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Lender record

Sentry Bank

The real lending record — every figure from funded deals. HQ: 400 4th Ave Ne, Saint Joseph, MN. 4 branches.

32

Recent deals (FY20+)

$110K

Typical deal

12 days

Approval → funding

0%

Failure rate (FY20–23)

Where Sentry Bank lends

Deals Sentry Bank funded — list all 32 as text

Deal profile

Most Sentry Bank deals land between $41K and $220K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.General Freight Trucking, Local (5)
  2. 2.Highway, Street, and Bridge Construction (4)
  3. 3.Drinking Places (Alcoholic Beverages) (4)
  4. 4.Home Health Care Services (3)
  5. 5.Clothing and Clothing Accessories Retailers (2)
  6. 6.Beer, Wine, and Liquor Retailers (2)
  7. 7.Sporting Goods Retailers (2)
  8. 8.Commercial Screen Printing (1)

Most active states

  1. 1.Minnesota (30 deals)
  2. 2.Wisconsin (2 deals)

Can Sentry Bank fund you? The bank behind the loans

Total assets

$378.6M

1.1% vs prior quarter

Deposits on hand

$330.0M

1.8% vs prior quarter

Loans outstanding

$287.3M

5.8% vs prior quarter

Net income (latest qtr)

$1.1M

  • SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Sentry Bank more SBA-focused than 20% of the banks on our record.
  • Deposits grew last quarter — more raw lending capacity than the quarter before.
  • Return on assets of 1.21% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Sentry Bank branch (4)

Sentry BankMain office400 4th Ave NeSaint Joseph, MN 56374 · since 1904

St. Stephen State Bank Branch2 Central Ave SSaint Stephen, MN 56375 · since 1920

Saint Cloud Branch4350 8th St NSaint Cloud, MN 56303 · since 2000

Saint Cloud Downtown Office120 4th Ave SSaint Cloud, MN 56301 · since 2007

Branch data: FDIC BankFind.

Recent deals

  • LIGHTNING GRAPHICS, LLC in Saint Cloud, MN$100K (2026) · Commercial Screen Printing
  • Loyal Home Health Care LLC in St. Anthony, MN$1.9M (2025) · purchase · Home Health Care Services
  • Loyal Home Health Care LLC in St. Anthony, MN$1.9M (2025) · purchase · Home Health Care Services
  • Loyal Home Health Care LLC in St. Anthony, MN$100K (2025) · purchase · Home Health Care Services
  • White Peony LLC in Saint Cloud, MN$150K (2024) · Clothing and Clothing Accessories Retailers
  • Sardul LLC in Saint Cloud, MN$90K (2024) · Beer, Wine, and Liquor Retailers
  • 357 IND, LLC in St. Cloud, MN$1.2M (2023) · Sporting Goods Retailers
  • JadeLake L.L.C in Cold Spring, MN$200K (2023) · Clothing and Clothing Accessories Retailers
  • MP Asphalt Maintenance LLC in Buffalo, MN$155K (2023) · Highway, Street, and Bridge Construction
  • MP Asphalt Maintenance LLC in Buffalo, MN$125K (2023) · Highway, Street, and Bridge Construction

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

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Businesses Sentry Bank financed

22 businesses on record. Each links to its full SBA record.

Work at Sentry Bank?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

CapBench analysis of public lending records, FY2020–present. Not affiliated with Sentry Bank.

Agent summary

This page summarizes Sentry Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 32 SBA 7(a) loans on record
  • $110K typical deal
  • 3 business-acquisition loans
  • HQ: 400 4th Ave Ne, Saint Joseph, MN
  • 4 FDIC branch locations
  • FDIC total assets $378.6M
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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