SBA lender record

KS Bank, Inc.

1031 N Brightleaf Blvd, Smithfield, NC, 27577. The complete public SBA 7(a) lending record (FY2020–23) — every business KS Bank, Inc. financed, every failed deal, the branches, and the FDIC profile.

$7.4M

Total SBA financing

Loans on record

Businesses financed

Failure rate (FY20–23)

● branch locations (FDIC)

FDIC profile

Total assets: $873.1M
Deposits: $800.0M
Loans outstanding: $687.5M
Net income: $2.7M
Return on assets: 1.2778655349822772%
Return on equity: 16.28%
Total equity: $67.2M
Offices: 12
Founded: 01/0
Headquarters: 1031 N Brightleaf Blvd, Smithfield, NC, 27577
FDIC cert: 29771
Website: www.KSBankinc.com

FDIC call-report data, quarter ending 03/2026.

12 branches

Ks Bank, Inc.Main office1031 N Brightleaf Blvd, Smithfield, NC, 27577· since 1924
Wilson Branch2846 Ward Blvd, Wilson, NC, 27893· since 1919
Selma Branch115 W Anderson St, Selma, NC, 27576· since 1924
Goldsboro Branch1601 Wayne Memorial Dr, Goldsboro, NC, 27534· since 1996
Kenly Branch200 N Church St, Kenly, NC, 27542· since 1996
Garner Branch901 Vandora Springs Road, Garner, NC, 27529· since 1997
Clayton Branch11591 Us 70 Business Hwy W, Clayton, NC, 27520· since 2001
Smithfield Branch1031 N Brightleaf Blvd, Smithfield, NC, 27577· since 2003
Wendell Branch2850 Wendell Blvd, Wendell, NC, 27591· since 2007
Four Oaks Branch106 West Wellons Street, Four Oaks, NC, 27524· since 2008
Dunn Branch206 West Broad Street, Dunn, NC, 28334· since 2024
Bailey Branch6374 Deans St, Bailey, NC, 27807· since 2025

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Businesses KS Bank, Inc. financed

13 businesses on record. Each links to its full SBA record.

Most active in: NC (13).

Agent summary

This page summarizes KS Bank, Inc.'s public SBA 7(a) lending record (FY2020–23) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

13 SBA 7(a) loans totaling $7.4M
13 businesses financed
0% failure rate (FY20–23)
FDIC total assets $873.1M
12 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/ks-bank-inc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with KS Bank, Inc..