SBA lender record

Perennial Bank

318 N 1st St, Darwin, MN, 55324. The complete public SBA 7(a) lending record (FY2022) — every business Perennial Bank financed, every failed deal, the branches, and the FDIC profile.

$768K

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $155.9M
Deposits: $142.9M
Loans outstanding: $61.0M
Net income: $0.4M
Return on assets: 0.9903650531649457%
Return on equity: 12.55%
Total equity: $12.2M
Offices: 4
Founded: 01/0
Headquarters: 318 N 1st St, Darwin, MN, 55324
FDIC cert: 1413
Website: www.perennialbank.com

FDIC call-report data, quarter ending 03/2026.

4 branches

Perennial BankMain office318 N 1st St, Darwin, MN, 55324· since 1914
Winthrop Br102 E 2nd St, Winthrop, MN, 55396· since 1903
Paynesville Br125 E James St, Paynesville, MN, 56362· since 1907
Dassel Branch780 Parker Ave W, Dassel, MN, 55325· since 2007

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Businesses Perennial Bank financed

2 businesses on record. Each links to its full SBA record.

Most active in: MN (3).

Agent summary

This page summarizes Perennial Bank's public SBA 7(a) lending record (FY2022) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

3 SBA 7(a) loans totaling $768K
2 businesses financed
FDIC total assets $155.9M
4 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/perennial-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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