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Lender record

Oxford Bank

The real lending record — every figure from funded deals. HQ: 60 S Washington St, Oxford, MI. 9 branches.

186

Recent deals (FY20+)

$317K

Typical deal

19 days

Approval → funding

0%

Failure rate (FY20–23)

Where Oxford Bank lends

Deals Oxford Bank funded — list all 186 as text

Deal profile

Most Oxford Bank deals land between $206K and $500K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (36)
  2. 2.Full-Service Restaurants (8)
  3. 3.Fitness and Recreational Sports Centers (7)
  4. 4.Snack and Nonalcoholic Beverage Bars (4)
  5. 5.Timber Tract Operations (4)
  6. 6.Landscaping Services (3)
  7. 7.Plumbing, Heating, and Air-Conditioning Contractors (3)
  8. 8.Electrical Contractors and Other Wiring Installation Contrac (3)

Most active states

  1. 1.Michigan (183 deals)
  2. 2.Florida (1 deals)
  3. 3.Tennessee (1 deals)
  4. 4.Pennsylvania (1 deals)

Franchises they finance most

Wing Snob

6 deals

Saroki's Crispy Chicken & pizza

2 deals

Pet Supplies Plus

2 deals

F45 Training

2 deals

Beyond Juicery + Eatery

2 deals

Can Oxford Bank fund you? The bank behind the loans

Total assets

$902.1M

▼ 17.2% vs prior quarter

Deposits on hand

$752.8M

▼ 22% vs prior quarter

Loans outstanding

$692.4M

▲ 6% vs prior quarter

Net income (latest qtr)

$1.6M

  • •An active SBA program (~0.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Oxford Bank more SBA-focused than 74% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.66% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Oxford Bank branch (9)

Oxford BankMain office60 S Washington StOxford, MI 48371 · since 1884

Lake Orion Branch1115 S Lapeer RdLake Orion, MI 48360 · since 1973

Addison-Oaks Branch35 S Rochester RdOakland Township, MI 48363 · since 1976

Clarkston Branch7199 N Main StClarkston, MI 48346 · since 1987

South Washington Street Branch64 S Washington StOxford, MI 48371 · since 1989 · limited service

Ortonville Branch345 S Ortonville RdOrtonville, MI 48462 · since 1990

Dryden Branch5459 Main StDryden, MI 48428 · since 1995

Independence Village Retirement Community Branch701 Market StOxford, MI 48371 · since 2002 · limited service

Davison Branch600 N State RdDavison, MI 48423 · since 2005

Branch data: FDIC BankFind.

Recent deals

  • HIGHLAND FUEL MART TEAM, LLC in Waterford, MI — $800K (2026) · Gasoline Stations with Convenience Stores
  • LIBERTY TOOL INC. in Sterling Heights, MI — $700K (2026) · Other Aluminum Rolling, Drawing, and Extruding
  • CATCH TRANSPORT, LLC in Auburn Hills, MI — $500K (2026) · All Other Support Activities for Transportation
  • Noor Used Car Sales Inc. in Detroit, MI — $366K (2026) · Used Car Dealers
  • Uncle Al's Car Wash South LLC in Port Huron, MI — $350K (2026) · Car Washes
  • Express Wholesale Supplies LLC in Livonia, MI — $350K (2026) · Wholesale Trade Agents and Brokers
  • Jang Novi LLC in Novi, MI — $233K (2026) · Limited-Service Restaurants
  • KCD Development LLC in Lake Orion, MI — $220K (2026) · Limited-Service Restaurants
  • Verity Claim Services, Inc in Warren, MI — $100K (2026) · Claims Adjusting
  • CKG Touma LLC in Troy, MI — $25K (2026) · Snack and Nonalcoholic Beverage Bars

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Oxford Bank financed

151 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Oxford Bank.

Agent summary

This page summarizes Oxford Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 186 SBA 7(a) loans on record
  • $317K typical deal
  • 11 business-acquisition loans
  • HQ: 60 S Washington St, Oxford, MI
  • 9 FDIC branch locations
  • FDIC total assets $902.1M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/oxford-bank
API:
https://www.capbench.com/api/public/lenders/oxford-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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