Lender record
Legacy State Bank
The real lending record — every figure from funded deals. HQ: 3825 Harrison Rd, Loganville, GA. 2 branches.
3
Recent deals (FY20+)
$1.5M
Typical deal
—
Approval → funding
Where Legacy State Bank lends
Deals Legacy State Bank funded — list all 3 as text
- Shrikantha LLC — Loganville · $1.5M · FY2026 · Beer, Wine, and Liquor Retailers
- Baba Sai Inc — Statham · $1.3M · FY2024 · Beer, Wine, and Liquor Retailers
- Mack's Property Group, LLC — Madison · $2.9M · FY2021 · Hardware Stores
Deal profile
Most Legacy State Bank deals land between $1.3M and $2.9M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Beer, Wine, and Liquor Retailers (2)
- 2.Hardware Stores (1)
Most active states
- 1.Georgia (3 deals)
Franchises they finance most
Can Legacy State Bank fund you? The bank behind the loans
Total assets
$205.9M
▲ 7.6% vs prior quarter
Deposits on hand
$178.8M
▲ 8.7% vs prior quarter
Loans outstanding
$144.7M
▲ 9.2% vs prior quarter
Net income (latest qtr)
$485K
- •An active SBA program (~1% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Legacy State Bank more SBA-focused than 79% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 0.98% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Legacy State Bank branch (2)
Legacy State BankMain office3825 Harrison RdLoganville, GA 30052 · since 2005
Monroe Office Branch210 Mlk, Jr. BlvdMonroe, GA 30655 · since 2024
Branch data: FDIC BankFind.
Recent deals
- Shrikantha LLC in Loganville, GA — $1.5M (2026) · Beer, Wine, and Liquor Retailers
- Program
- 7a General
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 17 days
- Approved
- 1/12/2026
- First disbursed
- 1/29/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Beer, Wine, and Liquor Retailers
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- Baba Sai Inc in Statham, GA — $1.3M (2024) · Beer, Wine, and Liquor Retailers
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $958K (75%)
- Approval → funding
- 92 days
- Approved
- 4/17/2024
- First disbursed
- 7/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Beer, Wine, and Liquor Retailers
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- Mack's Property Group, LLC in Madison, GA — $2.9M (2021) · Hardware Stores
- Program
- 7a General
- Rate at approval
- 4.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (90%)
- Approval → funding
- 171 days
- Approved
- 7/13/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Ace Hardware
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Hardware Stores
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses Legacy State Bank financed
3 businesses on record. Each links to its full SBA record.
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Legacy State Bank.
Agent summary
This page summarizes Legacy State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 3 SBA 7(a) loans on record
- $1.5M typical deal
- HQ: 3825 Harrison Rd, Loganville, GA
- 2 FDIC branch locations
- FDIC total assets $205.9M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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