Lender intelligence
Financing a finish carpentry contractors acquisition in Illinois
The SBA 7(a) lenders funding the most finish carpentry contractors acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance finish carpentry contractors in Illinois
$1.04M
Typical loan
range $200K–$3.68M
$1.16M
Est. purchase price
≈ loan ÷ 90%
$158,761
Cash to close
$115,778 down + fees
$13,483/mo
Typical payment
~9.5% · 10yr
$186,065/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
2
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in finish carpentry contractors · Illinois
Ranked by funded finish carpentry contractors acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public finish carpentry contractors loan history in Illinois to rank lenders yet. See finish carpentry contractors lenders nationwide →
3+ funded Finish Carpentry Contractors in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Evergreen Door & Window LLC in Evergreen Park, IL — $3.7M (2022) · purchase · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 164 months
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 16 days
- Approved
- 12/15/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Finish Carpentry Contractors
If you were the buyer here
- Est. deal size
- $4.1M
- Est. down payment (10%)
- $408K
- Est. cash at closing
- $564K
- Monthly payment
- $32,892
- Annual debt service
- $395K
- Cash flow needed (1.25×)
- $493K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
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- Evergreen Door & Window LLC in Evergreen Park, IL — $200K (2022) · purchase · First National Bank of Pennsylvania
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 16 days
- Approved
- 12/15/2021
- First disbursed
- 12/31/2021
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Finish Carpentry Contractors
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,220
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Peak Carpentry, Inc. in Schaumburg, IL — $1.0M (2021) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $938K (90%)
- Approval → funding
- 131 days
- Approved
- 9/22/2021
- First disbursed
- 1/31/2022
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Finish Carpentry Contractors
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $116K
- Est. cash at closing
- $159K
- Monthly payment
- $11,568
- Annual debt service
- $139K
- Cash flow needed (1.25×)
- $174K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Financing a finish carpentry contractors deal in Illinois? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to finish carpentry contractors businesses with a Illinois project address.
Agent summary
How to finance a finish carpentry contractors acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. CapBench is not a lender.
- $335K typical loan
- 2 lenders active in Illinois
- 3+ funded Illinois deals
- 16 days typical to fund
Buyers buying a finish carpentry contractors in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.