Lender record
MidSouth Bank
The real lending record — every figure from funded deals. HQ: 2526 W Main St, Dothan, AL. 14 branches.
14
Recent deals (FY20+)
$150K
Typical deal
26 days
Approval → funding
Where MidSouth Bank lends
Deals MidSouth Bank funded — list all 14 as text
- C.W. Rich Inc. — Jacksons Gap · $125K · FY2026 · Automotive Parts and Accessories Retailers
- Davis Memorial Mortuary, Inc. — Valley · $480K · FY2025 · Funeral Homes and Funeral Services
- Picht & Sons Real Estate LLC — Tallahassee · $208K · FY2025 · Residential Property Managers
- Coastal Rehabilitation, LLC — Panama City · $90K · FY2025 · Offices of Physical, Occupational and Speech Therapists, and
- Justin Crymes Psychotherapy, LLC — Tallahassee · $140K · FY2024 · Offices of Mental Health Practitioners (except Physicians)
- Papa's Smokehouse, LLC — Niceville · $100K · FY2024 · Full-Service Restaurants
- The Dessert Studio, LLC — Dothan · $80K · FY2024 · Retail Bakeries
- Joebachi LLC — Dothan · $681K · FY2023 · Full-Service Restaurants
- Seven Hills Hospitality Group LLC — Tallahassee · $350K · FY2023 · Full-Service Restaurants
- Hama Equities, LLC — Dothan · $227K · FY2023 · Administrative Management and General Management Consulting
- La Pistola LLC — Tallahassee · $150K · FY2023 · Full-Service Restaurants
- Bar 1903 LLC — Tallahassee · $150K · FY2023 · Full-Service Restaurants
- L & K Contracting Co Inc — Taylor · $164K · FY2021 · Other Heavy and Civil Engineering Construction
- Go Juu, LLC — Newnan · $150K · FY2021 · Full-Service Restaurants
Deal profile
Most MidSouth Bank deals land between $125K and $227K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (6)
- 2.Automotive Parts and Accessories Retailers (1)
- 3.Funeral Homes and Funeral Services (1)
- 4.Residential Property Managers (1)
- 5.Offices of Physical, Occupational and Speech Therapists, and (1)
- 6.Offices of Mental Health Practitioners (except Physicians) (1)
- 7.Retail Bakeries (1)
- 8.Administrative Management and General Management Consulting (1)
Most active states
- 1.Florida (7 deals)
- 2.Alabama (6 deals)
- 3.Georgia (1 deals)
Can MidSouth Bank fund you? The bank behind the loans
Total assets
$746.5M
▼ 2.1% vs prior quarter
Deposits on hand
$679.9M
▼ 2.2% vs prior quarter
Loans outstanding
$434.7M
▲ 0.7% vs prior quarter
Net income (latest qtr)
$1.4M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes MidSouth Bank more SBA-focused than 15% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.77% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a MidSouth Bank branch (14)
Midsouth BankMain office2526 W Main StDothan, AL 36301 · since 1912
Eufaula Branch230 S Eufaula AveEufaula, AL 36027 · since 1906
Clayton Branch16 S Midway StClayton, AL 36016 · since 1948
Ashford Branch520 N Broadway StAshford, AL 36312 · since 2003
Panama City Branch1418 W 23rd StPanama City, FL 32405 · since 2005
Auburn Branch519 E Glenn AveAuburn, AL 36830 · since 2005
Southside Branch2224 Ross Clark CirDothan, AL 36301 · since 2006
Westside Branch4015 W Main StDothan, AL 36305 · since 2006
Northside Branch3776 Montgomery HwyDothan, AL 36303 · since 2008
Fort Walton Beach Branch768 Beal Pkwy NFort Walton Beach, FL 32547 · since 2014
Panama City Beach Branch12851 Panama City Beach PkwyPanama City Beach, FL 32407 · since 2021
Tallahassee Branch201 S Monroe StTallahassee, FL 32301 · since 2021
Pensacola Branch40 N Palafox StPensacola, FL 32502 · since 2025
Village Green Way Branch1938 Village Green WayTallahassee, FL 32308 · since 2025
Scroll for all 14 branches · Branch data: FDIC BankFind.
