Lender record
Middlesex Savings Bank
The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Middlesex Savings Bank funded, the businesses, the branches, and its FDIC profile. HQ: 6 Main St, Natick, MA. 35 branches.
38
Recent deals (FY20+)
$150K
Typical deal
18 days
Approval → funding
0%
Failure rate (FY20–23)
Where Middlesex Savings Bank lends
Deals Middlesex Savings Bank funded — list all 36 as text
- Spill Books and Wine LLC — Marlborough · $330K · FY2026 · Book Retailers and News Dealers
- Bright Innovations LLC — Framingham · $220K · FY2026 · Offices of All Other Miscellaneous Health Practitioners
- Appleton Design Group Inc — Concord · $150K · FY2026 · Interior Design Services
- Bright Innovations LLC — Framingham · $150K · FY2026 · Offices of All Other Miscellaneous Health Practitioners
- Roselle Noor Aesthetics LLC — Newton Center · $100K · FY2026 · Beauty Salons
- Spill Books and Wine LLC — Marlborough · $50K · FY2026 · Book Retailers and News Dealers
- Roselle Noor Aesthetics LLC — Newton Center · $30K · FY2026 · Beauty Salons
- Petroleum Management Services, Inc. — Wakefield · $256K · FY2025 · Site Preparation Contractors
- Bright Innovations LLC — Waltham · $200K · FY2025 · Offices of All Other Miscellaneous Health Practitioners
- Bright Innovations LLC — Waltham · $150K · FY2025 · Offices of All Other Miscellaneous Health Practitioners
- Good Earth Holistic Kitchen, Inc. — Hudson · $60K · FY2025 · Limited-Service Restaurants
- BV Coaching, LLC — Bedford · $40K · FY2025 · Administrative Management and General Management Consulting
- Backyard Golf Designs LLC — Medway · $25K · FY2025 · Landscape Architectural Services
- BV Coaching, LLC — Bedford · $25K · FY2025 · Administrative Management and General Management Consulting
- Scafidi Bros. Market and Deli, LLC — Newton Highlands · $195K · FY2024 · Supermarkets and Other Grocery Retailers (except Convenience
- Scafidi Bros. Market and Deli, LLC — Newton Highlands · $40K · FY2024 · Supermarkets and Other Grocery Retailers (except Convenience
- PhysioXtrain LLC — Needham Heights · $30K · FY2024 · Offices of Physical, Occupational and Speech Therapists, and
- Petroleum Management Services, Inc. — Wakefield · $850K · FY2023 · Site Preparation Contractors
- SR EXT CONSTRUCTION INC — Framingham · $500K · FY2023 · Siding Contractors
- Postal Advocate Inc. — Wayland · $400K · FY2023 · Process, Physical Distribution, and Logistics Consulting Ser
- The Design Intention LLC — Framingham · $112K · FY2023 · Interior Design Services
- Petroleum Management Services, Inc. — Wakefield · $100K · FY2023 · Site Preparation Contractors
- Incognito Global Travel LLC — Bedford · $40K · FY2023 · Travel Agencies
- The Design Intention LLC — Framingham · $30K · FY2023 · Interior Design Services
- Packaging Specialties, LLC — Newburyport · $3.5M · FY2022 · Paper Bag and Coated and Treated Paper Manufacturing
- MEI MEI RESTAURANT, INC. — South Boston · $500K · FY2022 · Perishable Prepared Food Manufacturing
- Spicy Water Distillers LLC — Millbury · $238K · FY2022 · Distilleries
- Ethical Tree Services LLC — Cumberland · $150K · FY2022 · Landscaping Services
- ARBOR WORKS LLC — Acton · $75K · FY2022 · Landscaping Services
- Antoine's Pastry Shoppe, Inc. — Newton · $60K · FY2022 · Snack and Nonalcoholic Beverage Bars
- C4CABLE LLC — Walpole · $40K · FY2022 · Electrical Contractors and Other Wiring Installation Contrac
- Spicy Water Distillers LLC — Millbury · $30K · FY2022 · Distilleries
- Mercury Business Services, LLC — Boston · $5.0M · FY2020 · Couriers and Express Delivery Services
- Superior Sheet Metal Corp. — Hudson · $2.9M · FY2020 · Sheet Metal Work Manufacturing
- Fresh Food Holdings, LLC — Boston · $300K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Fresh Food Holdings, LLC — Boston · $30K · FY2020 · Snack and Nonalcoholic Beverage Bars
Deal profile
Most Middlesex Savings Bank deals land between $40K and $256K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Offices of All Other Miscellaneous Health Practitioners (4)
- 2.Interior Design Services (3)
- 3.Site Preparation Contractors (3)
- 4.Snack and Nonalcoholic Beverage Bars (3)
- 5.Book Retailers and News Dealers (2)
- 6.Beauty Salons (2)
- 7.Administrative Management and General Management Consulting (2)
- 8.Supermarkets and Other Grocery Retailers (except Convenience (2)
Most active states
- 1.Massachusetts (36 deals)
- 2.Rhode Island (1 deals)
- 3.New Hampshire (1 deals)
Franchises they finance most
Can Middlesex Savings Bank fund you? The bank behind the loans
Total assets
$6.1B
▼ 0.1% vs prior quarter
Deposits on hand
$5.2B
▼ 0.6% vs prior quarter
Loans outstanding
$3.8B
▲ 2.2% vs prior quarter
Net income (latest qtr)
$22.2M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Middlesex Savings Bank more SBA-focused than 5% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.72% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 06/2026.
