Industry · lender intelligence

Financing a materials recovery facilities acquisition

State:

The SBA 7(a) lenders funding the most materials recovery facilities acquisitions, ranked from public loan records — typical deal about $827K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance materials recovery facilities

$941K

Typical loan

range $280K–$1.86M

$1.05M

Est. purchase price

≈ loan ÷ 90%

$143,372

Cash to close

$104,556 down + fees

$12,176/mo

Typical payment

~9.5% · 10yr

$168,029/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

6.63%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in materials recovery facilities

Ranked by funded materials recovery facilities acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.149 loans · $135M · Mukwonago, WIFull record →
2.75 loans · $98M · Sioux Falls, SDFull record →
3.18 loans · $10M · Manitowoc, WIFull record →
4.159 loans · $307M · Garden Grove, CAFull record →

4+ funded materials recovery facilities deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Eco Waste Management, Inc. in Adelanto, CA — $1.9M (2025) · purchase · US Metro Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
20 days
Approved
6/20/2025
First disbursed
7/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Materials Recovery Facilities
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$207K
Est. cash at closing
$285K
Monthly payment
$15,634
Annual debt service
$188K
Cash flow needed (1.25×)
$235K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
ENVIRONMENTAL RECYCLING OF SEYMOUR LLC in Seymour, WI — $280K (2022) · purchase · Bank First, N.A.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.26% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$140K (50%)
Approval → funding
15 days
Approved
5/18/2022
First disbursed
6/2/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Materials Recovery Facilities
If you were the buyer here
Est. deal size
$311K
Est. down payment (10%)
$31K
Est. cash at closing
$42K
Monthly payment
$3,145
Annual debt service
$38K
Cash flow needed (1.25×)
$47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank First, N.A. · Lender record →
Your business? Claim this record · Request removal
ABC Recycling, Inc in Marietta, GA — $941K (2020) · purchase · Citizens Bank
Program
7a General
Rate at approval
5.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$706K (75%)
Approval → funding
12 days
Approved
6/18/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Materials Recovery Facilities
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$105K
Est. cash at closing
$143K
Monthly payment
$7,564
Annual debt service
$91K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
JET Hauling and Moving, Inc. in Herndon, VA — $150K (2020) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% fixed
Term
96 mo (8 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
9 days
Approved
9/15/2020
First disbursed
9/24/2020
Loan status
Failed — $111K charged off (12/7/2022)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Materials Recovery Facilities
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,971
Annual debt service
$24K
Cash flow needed (1.25×)
$30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to materials recovery facilities businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a materials recovery facilities acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Citizens Bank funds the most. CapBench is not a lender.

$827K typical loan
4 lenders fund the industry
15 days typical to fund

Buyers researching a materials recovery facilities deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/materials-recovery-facilities
API:: https://www.capbench.com/api/public/lenders?industry=materials-recovery-facilities
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.