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Lender record

Rhinebeck Bank

The real lending record — every figure from funded deals. HQ: 6414 Montgomery St, Rhinebeck, NY. 16 branches.

34

Recent deals (FY20+)

$141K

Typical deal

22 days

Approval → funding

10.5%

Failure rate (FY20–23)

Where Rhinebeck Bank lends

Deals Rhinebeck Bank funded — list all 34 as text

Deal profile

Most Rhinebeck Bank deals land between $50K and $206K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (5)
  2. 2.Limited-Service Restaurants (3)
  3. 3.Fitness and Recreational Sports Centers (2)
  4. 4.Insurance Agencies and Brokerages (2)
  5. 5.Beauty Salons (2)
  6. 6.Snack and Nonalcoholic Beverage Bars (2)
  7. 7.Offices of Physical, Occupational and Speech Therapists, and (1)
  8. 8.Hardware Manufacturing (1)

Most active states

  1. 1.New York (34 deals)

Franchises they finance most

The UPS Store

1 deals

Can Rhinebeck Bank fund you? The bank behind the loans

Total assets

$1.3B

▼ 1.3% vs prior quarter

Deposits on hand

$1.1B

▲ 0.4% vs prior quarter

Loans outstanding

$936.8M

▼ 1.7% vs prior quarter

Net income (latest qtr)

$2.5M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Rhinebeck Bank more SBA-focused than 18% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.78% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Rhinebeck Bank branch (16)

Rhinebeck BankMain office6414 Montgomery StRhinebeck, NY 12572 · since 1860

Hyde Park Branch1075 Violet Avenue, Route 9gHyde Park, NY 12538 · since 1980

Red Hook Branch7350 S BroadwayRed Hook, NY 12571 · since 1995

South Road Branch1898 South RdPoughkeepsie, NY 12601 · since 1999

Arlington Branch708 Dutchess TpkePoughkeepsie, NY 12603 · since 2000

Mid-Hudson Center Branch3432 North Road Route 9Poughkeepsie, NY 12601 · since 2000

Kingston Branch27 Main StKingston, NY 12401 · since 2006

East Fishkill Branch2523 Route 52Hopewell Junction, NY 12533 · since 2006

Executive Offices Branch2 Jefferson PlzPoughkeepsie, NY 12601 · since 2006 · limited service

Warwick Branch62 Main StWarwick, NY 10990 · since 2006

Internet BranchJefferson Plaza, 2 Jefferson StreetPoughkeepsie, NY 12601 · since 2008

Fishkill Branch1022 Main StFishkill, NY 12524 · since 2012

Goshen Branch252 Main StGoshen, NY 10924 · since 2016

Montgomery Office2134 Route 208Montgomery, NY 12549 · since 2017 · limited service

Albany Loan Office Branch100 Great Oaks BlvdAlbany, NY 12203 · since 2018 · limited service

Newburgh Branch456 BroadwayNewburgh, NY 12550 · since 2021

Scroll for all 16 branches · Branch data: FDIC BankFind.

Recent deals

  • Pudding Mates LLC in Germantown, NY — $50K (2026) · Full-Service Restaurants
  • Pudding Mates LLC in Germantown, NY — $50K (2026) · Full-Service Restaurants
  • IXL Holdings, LLC in Saugerties, NY — $1.4M (2025) · Fitness and Recreational Sports Centers
  • Catherine Paggi PT, P.C. in Wappingers Falls, NY — $180K (2025) · Offices of Physical, Occupational and Speech Therapists, and
  • R & Y Restaurant Group LLC in Middletown, NY — $157K (2025) · Limited-Service Restaurants
  • Cerven Solutions, Inc. in Poughkeepsie, NY — $75K (2025) · Hardware Manufacturing
  • IXL Holdings, LLC in Saugerties, NY — $50K (2025) · Fitness and Recreational Sports Centers
  • Avello Asphalt & Construction Corp in Poughkeepsie, NY — $500K (2024) · Other Construction Material Merchant Wholesalers
  • COMPASS GROUP NORTHEAST LLC in Milton, NY — $322K (2024) · purchase · Insurance Agencies and Brokerages
  • Excelsior Wood Products LLC in Kingston, NY — $155K (2024) · Hardwood Veneer and Plywood Manufacturing

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

2 of Rhinebeck Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Rhinebeck Bank financed

27 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Rhinebeck Bank.

Agent summary

This page summarizes Rhinebeck Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 34 SBA 7(a) loans on record
  • $141K typical deal
  • 7 business-acquisition loans
  • HQ: 6414 Montgomery St, Rhinebeck, NY
  • 16 FDIC branch locations
  • FDIC total assets $1.3B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/rhinebeck-bank
API:
https://www.capbench.com/api/public/lenders/rhinebeck-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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