SBA lender record
Montecito Bank & Trust
1000 State St, Santa Barbara, CA, 93101. The complete public SBA 7(a) lending record (FY2022–25) — every business Montecito Bank & Trust financed, every failed deal, the branches, and the FDIC profile.
$2.0M
Total SBA financing
13
Loans on record
13
Businesses financed
—
Too few to score
● branch locations (FDIC)
FDIC profile
- Total assets
- $2.0B
- Deposits
- $1.8B
- Loans outstanding
- $1.4B
- Net income
- $3.3M
- Return on assets
- 0.6515606195589316%
- Return on equity
- 7.27%
- Total equity
- $184.9M
- Offices
- 17
- Founded
- 03/1
- Headquarters
- 1000 State St, Santa Barbara, CA, 93101
- FDIC cert
- 21956
- Website
- www.montecito.bank
FDIC call-report data, quarter ending 03/2026.
17 branches
- Montecito Bank & TrustMain office1000 State St, Santa Barbara, CA, 93101· since 1975
- Montecito Branch1106 Coast Village Rd, Montecito, CA, 93108· since 1978
- Goleta Branch5658 Calle Real, Goleta, CA, 93117· since 1979
- La Cumbre Branch3802 State St, Santa Barbara, CA, 93105· since 1981
- Carpinteria Branch1023 Casitas Pass Rd, Carpinteria, CA, 93013· since 1986
- Solvang Branch591 Alamo Pintado Rd, Solvang, CA, 93463· since 1992
- Santa Ynez Valley Mesngr Ser Branch591 Alamo Pintado Rd, Solvang, CA, 93463· since 1993
- Ventura Branch4730 Telephone Rd, Ventura, CA, 93003· since 2008
- Hollister Branch6900 Hollister Ave, Goleta, CA, 93117· since 2012
- Camarillo Branch770 Paseo Camarillo, Camarillo, CA, 93010· since 2015
- Mesa Branch2034 Cliff Dr, Santa Barbara, CA, 93109· since 2018
- Maravilla5486 Calle Real, Santa Barbara, CA, 93111· since 2018
- Casa Dorinda300 Hot Springs Rd, Montecito, CA, 93108· since 2018
- Samarkand2550 Treasure Dr, Santa Barbara, CA, 93105· since 2019
- Westlake Branch101 N Westlake Blvd, Westlake Village, CA, 91362· since 2020
- Santa Maria Branch2125 South Broadway, Santa Maria, CA, 93454· since 2023
- Oxnard Branch300 W Esplanade Dr, Oxnard, CA, 93036· since 2023
Failed deals
1 of Montecito Bank & Trust's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
Work at Montecito Bank & Trust?
Claim this profile free to keep your lending record accurate, route buyer leads to your team, and stand out in the rankings.
Businesses Montecito Bank & Trust financed
13 businesses on record. Each links to its full SBA record.
- Lux Led Lighting, LLCSanta Barbara, CA · 1 loan$600K
- 822 Group LLCSanta Barbara, CA · 1 loan$430K
- SB SPIN CORP.Santa Barbara, CA · 1 loan$275K
- Blue Water Boating IncSanta Barbara, CA · 1 loan$150K
- Taylor Neil LLCVentura, CA · 1 loan$125K
- SB Restoration IncSanta Barbara, CA · 1 loan$100K
- NEXT LEVEL TEAM, INC.Ventura, CA · 1 loan$100K
- Raul FigueroaSanta Barbara, CA · 1 loan$75K
- JBC Investment Holdings 1 LLCSanta Barbara, CA · 1 loan$50K
- Santa Barbara PaintingSanta Barbara, CA · 1 loan$50K
- Dakari Pools IncLos Alamos, CA · 1 loan$50K
- Fisher B Hauling LLCSanta Ynez, CA · 1 loan$23K
- McFerron Welding InspectionVentura, CA · 1 loan$10K
Most active in: CA (13).
Agent summary
This page summarizes Montecito Bank & Trust's public SBA 7(a) lending record (FY2022–25) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.
- 13 SBA 7(a) loans totaling $2.0M
- 13 businesses financed
- FDIC total assets $2.0B
- 17 FDIC branch locations
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
Work at Montecito Bank & Trust?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
Looking for a lender like this one?
Tell us your deal size, industry, and location and we'll point you to the SBA lenders most likely to fund it — fast.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Montecito Bank & Trust.