SBA lender record
Rio Bank
701 E Expressway 83, Mcallen, TX, 78501. The complete public SBA 7(a) lending record (FY2020–22) — every business Rio Bank financed, every failed deal, the branches, and the FDIC profile.
$3.8M
Total SBA financing
6
Loans on record
5
Businesses financed
—
Too few to score
● branch locations (FDIC)
FDIC profile
- Total assets
- $1.4B
- Deposits
- $1.2B
- Loans outstanding
- $786.0M
- Net income
- $3.1M
- Return on assets
- 0.8903396867212986%
- Return on equity
- 8.36%
- Total equity
- $150.5M
- Offices
- 25
- Founded
- 02/1
- Headquarters
- 701 E Expressway 83, Mcallen, TX, 78501
- FDIC cert
- 25886
- Website
- www.rio.bank
FDIC call-report data, quarter ending 03/2026.
25 branches
- Rio BankMain office701 E Expressway 83, Mcallen, TX, 78501· since 1985
- Elsa State Bank And Trust Company Branch300 West Edinburg Avenue, Elsa, TX, 78543· since 1945
- Johnson City403 Us Highways 281 And 290 South, Johnson City, TX, 78636· since 1986
- Blanco Branch1108 Main St, Blanco, TX, 78606· since 1987
- Marble Falls Branch1001 Highway 1431, Marble Falls, TX, 78654· since 1991
- Elsa State Bank - Rgc Branch712 W Main St, Rio Grande City, TX, 78582· since 1992
- Elsa State Bank - Roma Branch47 E Grant St, Roma, TX, 78584· since 1994
- Elsa State Bank & Tr Co-Edcouch Bran442 W Santa Rosa Ave, Edcouch, TX, 78538· since 1996
- North Mcallen Branch4120 N Mccoll Rd, Mcallen, TX, 78504· since 1996
- Dripping Springs Branch401 E. Highway 290 West, Dripping Springs, TX, 78620· since 1996
- Elsa State Bank - Weslaco Branch3124 E Business 83, Weslaco, TX, 78596· since 2000
- San Juan Branch401 W Fm 495, San Juan, TX, 78589· since 2002
- Palmview Branch401 N Bentsen Palm Dr, Mission, TX, 78574· since 2002
- Elsa State Bank - Edinburg Branch621 W University Dr, Edinburg, TX, 78539· since 2002
- Mulberry Branch15142 San Pedro Ave, San Antonio, TX, 78232· since 2004
- Brownsville Branch3401 Old Highway 77, Brownsville, TX, 78520· since 2005
- South Mcallen Branch720 E Jackson Ave, Mcallen, TX, 78501· since 2007
- Weslaco Branch1000 N Westgate Dr, Weslaco, TX, 78596· since 2009
- Harlingen Branch601 S Stuart Place Rd, Harlingen, TX, 78552· since 2013
- Mcallen Branch1655 N 23rd St, Mcallen, TX, 78501· since 2020
- Austin Lpo Branch200 Austin Hwy, San Antonio, TX, 78209· since 2022
- Rio Bank - Alamo Heights Branch5700 Broadway, San Antonio, TX, 78209· since 2023
- Fredericksburg Branch610 West Main Street, Fredericksburg, TX, 78624· since 2025
- Stone Oak Branch150 N Loop 1604 E, San Antonio, TX, 78232· since 2025
- Huebner Banking Center Branch19223 Stone Oak Pkwy, San Antonio, TX, 78258· since 2025
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Businesses Rio Bank financed
5 businesses on record. Each links to its full SBA record.
Most active in: TX (6).
Agent summary
This page summarizes Rio Bank's public SBA 7(a) lending record (FY2020–22) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.
- 6 SBA 7(a) loans totaling $3.8M
- 5 businesses financed
- FDIC total assets $1.4B
- 25 FDIC branch locations
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Rio Bank.