Lender intelligence
Financing a nail salons acquisition in Georgia
The SBA 7(a) lenders funding the most nail salons acquisitions in Georgia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance nail salons in Georgia
$1.50M
Typical loan
range $199K–$1.50M
$1.67M
Est. purchase price
≈ loan ÷ 90%
$228,855
Cash to close
$166,667 down + fees
$19,410/mo
Typical payment
~9.5% · 10yr
$267,858/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
130 days
Typical time to fund
2
Lenders competing
more = leverage
7.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in nail salons · Georgia
Ranked by funded nail salons acquisitions in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3 loans · $7M · Jasper, GAFull record →
2+ funded Nail Salons in Georgia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Dream Day Spa Salon, Inc in Gainesville, GA — $1.5M (2023) · purchase · Community Bank of Pickens County
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 299 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 53 days
- Approved
- 12/9/2022
- First disbursed
- 1/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Nail Salons
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $167K
- Est. cash at closing
- $229K
- Monthly payment
- $11,839
- Annual debt service
- $142K
- Cash flow needed (1.25×)
- $178K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank of Pickens County · Lender record →
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- RAYMOND KHOA LLC in Tucker, GA — $199K (2020) · purchase · Renasant Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $149K (75%)
- Approval → funding
- 130 days
- Approved
- 11/22/2019
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (11/30/2020)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Nail Salons
If you were the buyer here
- Est. deal size
- $221K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,339
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to nail salons businesses with a Georgia project address.
Agent summary
How to finance a nail salons acquisition in Georgia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Georgia deals. Community Bank of Pickens County funds the most here. CapBench is not a lender.
- $265K typical loan
- 2 lenders active in Georgia
- 2+ funded Georgia deals
- 130 days typical to fund
Buyers buying a nail salons in Georgia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.