Lender record

River Bank and Trust

The real lending record — every figure from funded deals. HQ: Prattville, AL.

Recent deals (FY20+)

$459K

Typical deal

29 days

Approval → funding

Where River Bank and Trust lends

Deals River Bank and Trust funded — list all 25 as text

Tre Luna Catering Corporation — Birmingham · $3.1M · FY2026 · Caterers
Lone Key Investments, LLC — Vestavia Hills · $570K · FY2026 · Hardware Retailers
Lillian Vet Hospital, LLC — Lillian · $475K · FY2026 · Veterinary Services
Aspect Aerospace, Inc — Mobile · $250K · FY2026 · Research and Development in the Physical, Engineering, and L
M & S Contracting, LLC — Billingsley · $790K · FY2025 · Industrial Building Construction
Alagrants, LLC — Leeds · $460K · FY2025 · Other Management Consulting Services
Prachhu Corp — Huntsville · $355K · FY2025 · Limited-Service Restaurants
KW Interiors, LLC — Huntsville · $118K · FY2025 · Used Merchandise Retailers
American Medical Emergency Dispatch, LLC — Attalla · $1.6M · FY2024 · Ambulance Services
Clevenger Holdings, LLC — Rainbow City · $1.2M · FY2024 · Institutional Furniture Manufacturing
Coastal Sports Academy, LLC — Daphne · $1.1M · FY2024 · All Other Amusement and Recreation Industries
Southern Heritage Monograms, LLC — Vestavia · $793K · FY2024 · Clothing and Clothing Accessories Retailers
Blue Plains Technology, LLC — Wetumpka · $500K · FY2024 · Computing Infrastructure Providers, Data Processing, Web Hos
Trinity Care Pharmacy, LLC — Birmingham · $459K · FY2024 · Pharmacies and Drug Retailers
Blue Plains Technology, LLC — Wetumpka · $300K · FY2024 · Computing Infrastructure Providers, Data Processing, Web Hos
Hattie's Toyland, LLC — Trussville · $237K · FY2024 · Hobby, Toy, and Game Retailers
ISI Elite Training Birmingham, LLC — Hoover · $205K · FY2024 · Fitness and Recreational Sports Centers
Kelly Realty, LLC — Montgomery · $131K · FY2024 · Offices of Real Estate Agents and Brokers
Alchemy Spa and Wellness, LLC — Hoover · $110K · FY2024 · Other Personal Care Services
Center Home Care DME, LLC — Enterprise · $100K · FY2024 · Home Health Equipment Rental
Center Home Care, LLC — Enterprise · $25K · FY2024 · Home Health Care Services
Govind, LLC — Montgomery · $2.1M · FY2023 · Hotels (except Casino Hotels) and Motels
Anderson's Biscuits LLC — Meridianville · $877K · FY2023 · Limited-Service Restaurants
Treasured Kids Childcare, LLC — Rainbow City · $195K · FY2023 · Child Care Services
Lizzies Place Coffee LLC — Florence · $141K · FY2023 · Snack and Nonalcoholic Beverage Bars

Deal profile

Most River Bank and Trust deals land between $195K and $793K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.Limited-Service Restaurants (2)
2.Computing Infrastructure Providers, Data Processing, Web Hos (2)
3.Caterers (1)
4.Hardware Retailers (1)
5.Veterinary Services (1)
6.Research and Development in the Physical, Engineering, and L (1)
7.Industrial Building Construction (1)
8.Other Management Consulting Services (1)

Most active states

1.Alabama (25 deals)

Franchises they finance most

Ace Hardware

1 deals

Subway

1 deals

ISI Elite Training

1 deals

Free · No obligation · Usually same-day

Get in touch with River Bank and Trust

Tell us where to reach you and we'll arrange the introduction — to River Bank and Trust or a comparable SBA specialist who fits your deal even better.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

