SBA lender record
Mercantile Bank
310 Leonard St Nw, Grand Rapids, MI, 49504. The complete public SBA 7(a) lending record (FY2021–22) — every business Mercantile Bank financed, every failed deal, the branches, and the FDIC profile.
$3.1M
Total SBA financing
7
Loans on record
6
Businesses financed
—
Too few to score
● branch locations (FDIC)
FDIC profile
- Total assets
- $6.4B
- Deposits
- $5.0B
- Loans outstanding
- $4.6B
- Net income
- $23.8M
- Return on assets
- 1.5128281063827913%
- Return on equity
- 13.13%
- Total equity
- $725.8M
- Offices
- 41
- Founded
- 12/1
- Headquarters
- 310 Leonard St Nw, Grand Rapids, MI, 49504
- FDIC cert
- 34598
- Website
- www.mercbank.com
FDIC call-report data, quarter ending 03/2026.
41 branches
- Mercantile BankMain office310 Leonard St Nw, Grand Rapids, MI, 49504· since 1997
- Saint Charles Branch102 Pine St, St. Charles, MI, 48655· since 1888
- Clare Branch806 N Mcewan St, Clare, MI, 48617· since 1890
- Merrill Branch125 W Saginaw St, Merrill, MI, 48637· since 1933
- Vestaburg Branch9002 E Howard City Edmore Rd, Vestaburg, MI, 48891· since 1959
- Dexter Drive-In Branch202 N Dexter St, Ionia, MI, 48846· since 1963
- Fairview Branch1979 E Miller Rd, Fairview, MI, 48621· since 1972
- Alma Drive-Thru Branch230 Woodworth Ave, Alma, MI, 48801· since 1974
- Southside Branch2600 South State Road, Berlin Township, MI, 48846· since 1974
- Pickard Branch4699 E Pickard St, Mount Pleasant, MI, 48858· since 1978
- Northtown Branch7300 N Alger Rd, Alma, MI, 48801· since 1980
- Belding Branch9344 West Belding Road, Otisco Township, MI, 48809· since 1980
- M-46 Drive-In Branch9531 N Greenville Rd, Lakeview, MI, 48850· since 1981
- Howard City Branch830 W Shaw St, Howard City, MI, 49329· since 1983
- Remus Branch201 W Wheatland Ave, Remus, MI, 49340· since 1985
- M-76 Branch2087 S M 76, West Branch, MI, 48661· since 1990
- Shepherd Branch258 W Wright Ave, Shepherd, MI, 48883· since 1991
- Rose City Branch505 Bennett St, Rose City, MI, 48654· since 1993
- St. Helen Branch1990 N Saint Helen Rd, Saint Helen, MI, 48656· since 1994
- Ithaca Branch219 E Center St, Ithaca, MI, 48847· since 1995
- Administrative Building Branch601 W Houghton Ave, West Branch, MI, 48661· since 1996
- Lowell Branch2601 W Main St, Lowell, MI, 49331· since 1997
- Kalamazoo Branch211 E Water St, Kalamazoo, MI, 49007· since 1997
- West M20 Branch1925 E Remus Rd, Mount Pleasant, MI, 48858· since 1999
- Alpine Avenue Branch4613 Alpine Ave Nw, Comstock Park, MI, 49321· since 1999
- Wyoming Branch5610 Byron Center Ave Sw, Wyoming, MI, 49519· since 2001
- Knapp Street Branch3156 Knapp St Ne, Grand Rapids, MI, 49525· since 2003
- Leonard Branch310 Leonard St Nw, Grand Rapids, MI, 49504· since 2003
- Cadillac Branch114 W Pine St, Cadillac, MI, 49601· since 2003
- Paw Paw Branch900 E Michigan Ave, Paw Paw, MI, 49079· since 2007
- St. Johns South Branch1065 Superior Dr, Saint Johns, MI, 48879· since 2008
- Cadillac North Branch8851 E 34 Rd, Cadillac, MI, 49601· since 2011
- Drake Road Branch811 S Drake Rd, Kalamazoo, MI, 49009· since 2014
- Troy Branch1700 W Big Beaver Rd, Troy, MI, 48084· since 2017
- Portage Branch2301 W Centre Ave, Portage, MI, 49024· since 2018
- Forest Hills4737 Cascade Rd Se, Grand Rapids, MI, 49546· since 2019
- Holland Branch170 College Ave, Holland, MI, 49423· since 2021
- Petoskey Branch430 E Mitchell St, Petosky, MI, 49770· since 2021
- Lansing Branch3001 Coolidge Rd, East Lansing, MI, 48823· since 2023
- Midland Branch109 E Main St, Midland, MI, 48640· since 2023
- Traverse City Branch125 S Park St, Traverse City, MI, 49684· since 2023
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Businesses Mercantile Bank financed
6 businesses on record. Each links to its full SBA record.
Most active in: MI (7).
Agent summary
This page summarizes Mercantile Bank's public SBA 7(a) lending record (FY2021–22) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.
- 7 SBA 7(a) loans totaling $3.1M
- 6 businesses financed
- FDIC total assets $6.4B
- 41 FDIC branch locations
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Mercantile Bank.