Lender intelligence
Financing a florists acquisition in New Jersey
The SBA 7(a) lenders funding the most florists acquisitions in New Jersey, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance florists in New Jersey
$131K
Typical loan
range $15K–$2.08M
$145K
Est. purchase price
≈ loan ÷ 90%
$18,677
Cash to close
$14,500 down + fees
$1,910/mo
Typical payment
~12.5% · 10yr
$26,358/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
24 days
Typical time to fund
2
Lenders competing
more = leverage
10.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in florists · New Jersey
Ranked by funded florists acquisitions in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.11 loans · $7M · Millersburg, PAFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
3+ funded Florists in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LAKEWOOD FLOWER SHOP LLC in Lakewood, NJ — $2.1M (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 119 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 10 days
- Approved
- 5/13/2025
- First disbursed
- 5/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $231K
- Est. cash at closing
- $318K
- Monthly payment
- $27,622
- Annual debt service
- $331K
- Cash flow needed (1.25×)
- $414K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- THE JUNGLE NEXT DOOR LLC in Barnegat, NJ — $131K (2024) · purchase · Mid Penn Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $111K (85%)
- Approval → funding
- 28 days
- Approved
- 5/24/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $145K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $19K
- Monthly payment
- $1,761
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mid Penn Bank · Lender record →
Your business? Claim this record · Request removal
- The Jungle Next Door LLC in Barnegat, NJ — $15K (2024) · purchase · Mid Penn Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 24 days
- Approved
- 5/28/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $17K
- Est. down payment (10%)
- $2K
- Est. cash at closing
- $2K
- Monthly payment
- $202
- Annual debt service
- $2K
- Cash flow needed (1.25×)
- $3K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mid Penn Bank · Lender record →
Your business? Claim this record · Request removal
Financing a florists deal in New Jersey? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a New Jersey project address.
Agent summary
How to finance a florists acquisition in New Jersey with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New Jersey deals. Mid Penn Bank funds the most here. CapBench is not a lender.
- $332K typical loan
- 2 lenders active in New Jersey
- 3+ funded New Jersey deals
- 24 days typical to fund
Buyers buying a florists in New Jersey typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.