Industry · lender intelligence
Financing a mattress manufacturing acquisition
The SBA 7(a) lenders funding the most mattress manufacturing acquisitions, ranked from public loan records — typical deal about $1.5M. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance mattress manufacturing
$1.45M
Typical loan
range $1.42M–$5.00M
$1.61M
Est. purchase price
≈ loan ÷ 90%
$220,372
Cash to close
$160,556 down + fees
$18,698/mo
Typical payment
~9.5% · 10yr
$258,032/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
3
Lenders competing
more = leverage
8.86%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in mattress manufacturing
Ranked by funded mattress manufacturing acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.116 loans · $120M · Evansville, INFull record →
- 2.168 loans · $205M · Fishers, INFull record →
- 3.242 loans · $281M · Chicago, ILFull record →
3+ funded mattress manufacturing deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Mancino Manufacturing and Mancino Mats in Lansdale, PA — $5.0M (2025) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 31 days
- Approved
- 4/21/2025
- First disbursed
- 5/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Mattress Manufacturing
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $66,770
- Annual debt service
- $801K
- Cash flow needed (1.25×)
- $1.0M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- Dutra Holdings LLC in Apopka, FL — $1.4M (2025) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 5 days
- Approved
- 1/23/2025
- First disbursed
- 1/28/2025
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Mattress Manufacturing
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $161K
- Est. cash at closing
- $220K
- Monthly payment
- $19,096
- Annual debt service
- $229K
- Cash flow needed (1.25×)
- $286K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- MJH of Janesville, LLC in Janesville, WI — $1.4M (2022) · purchase · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.34% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 9 days
- Approved
- 6/28/2022
- First disbursed
- 7/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Mattress Manufacturing
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $158K
- Est. cash at closing
- $217K
- Monthly payment
- $9,453
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to mattress manufacturing businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a mattress manufacturing acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Old National Bank funds the most. CapBench is not a lender.
- $1.5M typical loan
- 3 lenders fund the industry
- 9 days typical to fund
Buyers researching a mattress manufacturing deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.