Recent deals

Tre Luna Catering Corporation in Birmingham, AL — $3.1M (2026) · Caterers
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (75%)
Approved
3/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
43
Business age
Existing or more than 2 years old
Industry
Caterers
Your business? Claim this record · Request removal
Lone Key Investments, LLC in Vestavia Hills, AL — $570K (2026) · Hardware Retailers
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$428K (75%)
Approval → funding
63 days
Approved
11/24/2025
First disbursed
1/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Franchise
Ace Hardware
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Hardware Retailers
Your business? Claim this record · Request removal
Lillian Vet Hospital, LLC in Lillian, AL — $475K (2026) · Veterinary Services
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$356K (75%)
Approval → funding
27 days
Approved
12/11/2025
First disbursed
1/7/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Veterinary Services
Your business? Claim this record · Request removal
Aspect Aerospace, Inc in Mobile, AL — $250K (2026) · Research and Development in the Physical, Engineering, and L
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
24 mo (2 yrs)
SBA guaranteed
$125K (50%)
Approved
2/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Research and Development in the Physical, Engineering, and L
Your business? Claim this record · Request removal
M & S Contracting, LLC in Billingsley, AL — $790K (2025) · purchase · Industrial Building Construction
Program
7a General
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$593K (75%)
Approval → funding
29 days
Approved
6/24/2025
First disbursed
7/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
26
Business age
Change of Ownership
Industry
Industrial Building Construction
If you were the buyer here
Est. deal size
$878K
Est. down payment (10%)
$88K
Est. cash at closing
$120K
Monthly payment
$10,440
Annual debt service
$125K
Cash flow needed (1.25×)
$157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Alagrants, LLC in Leeds, AL — $460K (2025) · purchase · Other Management Consulting Services
Program
7a General
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$345K (75%)
Approval → funding
15 days
Approved
3/25/2025
First disbursed
4/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Other Management Consulting Services
If you were the buyer here
Est. deal size
$511K
Est. down payment (10%)
$51K
Est. cash at closing
$68K
Monthly payment
$6,079
Annual debt service
$73K
Cash flow needed (1.25×)
$91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Prachhu Corp in Huntsville, AL — $355K (2025) · purchase · Limited-Service Restaurants
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$266K (75%)
Approval → funding
4 days
Approved
5/31/2025
First disbursed
6/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Franchise
Subway
Jobs supported
10
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$394K
Est. down payment (10%)
$39K
Est. cash at closing
$53K
Monthly payment
$4,741
Annual debt service
$57K
Cash flow needed (1.25×)
$71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
KW Interiors, LLC in Huntsville, AL — $118K (2025) · purchase · Used Merchandise Retailers
Program
7a General
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (85%)
Approval → funding
7 days
Approved
10/23/2024
First disbursed
10/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Used Merchandise Retailers
If you were the buyer here
Est. deal size
$131K
Est. down payment (10%)
$13K
Est. cash at closing
$17K
Monthly payment
$1,609
Annual debt service
$19K
Cash flow needed (1.25×)
$24K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
American Medical Emergency Dispatch, LLC in Attalla, AL — $1.6M (2024) · purchase · Ambulance Services
Program
7a General
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
10 days
Approved
12/2/2023
First disbursed
12/12/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
Change of Ownership
Industry
Ambulance Services
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$180K
Est. cash at closing
$247K
Monthly payment
$21,832
Annual debt service
$262K
Cash flow needed (1.25×)
$327K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Clevenger Holdings, LLC in Rainbow City, AL — $1.2M (2024) · purchase · Institutional Furniture Manufacturing
Program
7a General
Rate at approval
10.25% variable
Term
204 mo (17 yrs)
SBA guaranteed
$900K (75%)
Approval → funding
28 days
Approved
6/12/2024
First disbursed
7/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
26
Business age
Change of Ownership
Industry
Institutional Furniture Manufacturing
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$133K
Est. cash at closing
$183K
Monthly payment
$12,445
Annual debt service
$149K
Cash flow needed (1.25×)
$187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Work at River Bank and Trust?

Claim this profile free to keep your lending record accurate, route buyer leads to your team, and sponsor your placement in the rankings.

Claim this listing

Businesses River Bank and Trust financed

24 businesses on record. Each links to its full SBA record.

Work at River Bank and Trust?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

Claim this listing Request removal

CapBench analysis of public lending records, FY2020–present. Not affiliated with River Bank and Trust.

Agent summary

This page summarizes River Bank and Trust's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

25 SBA 7(a) loans on record
$459K typical deal
10 business-acquisition loans
HQ: Prattville, AL

Next steps

Request an intro Rank lenders Pre-qualify a deal

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/river-bank-and-trust
API:: https://www.capbench.com/api/public/lenders/river-bank-and-trust
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

Find the bank most likely to fund your deal

River Bank and Trust is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.