SBA lender record

Lake Shore Bank

128 E 4th St, Dunkirk, NY, 14048. The complete public SBA 7(a) lending record (FY2020–21) — every business Lake Shore Bank financed, every failed deal, the branches, and the FDIC profile.

$650K

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $721.5M
Deposits: $587.5M
Loans outstanding: $553.9M
Net income: $1.9M
Return on assets: 1.0699054585604857%
Return on equity: 6.59%
Total equity: $118.4M
Offices: 11
Founded: 01/0
Headquarters: 128 E 4th St, Dunkirk, NY, 14048
FDIC cert: 30530
Website: www.mylsbank.com

FDIC call-report data, quarter ending 03/2026.

11 branches

Lake Shore BankMain office128 E 4th St, Dunkirk, NY, 14048· since 1891
Fredonia Branch30 E Main St, Fredonia, NY, 14063· since 1988
West Ellicot Branch1 S Green Ave, Jamestown, NY, 14701· since 1996
Westfield Branch106 E Main St, Westfield, NY, 14787· since 1998
Orchard Park Branch3111 Union Rd, Orchard Park, NY, 14127· since 2003
East Amherst Branch5751 Transit Rd, East Amherst, NY, 14051· since 2003
Hamburg Branch59 Main St, Hamburg, NY, 14075· since 2005
Kenmore Branch3438 Delaware Ave, Buffalo, NY, 14217· since 2008
Depew Branch570 Dick Rd, Depew, NY, 14043· since 2010
Snyder Branch4950 Main St, Buffalo, NY, 14226· since 2013
Www.Lakeshoresavings.Com Branch128 E 4th St, Dunkirk, NY, 14048· since 2016

Work at Lake Shore Bank?

Claim this profile free to keep your lending record accurate, route buyer leads to your team, and stand out in the rankings.

Claim this listing

Businesses Lake Shore Bank financed

2 businesses on record. Each links to its full SBA record.

Most active in: NY (3).

Agent summary

This page summarizes Lake Shore Bank's public SBA 7(a) lending record (FY2020–21) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

3 SBA 7(a) loans totaling $650K
2 businesses financed
FDIC total assets $721.5M
11 FDIC branch locations

Next steps

Request an intro Rank lenders Pre-qualify a deal

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/lake-shore-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

Work at Lake Shore Bank?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

Claim this listing Request removal

Looking for a lender like this one?

Tell us your deal size, industry, and location and we'll point you to the SBA lenders most likely to fund it — fast.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Lake Shore Bank.