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Lender record

Middlesex Savings Bank

The real lending record — every figure from funded deals. HQ: 6 Main St, Natick, MA. 35 branches.

Middlesex Savings Bank banner

38

Recent deals (FY20+)

$150K

Typical deal

18 days

Approval → funding

0%

Failure rate (FY20–23)

Where Middlesex Savings Bank lends

Deals Middlesex Savings Bank funded — list all 36 as text

Deal profile

Most Middlesex Savings Bank deals land between $40K and $256K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Offices of All Other Miscellaneous Health Practitioners (4)
  2. 2.Interior Design Services (3)
  3. 3.Site Preparation Contractors (3)
  4. 4.Snack and Nonalcoholic Beverage Bars (3)
  5. 5.Book Retailers and News Dealers (2)
  6. 6.Beauty Salons (2)
  7. 7.Administrative Management and General Management Consulting (2)
  8. 8.Supermarkets and Other Grocery Retailers (except Convenience (2)

Most active states

  1. 1.Massachusetts (36 deals)
  2. 2.Rhode Island (1 deals)
  3. 3.New Hampshire (1 deals)

Franchises they finance most

EOS Worldwide

2 deals

Can Middlesex Savings Bank fund you? The bank behind the loans

Total assets

$6.2B

▲ 0% vs prior quarter

Deposits on hand

$5.2B

▼ 0.3% vs prior quarter

Loans outstanding

$3.7B

▲ 1.2% vs prior quarter

Net income (latest qtr)

$9.0M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Middlesex Savings Bank more SBA-focused than 5% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.58% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Middlesex Savings Bank branch (35)

Middlesex Savings BankMain office6 Main StNatick, MA 01760 · since 1835

Hopkinton Branch10 Main StHopkinton, MA 01748 · since 1867

Holliston Branch830 Washington StHolliston, MA 01746 · since 1867

Medway Branch81 Main StMedway, MA 02053 · since 1871

Framingham Branch899 Edgell RdFramingham, MA 01701 · since 1892

Acton Branch279 Main StActon, MA 01720 · since 1960

West Concord Branch1208 Main StWest Concord, MA 01742 · since 1970

Operations Center Branch36 Summer StNatick, MA 01760 · since 1976 · limited service

Wayland Branch150 Commonwealth RdCochituate, MA 01778 · since 1976

Westford Branch160 Littleton RdWestford, MA 01886 · since 1977

Ashland Branch2 W Union StAshland, MA 01721 · since 1978

Concord Branch64 Main StConcord, MA 01742 · since 1982

Powdermill Branch72 Powder Mill RdMaynard, MA 01754 · since 1985

Millis Branch36a Milliston RdMillis, MA 02054 · since 1988

Franklin Branch1000 Franklin Village DrFranklin, MA 02038 · since 1992

Sudbury Branch454 Boston Post RdSudbury, MA 01776 · since 1996

Southborough Branch162 Cordaville RdSouthborough, MA 01772 · since 1998

Groton Branch112 Boston RdGroton, MA 01450 · since 1999

Bellingham Branch267 Hartford AveBellingham, MA 02019 · since 1999

Medfield Branch495 Main StMedfield, MA 02052 · since 2000

Home/Phone Banking Branch Information Center120 Flanders RdWestborough, MA 01581 · since 2000

Littleton Branch308 Great RdLittleton, MA 01460 · since 2000

Needham Branch50 Chestnut StNeedham, MA 02492 · since 2002

Boxborough Branch629 Massachusetts AveBoxborough, MA 01719 · since 2006

Bedford Branch186 Great RdBedford, MA 01730 · since 2006

Route 9 Framingham Branch598 Worcester RdFramingham, MA 01702 · since 2007

Wellesley Branch278 Washington StWellesley, MA 02481 · since 2012

Wayland Branch1 Andrew AveWayland, MA 01778 · since 2013

Sherborn Branch31 N Main StSherborn, MA 01770 · since 2015 · limited service

Sherborn Branch31 N Main StSherborn, MA 01770 · since 2015

Walpole Branch657 Main StWalpole, MA 02081 · since 2016

Hudson Branch177 Broad StHudson, MA 01749 · since 2020

Westborough Branch65 E Main StWestborough, MA 01581 · since 2021

Maynard - Digital Way Branch7 Digital WayMaynard, MA 01754 · since 2021

Worcester Branch286 Grove StreetWorcester, MA 01605 · since 2023

Scroll for all 35 branches · Branch data: FDIC BankFind.

Recent deals

  • Spill Books and Wine LLC in Marlborough, MA — $330K (2026) · Book Retailers and News Dealers
  • Bright Innovations LLC in Framingham, MA — $220K (2026) · Offices of All Other Miscellaneous Health Practitioners
  • Appleton Design Group Inc in Concord, MA — $150K (2026) · Interior Design Services
  • Bright Innovations LLC in Framingham, MA — $150K (2026) · Offices of All Other Miscellaneous Health Practitioners
  • Roselle Noor Aesthetics LLC in Newton Center, MA — $100K (2026) · Beauty Salons
  • Spill Books and Wine LLC in Marlborough, MA — $50K (2026) · Book Retailers and News Dealers
  • Roselle Noor Aesthetics LLC in Newton Center, MA — $30K (2026) · Beauty Salons
  • Petroleum Management Services, Inc. in Wakefield, MA — $256K (2025) · Site Preparation Contractors
  • Bright Innovations LLC in Waltham, MA — $200K (2025) · Offices of All Other Miscellaneous Health Practitioners
  • Bright Innovations LLC in Waltham, MA — $150K (2025) · Offices of All Other Miscellaneous Health Practitioners

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Middlesex Savings Bank financed

26 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Middlesex Savings Bank.

Agent summary

This page summarizes Middlesex Savings Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 38 SBA 7(a) loans on record
  • $150K typical deal
  • 3 business-acquisition loans
  • HQ: 6 Main St, Natick, MA
  • 35 FDIC branch locations
  • FDIC total assets $6.2B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/middlesex-savings-bank
API:
https://www.capbench.com/api/public/lenders/middlesex-savings-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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