Recent deals
- Spill Books and Wine LLC in Marlborough, MA — $330K (2026) · Book Retailers and News Dealers
- Program
- Preferred Lenders Program
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $248K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Book Retailers and News Dealers
Your business? Claim this record · Request removal
- Bright Innovations LLC in Framingham, MA — $220K (2026) · Offices of All Other Miscellaneous Health Practitioners
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.325% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $110K (50%)
- Approval → funding
- 21 days
- Approved
- 11/17/2025
- First disbursed
- 12/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Your business? Claim this record · Request removal
- Appleton Design Group Inc in Concord, MA — $150K (2026) · Interior Design Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 2/28/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Interior Design Services
Your business? Claim this record · Request removal
- Bright Innovations LLC in Framingham, MA — $150K (2026) · Offices of All Other Miscellaneous Health Practitioners
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 77 days
- Approved
- 11/17/2025
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Your business? Claim this record · Request removal
- Roselle Noor Aesthetics LLC in Newton Center, MA — $100K (2026) · Beauty Salons
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.325% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 2/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Your business? Claim this record · Request removal
- Spill Books and Wine LLC in Marlborough, MA — $50K (2026) · Book Retailers and News Dealers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Book Retailers and News Dealers
Your business? Claim this record · Request removal
- Roselle Noor Aesthetics LLC in Newton Center, MA — $30K (2026) · Beauty Salons
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 2/10/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Your business? Claim this record · Request removal
- Petroleum Management Services, Inc. in Wakefield, MA — $256K (2025) · Site Preparation Contractors
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $192K (75%)
- Approval → funding
- 17 days
- Approved
- 4/21/2025
- First disbursed
- 5/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Site Preparation Contractors
Your business? Claim this record · Request removal
- Bright Innovations LLC in Waltham, MA — $200K (2025) · Offices of All Other Miscellaneous Health Practitioners
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $100K (50%)
- Approved
- 5/5/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Your business? Claim this record · Request removal
- Bright Innovations LLC in Waltham, MA — $150K (2025) · Offices of All Other Miscellaneous Health Practitioners
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 5/5/2025
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Your business? Claim this record · Request removal
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Businesses Middlesex Savings Bank financed
26 businesses on record. Each links to its full SBA record.
- Mercury Business Services, LLCBoston, MA · 1 loan$5.0M
- Packaging Specialties, LLCNewburyport, MA · 1 loan$3.5M
- Superior Sheet Metal Corp.Hudson, NH · 1 loan$2.9M
- Petroleum Management Services, Inc.Wakefield, MA · 3 loans$1.2M
- Bright Innovations LLCFramingham, MA · 4 loans$720K
- MEI MEI RESTAURANT, INC.South Boston, MA · 1 loan$500K
- SR EXT CONSTRUCTION INCFramingham, MA · 1 loan$500K
- Postal Advocate Inc.Wayland, MA · 1 loan$400K
- Spill Books and Wine LLCMarlborough, MA · 2 loans$380K
- Fresh Food Holdings, LLCBoston, MA · 2 loans$330K
- Spicy Water Distillers LLCMillbury, MA · 2 loans$268K
- North Shore Counseling Center, Inc.Beverly, MA · 1 loan$250K
- Scafidi Bros. Market and Deli, LLCNewton Highlands, MA · 2 loans$235K
- Total Services Commercial Corp.Framingham, MA · 1 loan$188K
- Appleton Design Group IncConcord, MA · 1 loan$150K
- Ethical Tree Services LLCCumberland, RI · 1 loan$150K
- The Design Intention LLCFramingham, MA · 2 loans$142K
- Roselle Noor Aesthetics LLCNewton Center, MA · 2 loans$130K
- ARBOR WORKS LLCActon, MA · 1 loan$75K
- BV Coaching, LLCBedford, MA · 2 loans$65K
- Good Earth Holistic Kitchen, Inc.Hudson, MA · 1 loan$60K
- Antoine's Pastry Shoppe, Inc.Newton, MA · 1 loan$60K
- Incognito Global Travel LLCBedford, MA · 1 loan$40K
- C4CABLE LLCWalpole, MA · 1 loan$40K
- PhysioXtrain LLCNeedham Heights, MA · 1 loan$30K
- Backyard Golf Designs LLCMedway, MA · 1 loan$25K
Work at Middlesex Savings Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Middlesex Savings Bank.
Agent summary
This page summarizes Middlesex Savings Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 38 SBA 7(a) loans on record
- $150K typical deal
- 3 business-acquisition loans
- HQ: 6 Main St, Natick, MA
- FDIC total assets $6.1B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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