SBA lender record

Merchants Bank

210 S Main Ave, Rugby, ND, 58368. The complete public SBA 7(a) lending record (FY2021–22) — every business Merchants Bank financed, every failed deal, the branches, and the FDIC profile.

$568K

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $257.6M
Deposits: $226.7M
Loans outstanding: $176.3M
Net income: $0.9M
Return on assets: 1.3615819852229647%
Return on equity: 13.98%
Total equity: $25.9M
Offices: 6
Founded: 08/0
Headquarters: 210 S Main Ave, Rugby, ND, 58368
FDIC cert: 8943
Website: www.merchantsbankrugby.com

FDIC call-report data, quarter ending 03/2026.

6 branches

Merchants BankMain office210 S Main Ave, Rugby, ND, 58368· since 1897
Fairview Bank Branch216 S Ellery Ave, Fairview, MT, 59221· since 1941
Upham Branch# 3 C Avenue South, Upham, ND, 58789· since 1965
Granville Branch114 Main St S, Granville, ND, 58741· since 1975
202 Main Street South Branch202 Main St S, Towner, ND, 58788· since 1977
Mapleton Branch649 Knutson St, Mapleton, ND, 58059· since 2022

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Businesses Merchants Bank financed

2 businesses on record. Each links to its full SBA record.

Most active in: ND (2).

Agent summary

This page summarizes Merchants Bank's public SBA 7(a) lending record (FY2021–22) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

2 SBA 7(a) loans totaling $568K
2 businesses financed
FDIC total assets $257.6M
6 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/merchants-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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