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Lender record

Legacy Bank

The real lending record — every figure from funded deals. HQ: 123 E Chicago Ave, Colwich, KS. 10 branches.

125

Recent deals (FY20+)

$137K

Typical deal

12 days

Approval → funding

1.2%

Failure rate (FY20–23)

Where Legacy Bank lends

Deals Legacy Bank funded — list all 125 as text

Deal profile

Most Legacy Bank deals land between $54K and $380K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Support Activities for Oil and Gas Operations (12)
  2. 2.General Freight Trucking, Local (6)
  3. 3.Limited-Service Restaurants (5)
  4. 4.Full-Service Restaurants (5)
  5. 5.General Automotive Repair (5)
  6. 6.Other Commercial and Industrial Machinery and Equipment Rent (5)
  7. 7.Pharmacies and Drug Retailers (4)
  8. 8.Snack and Nonalcoholic Beverage Bars (4)

Most active states

  1. 1.Oklahoma (81 deals)
  2. 2.California (29 deals)
  3. 3.Texas (10 deals)
  4. 4.Arkansas (2 deals)
  5. 5.Alaska (1 deals)
  6. 6.Kansas (1 deals)
  7. 7.Kentucky (1 deals)

Franchises they finance most

Golden Corral

1 deals

Holiday Inn Express/Holiday Inn Express & Suites

1 deals

Candlewood Suites

1 deals

Frios Gourmet Pops

1 deals

Can Legacy Bank fund you? The bank behind the loans

Total assets

$860.8M

▲ 4.2% vs prior quarter

Deposits on hand

$731.3M

▲ 3.9% vs prior quarter

Loans outstanding

$668.5M

▲ 5.6% vs prior quarter

Net income (latest qtr)

$2.5M

  • •An active SBA program (~0.5% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Legacy Bank more SBA-focused than 68% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.2% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Legacy Bank branch (10)

Legacy BankMain office123 E Chicago AveColwich, KS 67030 · since 1886

Sedgwick Branch514 N Commercial AveSedgwick, KS 67135 · since 1894

Pratt Branch223 S Main StPratt, KS 67124 · since 1902

West Central Branch8725 W Central AveWichita, KS 67212 · since 1992

Tallgrass Branch8015 E 22nd St NWichita, KS 67226 · since 1997

Wichita Branch7555 W 21st St NWichita, KS 67205 · since 2000

North Wichita Branch3711 N Ridge RdWichita, KS 67205 · since 2005

Downtown Branch1100 E Douglas AveWichita, KS 67214 · since 2017

East Harry Branch7711 E Harry StWichita, KS 67207 · since 2023

North Maize Branch2880 N Maize RdWichita, KS 67205 · since 2026

Scroll for all 10 branches · Branch data: FDIC BankFind.

Recent deals

  • CREME COLLECTIVE, INC. in Costa Mesa, CA — $1.0M (2026) · Cosmetics, Beauty Supplies, and Perfume Retailers
  • W & P PHARMACY, INC in Pico Rivera, CA — $515K (2026) · Pharmacies and Drug Retailers
  • N8iV Beauty, Inc. in San Diego, CA — $500K (2026) · Cosmetics, Beauty Supplies, and Perfume Retailers
  • Galvan Reinforcing Company in Riverside, CA — $450K (2026) · Other Building Equipment Contractors
  • BABA'S RESTAURANT, LLC in Murrieta, CA — $380K (2026) · Limited-Service Restaurants
  • Galvan Reinforcing Company in Riverside, CA — $300K (2026) · Other Building Equipment Contractors
  • BABA'S RESTAURANT, LLC in Murrieta, CA — $50K (2026) · Limited-Service Restaurants
  • N8iV Beauty, Inc. in San Diego, CA — $3.0M (2025) · Cosmetics, Beauty Supplies, and Perfume Retailers
  • Luna Lux LLC in Nevada, TX — $2.5M (2025) · Other Electronic Parts and Equipment Merchant Wholesalers
  • EKB CUSTOM BUILDERS INC in San Marcos, CA — $1.4M (2025) · Wood Window and Door Manufacturing

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

1 of Legacy Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Legacy Bank financed

87 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Legacy Bank.

Agent summary

This page summarizes Legacy Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 125 SBA 7(a) loans on record
  • $137K typical deal
  • 5 business-acquisition loans
  • HQ: 123 E Chicago Ave, Colwich, KS
  • 10 FDIC branch locations
  • FDIC total assets $860.8M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/legacy-bank
API:
https://www.capbench.com/api/public/lenders/legacy-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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