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Lender record

Millennium Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Millennium Bank funded, the businesses, the branches, and its FDIC profile. HQ: 6392 Artesian Cir, Ooltewah, TN. 14 branches.

Millennium Bank banner

249

Recent deals (FY20+)

$1.7M

Typical deal

24 days

Approval → funding

Where Millennium Bank lends

Deals Millennium Bank funded — list all 249 as text

Deal profile

Most Millennium Bank deals land between $810K and $3.3M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Hotels (except Casino Hotels) and Motels (138)
  2. 2.Gasoline Stations with Convenience Stores (26)
  3. 3.Full-Service Restaurants (11)
  4. 4.Beer, Wine, and Liquor Stores (8)
  5. 5.Beer, Wine, and Liquor Retailers (7)
  6. 6.Beauty Salons (5)
  7. 7.Convenience Retailers (4)
  8. 8.Pharmacies and Drug Retailers (3)

Most active states

  1. 1.Illinois (133 deals)
  2. 2.Indiana (35 deals)
  3. 3.Wisconsin (13 deals)
  4. 4.Michigan (10 deals)
  5. 5.Georgia (9 deals)
  6. 6.Texas (8 deals)
  7. 7.Ohio (6 deals)
  8. 8.Minnesota (5 deals)
  9. 9.Tennessee (4 deals)
  10. 10.New York (3 deals)

Franchises they finance most

Super 8 by Wyndhan

9 deals

Comfort Inn by Choice Hotels/Comfort Inn & Suites by Choice

8 deals

Econo Lodge by Choice Hotels/Econo Lodge Inn & Suites by Cho

7 deals

Motel 6

6 deals

Quality Inn by Choice Hotels /Quality Inn & Suites by Choice

5 deals

Can Millennium Bank fund you? The bank behind the loans

Total assets

$780.8M

▼ 1.1% vs prior quarter

Deposits on hand

$704.3M

▼ 0.2% vs prior quarter

Loans outstanding

$596.1M

▼ 2.2% vs prior quarter

Net income (latest qtr)

$-2.5M

  • •An active SBA program (~1.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Millennium Bank more SBA-focused than 16% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of -0.64% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 06/2026.

Recent deals

  • A & K MOTEL LLC in Elkhart, IN — $3.5M (2026) · purchase · Hotels (except Casino Hotels) and Motels
  • MDK Buildings LLC in Schaumburg, IL — $3.4M (2026) · Other Personal Care Services
  • VMM Inc. in Chicago, IL — $1.5M (2026) · Hotels (except Casino Hotels) and Motels
  • Big Chicken Crofton LLC in Gambrills, MD — $1.2M (2026) · Full-Service Restaurants
  • B & B RX Inc in Jackson Heights, NY — $918K (2026) · Pharmacies and Drug Retailers
  • Root & Remedy Wellness Co. LLC in Dalton, GA — $142K (2026) · All Other Health and Personal Care Retailers
  • Ohio Hotel Partners LLC in Columbus, OH — $5.0M (2025) · Hotels (except Casino Hotels) and Motels
  • Shyam RF Inc in Rockford, IL — $5.0M (2025) · Hotels (except Casino Hotels) and Motels
  • Jay Dadaveer Portage LLC in Portage, IN — $5.0M (2025) · Hotels (except Casino Hotels) and Motels
  • Kaana Hospitality SFLD LLC in Springfield, MO — $5.0M (2025) · Hotels (except Casino Hotels) and Motels

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Millennium Bank.

Agent summary

This page summarizes Millennium Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 249 SBA 7(a) loans on record
  • $1.7M typical deal
  • 24 business-acquisition loans
  • HQ: 6392 Artesian Cir, Ooltewah, TN
  • FDIC total assets $780.8M

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/millennium-bank
API:
https://www.capbench.com/api/public/lenders/millennium-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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