Industry · lender intelligence

Financing a packing and crating acquisition

State:

The SBA 7(a) lenders funding the most packing and crating acquisitions, ranked from public loan records — typical deal about $685K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance packing and crating

$350K

Typical loan

range $232K–$2.15M

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

31 days

Typical time to fund

Lenders competing

more = leverage

6.86%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in packing and crating

Ranked by funded packing and crating acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.4 loans · $2M · Dallas, TXFull record →
2.34 loans · $57M · Charlotte, NCFull record →
3.20 loans · $8M · Saint Petersburg, FLFull record →
4.2,539 loans · $965M · Columbus, OHFull record →
5.1,025 loans · $292M · Berkeley Heights, NJFull record →

7+ funded packing and crating deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NORTON PACKAGING CORPORATION in Grand Haven, MI — $3.3M (2024) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (75%)
Approval → funding
54 days
Approved
11/15/2023
First disbursed
1/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Packing and Crating
If you were the buyer here
Est. deal size
$3.7M
Est. down payment (10%)
$371K
Est. cash at closing
$512K
Monthly payment
$46,469
Annual debt service
$558K
Cash flow needed (1.25×)
$697K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Right Choice Truck and Tire Inc in Butler, MO — $2.1M (2022) · purchase · Sunflower Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
29 days
Approved
9/8/2022
First disbursed
10/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Packing and Crating
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$239K
Est. cash at closing
$329K
Monthly payment
$18,435
Annual debt service
$221K
Cash flow needed (1.25×)
$277K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
Right Choice Truck & Tire Inc in Butler, MO — $500K (2022) · purchase · Sunflower Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
61 months
SBA guaranteed
$250K (50%)
Approval → funding
31 days
Approved
9/6/2022
First disbursed
10/7/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Packing and Crating
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$9,943
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
Hamda Square LLC in Petersburg, FL — $232K (2022) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$174K (75%)
Approval → funding
1 days
Approved
1/4/2022
First disbursed
1/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Packing and Crating
If you were the buyer here
Est. deal size
$258K
Est. down payment (10%)
$26K
Est. cash at closing
$34K
Monthly payment
$2,576
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Koebbe Enterprises LLC in Cape Coral, FL — $350K (2021) · purchase · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
103 months
SBA guaranteed
$263K (75%)
Approval → funding
40 days
Approved
10/21/2020
First disbursed
11/30/2020
Loan status
Failed — $329K charged off (8/25/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Packing and Crating
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,356
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
SMITH & YOUNG LLC in Polson, MT — $269K (2020) · purchase · Stockman Bank of Montana
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
119 months
SBA guaranteed
$202K (75%)
Approval → funding
71 days
Approved
7/21/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Packing and Crating
If you were the buyer here
Est. deal size
$299K
Est. down payment (10%)
$30K
Est. cash at closing
$40K
Monthly payment
$2,905
Annual debt service
$35K
Cash flow needed (1.25×)
$44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stockman Bank of Montana
Your business? Claim this record · Request removal
Packnet, Inc. II in Fort Pierce, FL — $133K (2020) · purchase · Truist Bank
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$113K (85%)
Approval → funding
27 days
Approved
8/4/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Packing and Crating
If you were the buyer here
Est. deal size
$148K
Est. down payment (10%)
$15K
Est. cash at closing
$19K
Monthly payment
$1,444
Annual debt service
$17K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to packing and crating businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a packing and crating acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Sunflower Bank National Association funds the most. CapBench is not a lender.

$685K typical loan
6 lenders fund the industry
31 days typical to fund

Buyers researching a packing and crating deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/packing-and-crating
API:: https://www.capbench.com/api/public/lenders?industry=packing-and-crating
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.