Lender intelligence
Financing a special needs transportation acquisition in Illinois
The SBA 7(a) lenders funding the most special needs transportation acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance special needs transportation in Illinois
$1.91M
Typical loan
range $459K–$2.88M
$2.12M
Est. purchase price
≈ loan ÷ 90%
$291,474
Cash to close
$211,778 down + fees
$24,663/mo
Typical payment
~9.5% · 10yr
$340,349/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
3
Lenders competing
more = leverage
10.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in special needs transportation · Illinois
Ranked by funded special needs transportation acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.129 loans · $234M · New York, NYFull record →
- 2.24 loans · $22M · College Station, TXFull record →
- 3.36 loans · $51M · Carmel, INFull record →
3+ funded Special Needs Transportation in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SCHUMACHER AND DALTON ENTERPRISES INC. in Effingham, IL — $1.9M (2025) · purchase · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 55 days
- Approved
- 2/26/2025
- First disbursed
- 4/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Special Needs Transportation
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $212K
- Est. cash at closing
- $291K
- Monthly payment
- $25,719
- Annual debt service
- $309K
- Cash flow needed (1.25×)
- $386K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
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- Northwest Medical Transportation Inc. in Chicago, IL — $459K (2025) · purchase · American Momentum Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $344K (75%)
- Approval → funding
- 17 days
- Approved
- 12/10/2024
- First disbursed
- 12/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Special Needs Transportation
If you were the buyer here
- Est. deal size
- $510K
- Est. down payment (10%)
- $51K
- Est. cash at closing
- $68K
- Monthly payment
- $6,194
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
- JW Chicago LLC in Wauconda, IL — $2.9M (2024) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 9 days
- Approved
- 6/17/2024
- First disbursed
- 6/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 54
- Business age
- Change of Ownership
- Industry
- Special Needs Transportation
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $320K
- Est. cash at closing
- $441K
- Monthly payment
- $39,244
- Annual debt service
- $471K
- Cash flow needed (1.25×)
- $589K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Financing a special needs transportation deal in Illinois? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to special needs transportation businesses with a Illinois project address.
Agent summary
How to finance a special needs transportation acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. Port 51 Lending LLC funds the most here. CapBench is not a lender.
- $352K typical loan
- 3 lenders active in Illinois
- 3+ funded Illinois deals
- 17 days typical to fund
Buyers buying a special needs transportation in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.