Retail & Shops · lender intelligence

Financing a shoe stores acquisition

State:

The SBA 7(a) lenders funding the most shoe stores acquisitions, ranked from public loan records — typical deal about $404K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance shoe stores

$359K

Typical loan

range $242K–$408K

$398K

Est. purchase price

≈ loan ÷ 90%

$53,292

Cash to close

$39,844 down + fees

$4,640/mo

Typical payment

~9.5% · 10yr

$64,032/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

5.72%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in shoe stores

Ranked by funded shoe stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.5 loans · $3M · Canandaigua, NYFull record →
3.1 loans · $0M · Chattanooga, TNFull record →
4.34 loans · $26M · Kalispell, MTFull record →
5.7 loans · $3M · Laurel, MTFull record →
6.34 loans · $19M · Arden Hills, MNFull record →
7.66 loans · $68M · Milford, IAFull record →

14+ funded shoe stores deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

DPAC Canton LLC in Canton, OH — $1.5M (2022) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
9 days
Approved
2/22/2022
First disbursed
3/3/2022
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$166K
Est. cash at closing
$227K
Monthly payment
$16,170
Annual debt service
$194K
Cash flow needed (1.25×)
$243K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
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Maaeka III, LLC in Ellendale, MN — $2.7M (2021) · purchase · Arcadian Bank
Program
7a General
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
29 days
Approved
9/30/2021
First disbursed
10/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$296K
Est. cash at closing
$409K
Monthly payment
$28,604
Annual debt service
$343K
Cash flow needed (1.25×)
$429K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Arcadian Bank
Your business? Claim this record · Request removal
THE FOOT PERFORMANCE CENTER,INC. in Rochester, NY — $535K (2021) · purchase · The Canandaigua National Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$401K (75%)
Approval → funding
87 days
Approved
10/6/2020
First disbursed
1/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$594K
Est. down payment (10%)
$59K
Est. cash at closing
$80K
Monthly payment
$5,545
Annual debt service
$67K
Cash flow needed (1.25×)
$83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Canandaigua National Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Beteseb Shoe LLC in Springfield, VA — $388K (2021) · purchase · Wells Fargo Bank National Association
Program
7a General
Rate at approval
3.95% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$291K (75%)
Approval → funding
120 days
Approved
12/3/2020
First disbursed
4/2/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$432K
Est. down payment (10%)
$43K
Est. cash at closing
$58K
Monthly payment
$3,923
Annual debt service
$47K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
SLATON ENTERPRISES in Ponte Vedra Beach, FL — $359K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$323K (90%)
Approval → funding
65 days
Approved
6/14/2021
First disbursed
8/18/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$398K
Est. down payment (10%)
$40K
Est. cash at closing
$53K
Monthly payment
$3,981
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ABnR Inc. in Billings, MT — $357K (2021) · purchase · The Yellowstone Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$321K (90%)
Approval → funding
9 days
Approved
6/9/2021
First disbursed
6/18/2021
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$396K
Est. down payment (10%)
$40K
Est. cash at closing
$53K
Monthly payment
$3,960
Annual debt service
$48K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Yellowstone Bank · Lender record →
Your business? Claim this record · Request removal
Burger's Shoes LLC in Cloquet, MN — $321K (2021) · purchase · Frandsen Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
168 mo (14 yrs)
SBA guaranteed
$289K (90%)
Approval → funding
1 days
Approved
9/20/2021
First disbursed
9/21/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$357K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$2,661
Annual debt service
$32K
Cash flow needed (1.25×)
$40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frandsen Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Schieman Investments LLC in Pocatello, ID — $312K (2021) · purchase · Glacier Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$281K (90%)
Approval → funding
8 days
Approved
4/6/2021
First disbursed
4/14/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$346K
Est. down payment (10%)
$35K
Est. cash at closing
$46K
Monthly payment
$3,462
Annual debt service
$42K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Glacier Bank · Lender record →
Your business? Claim this record · Request removal
RUN CHA Running LLC in Chattanooga, TN — $242K (2021) · purchase · Brightbridge, Inc.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$218K (90%)
Approval → funding
34 days
Approved
3/23/2021
First disbursed
4/26/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$269K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$2,905
Annual debt service
$35K
Cash flow needed (1.25×)
$44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Brightbridge, Inc. · Lender record →
Your business? Claim this record · Request removal
THE FOOT PERFORMANCE CENTER,INC. in Rochester, NY — $50K (2021) · purchase · The Canandaigua National Bank and Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
10/5/2020
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$512
Annual debt service
$6K
Cash flow needed (1.25×)
$8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Canandaigua National Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Tohme Holdings Cranberry LLC in Cranberry Township, PA — $408K (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$306K (75%)
Approved
10/3/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$453K
Est. down payment (10%)
$45K
Est. cash at closing
$61K
Monthly payment
$4,837
Annual debt service
$58K
Cash flow needed (1.25×)
$73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Tohme Holdings Cranberry LLC in Cranberry Township, PA — $408K (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$306K (75%)
Approval → funding
23 days
Approved
10/8/2019
First disbursed
10/31/2019
Loan status
Paid in full (1/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$453K
Est. down payment (10%)
$45K
Est. cash at closing
$61K
Monthly payment
$4,837
Annual debt service
$58K
Cash flow needed (1.25×)
$73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ATSU LLC in Shakopee, MN — $226K (2020) · purchase · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.85% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$170K (75%)
Approved
5/13/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$252K
Est. down payment (10%)
$25K
Est. cash at closing
$34K
Monthly payment
$2,496
Annual debt service
$30K
Cash flow needed (1.25×)
$37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Austin Mark Drey in Ida Grove, IA — $59K (2020) · purchase · United Bank of Iowa
Program
Preferred Lenders Program
Rate at approval
5% fixed
Term
239 months
SBA guaranteed
$50K (85%)
Approval → funding
90 days
Approved
3/2/2020
First disbursed
5/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
2
Business age
Change of Ownership
Industry
Shoe Stores
If you were the buyer here
Est. deal size
$66K
Est. down payment (10%)
$7K
Est. cash at closing
$8K
Monthly payment
$390
Annual debt service
$5K
Cash flow needed (1.25×)
$6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Bank of Iowa
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to shoe stores businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a shoe stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$404K typical loan
10 lenders fund the industry
29 days typical to fund

Buyers researching a shoe stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/shoe-stores
API:: https://www.capbench.com/api/public/lenders?industry=shoe-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.