Lender record
Passumpsic Savings Bank
The real lending record — every figure from funded deals. HQ: 497 Railroad St, Saint Johnsbury, VT. 13 branches.
6
Recent deals (FY20+)
$140K
Typical deal
—
Approval → funding
Where Passumpsic Savings Bank lends
Deals Passumpsic Savings Bank funded — list all 6 as text
- Littleton Bicycle Company LLC — Littleton · $330K · FY2026 · Sporting Goods Retailers
- NEKIG LLC — Saint Johnsbury · $72K · FY2025 · All Other Amusement and Recreation Industries
- Boule LLC — Saint Johnsbury · $40K · FY2025 · Retail Bakeries
- The ZION Corporation — Saint Johnsbury · $215K · FY2021 · Fiber, Yarn, and Thread Mills
- Boule LLC — Saint Johnsbury · $31K · FY2021 · Retail Bakeries
- JARDINE ENTERPRISES, INC. — Lyndonville · $140K · FY2020 · Limited-Service Restaurants
Deal profile
Most Passumpsic Savings Bank deals land between $40K and $215K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Retail Bakeries (2)
- 2.Sporting Goods Retailers (1)
- 3.All Other Amusement and Recreation Industries (1)
- 4.Fiber, Yarn, and Thread Mills (1)
- 5.Limited-Service Restaurants (1)
Most active states
- 1.Vermont (5 deals)
- 2.New Hampshire (1 deals)
Can Passumpsic Savings Bank fund you? The bank behind the loans
Total assets
$925.4M
▼ 1.8% vs prior quarter
Deposits on hand
$743.1M
▼ 2.4% vs prior quarter
Loans outstanding
$650.8M
▲ 0.9% vs prior quarter
Net income (latest qtr)
$1.1M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Passumpsic Savings Bank more SBA-focused than 39% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.45% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Passumpsic Savings Bank branch (13)
Passumpsic Savings BankMain office497 Railroad StSaint Johnsbury, VT 05819 · since 1853
Danville Branch53 Route 2 WDanville, VT 05828 · since 1825
Lancaster Branch117 Main StLancaster, NH 03584 · since 1887
Newport Branch1 Gardner StNewport, VT 05855 · since 1981
Groveton Branch40 State StGroveton, NH 03582 · since 1985
Whitefield Branch20 Jefferson RdWhitefield, NH 03598 · since 1986
Memorial Branch62 Broad StLyndonville, VT 05851 · since 1988
Littleton Loan Production Branch225 Main StLittleton, NH 03561 · since 1995 · limited service
Operations Center Branch1242 Memorial DrSaint Johnsbury, VT 05819 · since 1996
Passumpsic Bank,Fsb/Branch81 Meadow StLittleton, NH 03561 · since 1999
Northeast Home Loan, Llc Branch80 Flat StBrattleboro, VT 05301 · since 2000 · limited service
Island Pond Branch49 Mill StreetIsland Pond, VT 05846 · since 2002
Berlin Mall282 Berlin Mall RdBerlin, VT 05602 · since 2018
Scroll for all 13 branches · Branch data: FDIC BankFind.
Recent deals
- Littleton Bicycle Company LLC in Littleton, NH — $330K (2026) · purchase · Sporting Goods Retailers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.39% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $165K (50%)
- Approval → funding
- 2 days
- Approved
- 1/26/2026
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Sporting Goods Retailers
If you were the buyer here
- Est. deal size
- $367K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $49K
- Monthly payment
- $4,883
- Annual debt service
- $59K
- Cash flow needed (1.25×)
- $73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- NEKIG LLC in Saint Johnsbury, VT — $72K (2025) · All Other Amusement and Recreation Industries
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.125% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $36K (50%)
- Approved
- 6/13/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Your business? Claim this record · Request removal
- Boule LLC in Saint Johnsbury, VT — $40K (2025) · Retail Bakeries
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 5 days
- Approved
- 10/10/2024
- First disbursed
- 10/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Retail Bakeries
Your business? Claim this record · Request removal
- The ZION Corporation in Saint Johnsbury, VT — $215K (2021) · Fiber, Yarn, and Thread Mills
- Program
- Preferred Lenders Program
- Rate at approval
- 5.375% fixed
- Term
- 252 mo (21 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 95 days
- Approved
- 9/23/2021
- First disbursed
- 12/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fiber, Yarn, and Thread Mills
Your business? Claim this record · Request removal
- Boule LLC in Saint Johnsbury, VT — $31K (2021) · Retail Bakeries
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% fixed
- Term
- 63 months
- SBA guaranteed
- $16K (50%)
- Approval → funding
- 25 days
- Approved
- 5/17/2021
- First disbursed
- 6/11/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Your business? Claim this record · Request removal
- JARDINE ENTERPRISES, INC. in Lyndonville, VT — $140K (2020) · purchase · Limited-Service Restaurants
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% fixed
- Term
- 59 months
- SBA guaranteed
- $70K (50%)
- Approval → funding
- 80 days
- Approved
- 3/17/2020
- First disbursed
- 6/5/2020
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $156K
- Est. down payment (10%)
- $16K
- Est. cash at closing
- $20K
- Monthly payment
- $2,730
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses Passumpsic Savings Bank financed
5 businesses on record. Each links to its full SBA record.
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Passumpsic Savings Bank.
Agent summary
This page summarizes Passumpsic Savings Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 6 SBA 7(a) loans on record
- $140K typical deal
- 2 business-acquisition loans
- HQ: 497 Railroad St, Saint Johnsbury, VT
- 13 FDIC branch locations
- FDIC total assets $925.4M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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