Industry · lender intelligence

Financing a investigation services acquisition

State:

The SBA 7(a) lenders funding the most investigation services acquisitions, ranked from public loan records — typical deal about $496K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance investigation services

$680K

Typical loan

range $398K–$2.77M

$756K

Est. purchase price

≈ loan ÷ 90%

$101,056

Cash to close

$75,556 down + fees

$8,799/mo

Typical payment

~9.5% · 10yr

$121,426/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

5.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in investigation services

Ranked by funded investigation services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.868 loans · $362M · Salt Lake City, UTFull record →
2.22 loans · $3M · Fayetteville, ARFull record →
3.15 loans · $16M · Greenwood, SCFull record →

4+ funded investigation services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Vista Com in Houston, TX — $2.8M (2022) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
3 days
Approved
12/27/2021
First disbursed
12/30/2021
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Investigation Services
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$308K
Est. cash at closing
$426K
Monthly payment
$30,461
Annual debt service
$366K
Cash flow needed (1.25×)
$457K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Vista Com in Houston, TX — $398K (2022) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$299K (75%)
Approval → funding
3 days
Approved
12/27/2021
First disbursed
12/30/2021
Loan status
Paid in full (1/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Investigation Services
If you were the buyer here
Est. deal size
$442K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$2,504
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
MissionX, LLC in Liberty, SC — $351K (2021) · purchase · Countybank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$316K (90%)
Approval → funding
27 days
Approved
8/14/2021
First disbursed
9/10/2021
Loan status
Paid in full (2/28/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Investigation Services
If you were the buyer here
Est. deal size
$390K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,897
Annual debt service
$47K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Countybank · Lender record →
Your business? Claim this record · Request removal
Jarvis Inc. in Tulsa, OK — $680K (2020) · purchase · Arvest Bank
Program
Preferred Lenders Program
Rate at approval
4.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$510K (75%)
Approval → funding
19 days
Approved
8/13/2020
First disbursed
9/1/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Investigation Services
If you were the buyer here
Est. deal size
$756K
Est. down payment (10%)
$76K
Est. cash at closing
$101K
Monthly payment
$7,047
Annual debt service
$85K
Cash flow needed (1.25×)
$106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Arvest Bank · Lender record →
Your business? Claim this record · Request removal

Financing a investigation services deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to investigation services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a investigation services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Celtic Bank Corporation funds the most. CapBench is not a lender.

$496K typical loan
3 lenders fund the industry
19 days typical to fund

Buyers researching a investigation services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/investigation-services
API:: https://www.capbench.com/api/public/lenders?industry=investigation-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.