Lender intelligence
Financing a postal service acquisition in Missouri
The SBA 7(a) lenders funding the most postal service acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance postal service in Missouri
$167K
Typical loan
range $167K–$167K
$185K
Est. purchase price
≈ loan ÷ 90%
$24,744
Cash to close
$18,500 down + fees
$2,437/mo
Typical payment
~12.5% · 10yr
$33,631/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
107 days
Typical time to fund
1
Lenders competing
more = leverage
9.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in postal service · Missouri
Ranked by funded postal service acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3 loans · $1M · Steelville, MOFull record →
1+ funded Postal Service in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- IIN Enterprises, Inc. in Rolla, MO — $167K (2023) · purchase · FCNB Bank
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (75%)
- Approval → funding
- 107 days
- Approved
- 6/14/2023
- First disbursed
- 9/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Postal Service
If you were the buyer here
- Est. deal size
- $185K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $25K
- Monthly payment
- $2,132
- Annual debt service
- $26K
- Cash flow needed (1.25×)
- $32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by FCNB Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to postal service businesses with a Missouri project address.
Agent summary
How to finance a postal service acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. FCNB Bank funds the most here. CapBench is not a lender.
- $311K typical loan
- 1 lenders active in Missouri
- 1+ funded Missouri deals
- 107 days typical to fund
Buyers buying a postal service in Missouri typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.