Lender record
PeoplesBank
The real lending record — every figure from funded deals. HQ: 330 Whitney Ave, Holyoke, MA. 21 branches.
10
Recent deals (FY20+)
$172K
Typical deal
—
Approval → funding
Where PeoplesBank lends
Deals PeoplesBank funded — list all 8 as text
- Top Notch Maintenance LLC — West Suffield · $40K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- B Line Transport Inc. — Hampden · $53K · FY2025 · General Freight Trucking, Local
- JCamp Electric INC — Williamsburg · $32K · FY2025 · Electrical Contractors and Other Wiring Installation Contrac
- David Yousefzadeh — Greenfield · $467K · FY2022 · Investment Advice
- Kinsley Group, Inc. — East Granby · $2.6M · FY2020 · Electrical Apparatus and Equipment, Wiring Supplies, and Rel
- Laboratory of Medical Zoology, LLC — Amherst · $172K · FY2020 · Testing Laboratories
- Laboratory of Medical Zoology, LLC — Amherst · $75K · FY2020 · Testing Laboratories
- Northwest Systems, Inc — South Hadley · $50K · FY2020 · Plumbing, Heating, and Air-Conditioning Contractors
Deal profile
Most PeoplesBank deals land between $50K and $467K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Plumbing, Heating, and Air-Conditioning Contractors (2)
- 2.Dry Pasta, Dough, and Flour Mixes Manufacturing from Purchas (2)
- 3.Testing Laboratories (2)
- 4.General Freight Trucking, Local (1)
- 5.Electrical Contractors and Other Wiring Installation Contrac (1)
- 6.Investment Advice (1)
- 7.Electrical Apparatus and Equipment, Wiring Supplies, and Rel (1)
Most active states
- 1.Massachusetts (6 deals)
- 2.Connecticut (4 deals)
Can PeoplesBank fund you? The bank behind the loans
Total assets
$4.6B
▲ 3.3% vs prior quarter
Deposits on hand
$3.5B
▼ 4% vs prior quarter
Loans outstanding
$3.5B
▲ 1.3% vs prior quarter
Net income (latest qtr)
$4.7M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes PeoplesBank more SBA-focused than 20% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.41% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a PeoplesBank branch (21)
PeoplesbankMain office330 Whitney AveHolyoke, MA 01040 · since 1885
Suffield Branch30 Bridge StSuffield, CT 06078 · since 1864
South Hadley Branch468 Newton StSouth Hadley, MA 01075 · since 1993
East Granby Branch1 Turkey Hills RdEast Granby, CT 06026 · since 1995
Williams Place Branch783 Williams StLongmeadow, MA 01106 · since 1998
Memorial Drive Branch610 Memorial DrChicopee, MA 01020 · since 2001
Amherst Branch56 Amity StAmherst, MA 01002 · since 2002
East Longmeadow Branch201 N Main StEast Longmeadow, MA 01028 · since 2004
Westfield Branch281 E Main StWestfield, MA 01085 · since 2006
Springfield Branch1900 Wilbraham RdSpringfield, MA 01129 · since 2006
St. James Avenue Branch1051 Saint James AveSpringfield, MA 01104 · since 2010
West Springfield Branch547 Memorial AveWest Springfield, MA 01089 · since 2011
Northampton Branch300 King StNorthampton, MA 01060 · since 2013
High Street Branch Office255 High StHolyoke, MA 01040 · since 2017
Yankee Pedlar Branch1864 Northampton StHolyoke, MA 01040 · since 2019
Ludlow Branch450 Center StLudlow, MA 01056 · since 2020
West Hartford Branch102 Lasalle RdWest Hartford, CT 06107 · since 2021
South Windsor Branch25 Cedar AvenueSouth Windsor, CT 06074 · since 2023
Avon Banking Center Branch182 West Main StreetAvon, CT 06001 · since 2025
Glastonbury Banking Center Branch2815 Main StGlastonbury, CT 06033 · since 2025
Hartford Branch151 Asylum StHartford, CT 06103 · since 2026
Scroll for all 21 branches · Branch data: FDIC BankFind.
