Lender record
Park State Bank & Trust
The real lending record — every figure from funded deals. HQ: 710 W Us Highway 24, Woodland Park, CO. 1 branch.
4
Recent deals (FY20+)
$2.1M
Typical deal
—
Approval → funding
Where Park State Bank & Trust lends
Deals Park State Bank & Trust funded — list all 4 as text
- Spudz Real Estate Holdings LLC — Woodland Park · $2.8M · FY2025 · Other Building Material Dealers
- Against the Current, LLC — Woodland Park · $505K · FY2025 · Full-Service Restaurants
- Calcagno Enterprise, LLC — Woodland Park · $661K · FY2023 · Full-Service Restaurants
- Btoth Enterprises, LLC — Woodland Park · $2.1M · FY2022 · Beer, Wine, and Liquor Retailers
Deal profile
Most Park State Bank & Trust deals land between $661K and $2.8M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (2)
- 2.Other Building Material Dealers (1)
- 3.Beer, Wine, and Liquor Retailers (1)
Most active states
- 1.Colorado (4 deals)
Can Park State Bank & Trust fund you? The bank behind the loans
Total assets
$158.8M
▼ 1.7% vs prior quarter
Deposits on hand
$142.4M
▼ 1.6% vs prior quarter
Loans outstanding
$107.1M
▲ 0.9% vs prior quarter
Net income (latest qtr)
$436K
- •An active SBA program (~0.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Park State Bank & Trust more SBA-focused than 75% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 1.09% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Park State Bank & Trust branch (1)
Park State Bank & TrustMain office710 W Us Highway 24Woodland Park, CO 80863 · since 1965
Branch data: FDIC BankFind.
Recent deals
- Spudz Real Estate Holdings LLC in Woodland Park, CO — $2.8M (2025) · purchase · Other Building Material Dealers
- Program
- 7a General
- Rate at approval
- 10.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 24 days
- Approved
- 1/28/2025
- First disbursed
- 2/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Other Building Material Dealers
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $314K
- Est. cash at closing
- $434K
- Monthly payment
- $27,227
- Annual debt service
- $327K
- Cash flow needed (1.25×)
- $408K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Against the Current, LLC in Woodland Park, CO — $505K (2025) · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 9.5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $379K (75%)
- Approval → funding
- 43 days
- Approved
- 11/5/2024
- First disbursed
- 12/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Your business? Claim this record · Request removal
- Calcagno Enterprise, LLC in Woodland Park, CO — $661K (2023) · purchase · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $495K (75%)
- Approval → funding
- 3 days
- Approved
- 12/27/2022
- First disbursed
- 12/30/2022
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $734K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $98K
- Monthly payment
- $4,989
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Btoth Enterprises, LLC in Woodland Park, CO — $2.1M (2022) · purchase · Beer, Wine, and Liquor Retailers
- Program
- 7a General
- Rate at approval
- 6.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 31 days
- Approved
- 6/30/2022
- First disbursed
- 7/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $235K
- Est. cash at closing
- $324K
- Monthly payment
- $13,972
- Annual debt service
- $168K
- Cash flow needed (1.25×)
- $210K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses Park State Bank & Trust financed
4 businesses on record. Each links to its full SBA record.
Work at Park State Bank & Trust?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Park State Bank & Trust.
Agent summary
This page summarizes Park State Bank & Trust's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 4 SBA 7(a) loans on record
- $2.1M typical deal
- 3 business-acquisition loans
- HQ: 710 W Us Highway 24, Woodland Park, CO
- 1 FDIC branch location
- FDIC total assets $158.8M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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