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Lender record

Iowa State Bank

The real lending record — every figure from funded deals. HQ: 500 Audubon St, Sac City, IA. 3 branches.

9

Recent deals (FY20+)

$400K

Typical deal

—

Approval → funding

Where Iowa State Bank lends

Deals Iowa State Bank funded — list all 9 as text

Deal profile

Most Iowa State Bank deals land between $236K and $995K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Industrial Building Construction (2)
  2. 2.Drinking Places (Alcoholic Beverages) (2)
  3. 3.Full-Service Restaurants (2)
  4. 4.Ice Cream and Frozen Dessert Manufacturing (1)
  5. 5.Limited-Service Restaurants (1)
  6. 6.Commercial and Industrial Machinery and Equipment (except Au (1)

Most active states

  1. 1.Iowa (9 deals)

Franchises they finance most

Pizza Ranch

1 deals

Can Iowa State Bank fund you? The bank behind the loans

Total assets

$217.8M

▲ 6.5% vs prior quarter

Deposits on hand

$192.4M

▲ 7.2% vs prior quarter

Loans outstanding

$157.8M

▼ 3.4% vs prior quarter

Net income (latest qtr)

$879K

  • •An active SBA program (~0.6% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Iowa State Bank more SBA-focused than 71% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.66% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Iowa State Bank branch (3)

Iowa State BankMain office500 Audubon StSac City, IA 50583 · since 1926

219 South Main Street Branch219 S Main StOdebolt, IA 51458 · since 1954

Fifth At Main Branch419 Main StLake View, IA 51450 · since 1954

Branch data: FDIC BankFind.

Recent deals

  • Pints by Beth, LLC in Des Moines, IA — $236K (2025) · Ice Cream and Frozen Dessert Manufacturing
  • Mason City PR, Inc. in Mason City, IA — $995K (2024) · Limited-Service Restaurants
  • Phillips Modern AG, Inc in New Hampton, IA — $1.7M (2023) · Industrial Building Construction
  • Phillips Modern Ag, Inc in New Hampton, IA — $325K (2023) · Industrial Building Construction
  • McDivots Sports Pub LLC in Grimes, IA — $450K (2022) · Drinking Places (Alcoholic Beverages)
  • The Grain House, LLC in Hull, IA — $400K (2021) · Full-Service Restaurants
  • Excel Mechanical Company, Inc in Des Moines, IA — $5.0M (2020) · Commercial and Industrial Machinery and Equipment (except Au
  • Roadhouse Ventures LLC in Orange City, IA — $154K (2020) · Full-Service Restaurants
  • Sidebar SC LLC in Sioux Center, IA — $55K (2020) · Drinking Places (Alcoholic Beverages)

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Iowa State Bank financed

8 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Iowa State Bank.

Agent summary

This page summarizes Iowa State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 9 SBA 7(a) loans on record
  • $400K typical deal
  • HQ: 500 Audubon St, Sac City, IA
  • 3 FDIC branch locations
  • FDIC total assets $217.8M

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/iowa-state-bank
API:
https://www.capbench.com/api/public/lenders/iowa-state-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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