Recent deals
- Top Notch Maintenance LLC in West Suffield, CT — $40K (2026) · Plumbing, Heating, and Air-Conditioning Contractors
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 8 days
- Approved
- 2/10/2026
- First disbursed
- 2/18/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Your business? Claim this record · Request removal
- A. FIORILLO & CO LLC in Milldale, CT — $1.4M (2025) · purchase · Dry Pasta, Dough, and Flour Mixes Manufacturing from Purchas
- Program
- Preferred Lenders Program
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 38 days
- Approved
- 11/4/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Dry Pasta, Dough, and Flour Mixes Manufacturing from Purchas
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $157K
- Est. cash at closing
- $215K
- Monthly payment
- $16,406
- Annual debt service
- $197K
- Cash flow needed (1.25×)
- $246K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- A. FIORILLO & CO LLC in Milldale, CT — $300K (2025) · purchase · Dry Pasta, Dough, and Flour Mixes Manufacturing from Purchas
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 43 days
- Approved
- 10/30/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Dry Pasta, Dough, and Flour Mixes Manufacturing from Purchas
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $3,965
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- B Line Transport Inc. in Hampden, MA — $53K (2025) · General Freight Trucking, Local
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.5% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $27K (50%)
- Approval → funding
- 12 days
- Approved
- 9/24/2025
- First disbursed
- 10/6/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- General Freight Trucking, Local
Your business? Claim this record · Request removal
- JCamp Electric INC in Williamsburg, MA — $32K (2025) · Electrical Contractors and Other Wiring Installation Contrac
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $27K (85%)
- Approval → funding
- 13 days
- Approved
- 5/27/2025
- First disbursed
- 6/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Electrical Contractors and Other Wiring Installation Contrac
Your business? Claim this record · Request removal
- David Yousefzadeh in Greenfield, MA — $467K (2022) · Investment Advice
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $350K (75%)
- Approval → funding
- 91 days
- Approved
- 1/26/2022
- First disbursed
- 4/27/2022
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Individual
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Investment Advice
Your business? Claim this record · Request removal
- Kinsley Group, Inc. in East Granby, CT — $2.6M (2020) · Electrical Apparatus and Equipment, Wiring Supplies, and Rel
- Program
- Preferred Lenders Program
- Rate at approval
- 1% fixed
- Term
- 30 months
- SBA guaranteed
- $1.9M (75%)
- Approved
- 4/3/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Electrical Apparatus and Equipment, Wiring Supplies, and Rel
Your business? Claim this record · Request removal
- Laboratory of Medical Zoology, LLC in Amherst, MA — $172K (2020) · Testing Laboratories
- Program
- Preferred Lenders Program
- Rate at approval
- 5.52% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $129K (75%)
- Approved
- 12/11/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Testing Laboratories
Your business? Claim this record · Request removal
- Laboratory of Medical Zoology, LLC in Amherst, MA — $75K (2020) · Testing Laboratories
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 12/11/2019
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Testing Laboratories
Your business? Claim this record · Request removal
- Northwest Systems, Inc in South Hadley, MA — $50K (2020) · Plumbing, Heating, and Air-Conditioning Contractors
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 126 days
- Approved
- 5/27/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
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Businesses PeoplesBank financed
8 businesses on record. Each links to its full SBA record.
- Kinsley Group, Inc.East Granby, CT · 1 loan$2.6M
- A. FIORILLO & CO LLCMilldale, CT · 2 loans$1.7M
- David YousefzadehGreenfield, MA · 1 loan$467K
- Laboratory of Medical Zoology, LLCAmherst, MA · 2 loans$247K
- B Line Transport Inc.Hampden, MA · 1 loan$53K
- Northwest Systems, IncSouth Hadley, MA · 1 loan$50K
- Top Notch Maintenance LLCWest Suffield, CT · 1 loan$40K
- JCamp Electric INCWilliamsburg, MA · 1 loan$32K
Work at PeoplesBank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with PeoplesBank.
Agent summary
This page summarizes PeoplesBank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 10 SBA 7(a) loans on record
- $172K typical deal
- 2 business-acquisition loans
- HQ: 330 Whitney Ave, Holyoke, MA
- 21 FDIC branch locations
- FDIC total assets $4.6B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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