Industry · lender intelligence
Financing a fruit and vegetable markets acquisition
The SBA 7(a) lenders funding the most fruit and vegetable markets acquisitions, ranked from public loan records — typical deal about $994K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance fruit and vegetable markets
$266K
Typical loan
range $150K–$1.46M
$296K
Est. purchase price
≈ loan ÷ 90%
$39,531
Cash to close
$29,556 down + fees
$3,664/mo
Typical payment
~11% · 10yr
$50,563/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
49 days
Typical time to fund
7
Lenders competing
more = leverage
5.69%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in fruit and vegetable markets
Ranked by funded fruit and vegetable markets acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.20 loans · $14M · Arlington Heights, ILFull record →
- 2.25 loans · $29M · Jersey City, NJFull record →
- 3.128 loans · $40M · Wilmington, DEFull record →
- 4.2 loans · $0M · Dover, NHFull record →
- 5.60 loans · $40M · Clayton, MOFull record →
- 6.274 loans · $315M · Los Angeles, CAFull record →
8+ funded fruit and vegetable markets deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lee Farms of Florida, Inc. in Sarasota, FL — $1.5M (2021) · purchase · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 21 days
- Approved
- 5/10/2021
- First disbursed
- 5/31/2021
- Loan status
- Paid in full (11/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $162K
- Est. cash at closing
- $223K
- Monthly payment
- $9,420
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
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- SV GREEN MARKET INC in Brooklyn, NY — $266K (2021) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $239K (90%)
- Approval → funding
- 12 days
- Approved
- 7/19/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $296K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $2,854
- Annual debt service
- $34K
- Cash flow needed (1.25×)
- $43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- Oh Buster Jr. Inc in Somersworth, NH — $225K (2021) · purchase · Strafford Economic Development Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (90%)
- Approval → funding
- 166 days
- Approved
- 4/16/2021
- First disbursed
- 9/29/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $250K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,498
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Strafford Economic Development Corporation · Lender record →
Your business? Claim this record · Request removal
- MIDDLE CHILD MANAGEMENT INC in Pensacola, FL — $2.9M (2020) · purchase · PNC Bank, National Association
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 204 mo (17 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 31 days
- Approved
- 1/29/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (3/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $322K
- Est. cash at closing
- $444K
- Monthly payment
- $21,483
- Annual debt service
- $258K
- Cash flow needed (1.25×)
- $322K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Salvic Enterprises, Inc. in Chicago, IL — $883K (2020) · purchase · Village Bank and Trust, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $662K (75%)
- Approval → funding
- 49 days
- Approved
- 12/13/2019
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $981K
- Est. down payment (10%)
- $98K
- Est. cash at closing
- $135K
- Monthly payment
- $11,823
- Annual debt service
- $142K
- Cash flow needed (1.25×)
- $177K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
- A&C FARMERS MARKET LLC in Kendall Park, NJ — $150K (2020) · purchase · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 65 days
- Approved
- 8/27/2020
- First disbursed
- 10/31/2020
- Loan status
- Paid in full (5/31/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,628
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $24K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Provident Bank · Lender record →
Your business? Claim this record · Request removal
- Bruce & Company LLC in Springfield, MO — $130K (2020) · purchase · Legacy Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $111K (85%)
- Approval → funding
- 39 days
- Approved
- 4/22/2020
- First disbursed
- 5/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $144K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $19K
- Monthly payment
- $1,395
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Legacy Bank & Trust Company
Your business? Claim this record · Request removal
- Salvic Enterprises, Inc. in Chicago, IL — $75K (2020) · purchase · Village Bank and Trust, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 49 days
- Approved
- 12/13/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (2/28/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Fruit and Vegetable Markets
If you were the buyer here
- Est. deal size
- $83K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $11K
- Monthly payment
- $1,087
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to fruit and vegetable markets businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a fruit and vegetable markets acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Village Bank and Trust, National Association funds the most. CapBench is not a lender.
- $994K typical loan
- 7 lenders fund the industry
- 49 days typical to fund
Buyers researching a fruit and vegetable markets deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.