Lender record
Institute Capital, Inc.
The real lending record — every figure from funded deals. HQ: Durham, NC.
16
Recent deals (FY20+)
$127K
Typical deal
27 days
Approval → funding
Where Institute Capital, Inc. lends
Deals Institute Capital, Inc. funded — list all 16 as text
- Lutra Cafe and Bakery, LLC — Durham · $350K · FY2026 · Limited-Service Restaurants
- Rumruay LLC — Virginia Beach · $245K · FY2026 · Full-Service Restaurants
- The Crooked Shelf Books & Brews LLC — Statesville · $170K · FY2026 · Book Retailers and News Dealers
- Zane's Carolina Seasoning LLC — Sanford · $50K · FY2026 · Spice and Extract Manufacturing
- Lewmer Enterprises LLC — Richmond · $350K · FY2025 · Full-Service Restaurants
- Well Groomed Pets - Cary LLC — Cary · $127K · FY2025 · Pet Care (except Veterinary) Services
- Seven Mondays Inc. — Greenville · $125K · FY2025 · Postal Service
- Glory Train Transportation LLC — Pelham · $120K · FY2025 · All Other Transit and Ground Passenger Transportation
- Blacksmith Trucking LLC — Louisburg · $75K · FY2025 · General Freight Trucking, Local
- Kennedy's Industrial Waste Equipment Repairs LLC — Mooresville · $73K · FY2025 · All Other Miscellaneous Waste Management Services
- Right on Time Delivery LLC — Durham · $61K · FY2025 · Other Support Activities for Road Transportation
- Studio H Designs LLC — Raleigh · $50K · FY2025 · Interior Design Services
- The Scholar's House Learning Center LLC — Greenville · $43K · FY2025 · Child Care Services
- Williams Rj Enterprise LLC — Spring Lake · $350K · FY2024 · Child Care Services
- Well Body and Birth LLC — Fort Mill · $300K · FY2024 · All Other Outpatient Care Centers
- Well Groomed Pets - Cary LLC — Cary · $206K · FY2024 · Pet Care (except Veterinary) Services
Deal profile
Most Institute Capital, Inc. deals land between $73K and $300K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (2)
- 2.Pet Care (except Veterinary) Services (2)
- 3.Child Care Services (2)
- 4.Limited-Service Restaurants (1)
- 5.Book Retailers and News Dealers (1)
- 6.Spice and Extract Manufacturing (1)
- 7.Postal Service (1)
- 8.All Other Transit and Ground Passenger Transportation (1)
Most active states
- 1.North Carolina (13 deals)
- 2.Virginia (2 deals)
- 3.South Carolina (1 deals)
Franchises they finance most
Recent deals
- Lutra Cafe and Bakery, LLC in Durham, NC — $350K (2026) · Limited-Service Restaurants
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 65 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 21 days
- Approved
- 1/9/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
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- Rumruay LLC in Virginia Beach, VA — $245K (2026) · Full-Service Restaurants
- Program
- Preferred Lenders Program
- Rate at approval
- 12% fixed
- Term
- 54 months
- SBA guaranteed
- $184K (75%)
- Approval → funding
- 1 days
- Approved
- 11/17/2025
- First disbursed
- 11/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
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- The Crooked Shelf Books & Brews LLC in Statesville, NC — $170K (2026) · Book Retailers and News Dealers
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 121 months
- SBA guaranteed
- $128K (75%)
- Approved
- 2/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Book Retailers and News Dealers
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- Zane's Carolina Seasoning LLC in Sanford, NC — $50K (2026) · Spice and Extract Manufacturing
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $43K (85%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Spice and Extract Manufacturing
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- Lewmer Enterprises LLC in Richmond, VA — $350K (2025) · Full-Service Restaurants
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 9/18/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
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- Well Groomed Pets - Cary LLC in Cary, NC — $127K (2025) · Pet Care (except Veterinary) Services
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $108K (85%)
- Approval → funding
- 27 days
- Approved
- 7/29/2025
- First disbursed
- 8/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Well Groomed Pets
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Pet Care (except Veterinary) Services
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- Seven Mondays Inc. in Greenville, NC — $125K (2025) · Postal Service
- Program
- 7a General
- Rate at approval
- 11% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $106K (85%)
- Approval → funding
- 0 days
- Approved
- 1/23/2025
- First disbursed
- 1/23/2025
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Postal Service
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- Glory Train Transportation LLC in Pelham, NC — $120K (2025) · All Other Transit and Ground Passenger Transportation
- Program
- 7a General
- Rate at approval
- 10% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 16 days
- Approved
- 12/23/2024
- First disbursed
- 1/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- All Other Transit and Ground Passenger Transportation
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- Blacksmith Trucking LLC in Louisburg, NC — $75K (2025) · General Freight Trucking, Local
- Program
- 7a General
- Rate at approval
- 10% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 27 days
- Approved
- 12/13/2024
- First disbursed
- 1/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Local
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- Kennedy's Industrial Waste Equipment Repairs LLC in Mooresville, NC — $73K (2025) · All Other Miscellaneous Waste Management Services
- Program
- 7a General
- Rate at approval
- 10% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $62K (85%)
- Approved
- 5/20/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- All Other Miscellaneous Waste Management Services
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Businesses Institute Capital, Inc. financed
15 businesses on record. Each links to its full SBA record.
- Lewmer Enterprises LLCRichmond, VA · 1 loan$350K
- Lutra Cafe and Bakery, LLCDurham, NC · 1 loan$350K
- Williams Rj Enterprise LLCSpring Lake, NC · 1 loan$350K
- Well Groomed Pets - Cary LLCCary, NC · 2 loans$333K
- Well Body and Birth LLCFort Mill, SC · 1 loan$300K
- Rumruay LLCVirginia Beach, VA · 1 loan$245K
- The Crooked Shelf Books & Brews LLCStatesville, NC · 1 loan$170K
- Seven Mondays Inc.Greenville, NC · 1 loan$125K
- Glory Train Transportation LLCPelham, NC · 1 loan$120K
- Blacksmith Trucking LLCLouisburg, NC · 1 loan$75K
- Kennedy's Industrial Waste Equipment Repairs LLCMooresville, NC · 1 loan$73K
- Right on Time Delivery LLCDurham, NC · 1 loan$61K
- Zane's Carolina Seasoning LLCSanford, NC · 1 loan$50K
- Studio H Designs LLCRaleigh, NC · 1 loan$50K
- The Scholar's House Learning Center LLCGreenville, NC · 1 loan$43K
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Institute Capital, Inc..
Agent summary
This page summarizes Institute Capital, Inc.'s public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 16 SBA 7(a) loans on record
- $127K typical deal
- HQ: Durham, NC
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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