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SBA lender record

Schertz Bank & Trust

519 Main St, Schertz, TX, 78154. The complete public SBA 7(a) lending record (FY2020–23) — every business Schertz Bank & Trust financed, every failed deal, the branches, and the FDIC profile.

$8.0M

Total SBA financing

11

Loans on record

11

Businesses financed

9.1%

Failure rate (FY20–23)

branch locations (FDIC)

FDIC profile

Total assets
$761.9M
Deposits
$646.0M
Loans outstanding
$612.6M
Net income
$3.9M
Return on assets
2.045802104675047%
Return on equity
14.46%
Total equity
$110.2M
Offices
6
Founded
08/1
Headquarters
519 Main St, Schertz, TX, 78154
FDIC cert
10344

FDIC call-report data, quarter ending 03/2026.

6 branches
  • Schertz Bank & TrustMain office519 Main St, Schertz, TX, 78154· since 1913
  • Kirby Branch5020 Fm 78, Kirby, TX, 78219· since 1973
  • Ih 35 Branch16852 Interstate 35 N, Schertz, TX, 78154· since 1998
  • Sequin Branch203 N Highway 123 Byp, Seguin, TX, 78155· since 2006
  • San Marcos Branch2202 Hunter Rd, San Marcos, TX, 78666· since 2009
  • Schertz Bank & Trust New Braunfels Branch1174 Loop 337, New Braunfels, TX, 78130· since 2019

Failed deals

1 of Schertz Bank & Trust's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Schertz Bank & Trust financed

11 businesses on record. Each links to its full SBA record.

Most active in: TX (10), OK (1).

Agent summary

This page summarizes Schertz Bank & Trust's public SBA 7(a) lending record (FY2020–23) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

  • 11 SBA 7(a) loans totaling $8.0M
  • 11 businesses financed
  • 9.1% failure rate (FY20–23)
  • FDIC total assets $761.9M
  • 6 FDIC branch locations
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Schertz Bank & Trust.

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