Financing a private mail centers acquisition in Illinois

State:

Alabama (3)Arizona (2)Arkansas (3)California (29)Colorado (3)Connecticut (9)District of Columbia (1)Florida (26)Georgia (15)Hawaii (2)Idaho (2)Indiana (7)

The SBA 7(a) lenders funding the most private mail centers acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance private mail centers in Illinois

$350K

Typical loan

range $121K–$371K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

7.49%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in private mail centers · Illinois

Ranked by funded private mail centers acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.242 loans · $281M · Chicago, ILFull record →

10+ funded Private Mail Centers in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RAIR VENTURES LLC in Chicago, IL — $400K (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
129 days
Approved
5/23/2025
First disbursed
9/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$444K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$5,397
Annual debt service
$65K
Cash flow needed (1.25×)
$81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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Siyakisa Inc. in Belleville, IL — $371K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$278K (75%)
Approval → funding
4 days
Approved
1/25/2024
First disbursed
1/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$413K
Est. down payment (10%)
$41K
Est. cash at closing
$55K
Monthly payment
$4,958
Annual debt service
$60K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Siyakisa Inc. in Belleville, IL — $25K (2024) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
1/25/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$334
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
THE NEELY GROUP, INC. in Chicago, IL — $1.5M (2023) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
6.85% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
7 days
Approved
10/12/2022
First disbursed
10/19/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$171K
Est. cash at closing
$235K
Monthly payment
$17,792
Annual debt service
$214K
Cash flow needed (1.25×)
$267K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Shri Hari 1730 Inc., in Bolingbrook, IL — $338K (2023) · purchase · Pan American Bank & Trust
Program
7a General
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$253K (75%)
Approval → funding
26 days
Approved
11/10/2022
First disbursed
12/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$375K
Est. down payment (10%)
$38K
Est. cash at closing
$50K
Monthly payment
$4,185
Annual debt service
$50K
Cash flow needed (1.25×)
$63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pan American Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Shri Hari 1214 Inc in Lombard, IL — $360K (2022) · purchase · Pan American Bank & Trust
Program
7a General
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$270K (75%)
Approval → funding
34 days
Approved
2/4/2022
First disbursed
3/10/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$400K
Est. down payment (10%)
$40K
Est. cash at closing
$54K
Monthly payment
$3,907
Annual debt service
$47K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pan American Bank & Trust · Lender record →
Your business? Claim this record · Request removal
CHD BUSINESS SOLUTIONS INC in Chicago, IL — $350K (2022) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
14 days
Approved
5/24/2022
First disbursed
6/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,019
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
MA Solutions LLC in Wilmette, IL — $234K (2021) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$210K (90%)
Approval → funding
8 days
Approved
9/22/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$259K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$2,563
Annual debt service
$31K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
SAMATVAM LLC in Bloomingdale, IL — $121K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$109K (90%)
Approval → funding
2 days
Approved
2/26/2021
First disbursed
2/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$134K
Est. down payment (10%)
$13K
Est. cash at closing
$17K
Monthly payment
$1,298
Annual debt service
$16K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SAMATVAM LLC in Bloomingdale, IL — $121K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$103K (85%)
Approved
12/3/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$134K
Est. down payment (10%)
$13K
Est. cash at closing
$17K
Monthly payment
$1,298
Annual debt service
$16K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Financing a private mail centers deal in Illinois? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to private mail centers businesses with a Illinois project address.

Agent summary

How to finance a private mail centers acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$431K typical loan
6 lenders active in Illinois
10+ funded Illinois deals
14 days typical to fund

Buyers buying a private mail centers in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All private mail centers lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/private-mail-centers/illinois
API:: https://www.capbench.com/api/public/lenders?industry=private-mail-centers&state=IL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.