Lender intelligence
Financing a optical goods stores acquisition in Virginia
The SBA 7(a) lenders funding the most optical goods stores acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance optical goods stores in Virginia
$176K
Typical loan
range $176K–$176K
$196K
Est. purchase price
≈ loan ÷ 90%
$26,156
Cash to close
$19,556 down + fees
$2,576/mo
Typical payment
~12.5% · 10yr
$35,549/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
41 days
Typical time to fund
1
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in optical goods stores · Virginia
Ranked by funded optical goods stores acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.33 loans · $15M · Minneapolis, MNFull record →
1+ funded Optical Goods Stores in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Radiance Optical, Inc. in Norfolk, VA — $176K (2022) · purchase · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $132K (75%)
- Approval → funding
- 41 days
- Approved
- 10/28/2021
- First disbursed
- 12/8/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Optical Goods Stores
If you were the buyer here
- Est. deal size
- $196K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $26K
- Monthly payment
- $1,954
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to optical goods stores businesses with a Virginia project address.
Agent summary
How to finance a optical goods stores acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. CRF Small Business Loan Company, LLC funds the most here. CapBench is not a lender.
- $554K typical loan
- 1 lenders active in Virginia
- 1+ funded Virginia deals
- 41 days typical to fund
Buyers buying a optical goods stores in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.