monthly payment
$6,417
Annual debt service
$77K
Cash flow needed (1.25×)
$96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KOEPKE ENTERPRISES INC. in Dekalb, IL — $2.8M (2020) · purchase · First National Bank of Omaha
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
27 days
Approved
3/4/2020
First disbursed
3/31/2020
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Environmental Consulting Services
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$307K
Est. cash at closing
$424K
Monthly payment
$39,733
Annual debt service
$477K
Cash flow needed (1.25×)
$596K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal

Financing a environmental consulting services deal in Illinois? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to environmental consulting services businesses with a Illinois project address.

Agent summary

How to finance a environmental consulting services acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. Schaumburg Bank & Trust Company, National Association funds the most here. CapBench is not a lender.

$565K typical loan
3 lenders active in Illinois
3+ funded Illinois deals
17 days typical to fund

Buyers buying a environmental consulting services in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All environmental consulting services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/environmental-consulting-services/illinois
API:: https://www.capbench.com/api/public/lenders?industry=environmental-consulting-services&state=IL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.