Recent deals
- C.W. Rich Inc. in Jacksons Gap, AL — $125K (2026) · purchase · Automotive Parts and Accessories Retailers
- Program
- 7a General
- Rate at approval
- 7% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $106K (85%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Retailers
If you were the buyer here
- Est. deal size
- $138K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $18K
- Monthly payment
- $2,467
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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- Davis Memorial Mortuary, Inc. in Valley, AL — $480K (2025) · Funeral Homes and Funeral Services
- Program
- 7a General
- Rate at approval
- 7% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $360K (75%)
- Approval → funding
- 70 days
- Approved
- 12/11/2024
- First disbursed
- 2/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Funeral Homes and Funeral Services
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- Picht & Sons Real Estate LLC in Tallahassee, FL — $208K (2025) · Residential Property Managers
- Program
- 7a General
- Rate at approval
- 6.85% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $156K (75%)
- Approval → funding
- 35 days
- Approved
- 7/23/2025
- First disbursed
- 8/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Residential Property Managers
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- Coastal Rehabilitation, LLC in Panama City, FL — $90K (2025) · Offices of Physical, Occupational and Speech Therapists, and
- Program
- 7a General
- Rate at approval
- 8.5% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $77K (85%)
- Approval → funding
- 36 days
- Approved
- 3/26/2025
- First disbursed
- 5/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
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- Justin Crymes Psychotherapy, LLC in Tallahassee, FL — $140K (2024) · Offices of Mental Health Practitioners (except Physicians)
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $119K (85%)
- Approval → funding
- 14 days
- Approved
- 1/17/2024
- First disbursed
- 1/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Offices of Mental Health Practitioners (except Physicians)
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- Papa's Smokehouse, LLC in Niceville, FL — $100K (2024) · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 9.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 20 days
- Approved
- 11/22/2023
- First disbursed
- 12/12/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
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- The Dessert Studio, LLC in Dothan, AL — $80K (2024) · Retail Bakeries
- Program
- 7a General
- Rate at approval
- 7.45% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $68K (85%)
- Approval → funding
- 5 days
- Approved
- 10/1/2023
- First disbursed
- 10/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
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- Joebachi LLC in Dothan, AL — $681K (2023) · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $511K (75%)
- Approval → funding
- 15 days
- Approved
- 7/19/2023
- First disbursed
- 8/3/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
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- Seven Hills Hospitality Group LLC in Tallahassee, FL — $350K (2023) · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 6.25% fixed
- Term
- 90 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 26 days
- Approved
- 1/12/2023
- First disbursed
- 2/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 53
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
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- Hama Equities, LLC in Dothan, AL — $227K (2023) · Administrative Management and General Management Consulting
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $171K (75%)
- Approval → funding
- 8 days
- Approved
- 6/27/2023
- First disbursed
- 7/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Administrative Management and General Management Consulting
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
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Businesses MidSouth Bank financed
14 businesses on record. Each links to its full SBA record.
- Joebachi LLCDothan, AL · 1 loan$681K
- Davis Memorial Mortuary, Inc.Valley, AL · 1 loan$480K
- Seven Hills Hospitality Group LLCTallahassee, FL · 1 loan$350K
- Hama Equities, LLCDothan, AL · 1 loan$227K
- Picht & Sons Real Estate LLCTallahassee, FL · 1 loan$208K
- L & K Contracting Co IncTaylor, AL · 1 loan$164K
- Go Juu, LLCNewnan, GA · 1 loan$150K
- Bar 1903 LLCTallahassee, FL · 1 loan$150K
- La Pistola LLCTallahassee, FL · 1 loan$150K
- Justin Crymes Psychotherapy, LLCTallahassee, FL · 1 loan$140K
- C.W. Rich Inc.Jacksons Gap, AL · 1 loan$125K
- Papa's Smokehouse, LLCNiceville, FL · 1 loan$100K
- Coastal Rehabilitation, LLCPanama City, FL · 1 loan$90K
- The Dessert Studio, LLCDothan, AL · 1 loan$80K
Work at MidSouth Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with MidSouth Bank.
Agent summary
This page summarizes MidSouth Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 14 SBA 7(a) loans on record
- $150K typical deal
- 1 business-acquisition loans
- HQ: 2526 W Main St, Dothan, AL
- 14 FDIC branch locations
- FDIC total assets $746.5M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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