Lender record
Sentry Bank
The real lending record — every figure from funded deals. HQ: 400 4th Ave Ne, Saint Joseph, MN. 4 branches.
32
Recent deals (FY20+)
$110K
Typical deal
12 days
Approval → funding
0%
Failure rate (FY20–23)
Where Sentry Bank lends
Deals Sentry Bank funded — list all 32 as text
- LIGHTNING GRAPHICS, LLC — Saint Cloud · $100K · FY2026 · Commercial Screen Printing
- Loyal Home Health Care LLC — St. Anthony · $1.9M · FY2025 · Home Health Care Services
- Loyal Home Health Care LLC — St. Anthony · $1.9M · FY2025 · Home Health Care Services
- Loyal Home Health Care LLC — St. Anthony · $100K · FY2025 · Home Health Care Services
- White Peony LLC — Saint Cloud · $150K · FY2024 · Clothing and Clothing Accessories Retailers
- Sardul LLC — Saint Cloud · $90K · FY2024 · Beer, Wine, and Liquor Retailers
- 357 IND, LLC — St. Cloud · $1.2M · FY2023 · Sporting Goods Retailers
- JadeLake L.L.C — Cold Spring · $200K · FY2023 · Clothing and Clothing Accessories Retailers
- MP Asphalt Maintenance LLC — Buffalo · $155K · FY2023 · Highway, Street, and Bridge Construction
- MP Asphalt Maintenance LLC — Buffalo · $125K · FY2023 · Highway, Street, and Bridge Construction
- 357 IND, LLC — St. Cloud · $100K · FY2023 · Sporting Goods Retailers
- RN, LLC — Hopkins · $100K · FY2023 · Beer, Wine, and Liquor Retailers
- Keegan Binsfeld Trucking, LLC — Cold Spring · $68K · FY2023 · General Freight Trucking, Long-Distance, Truckload
- R&K Industries LLC — Saint Cloud · $191K · FY2022 · Highway, Street, and Bridge Construction
- Shell Lake HCC Holdings, LLC — Shell Lake · $1.4M · FY2021 · Lessors of Other Real Estate Property
- Red Willow Properties, LLC — Saint Cloud · $431K · FY2021 · Lessors of Residential Buildings and Dwellings
- Shell Lake SNF, LLC — Shell Lake · $300K · FY2021 · Nursing Care Facilities (Skilled Nursing Facilities)
- Second Shift Autowerks LLC — Saint Cloud · $220K · FY2021 · General Automotive Repair
- Cutting Edge Grinding, Inc. — Little Falls · $173K · FY2021 · All Other Plastics Product Manufacturing
- Spicer Dock and Lift, LLC — Richmond · $100K · FY2021 · All Other Specialty Trade Contractors
- Loghouse Enterprises Inc. — Saint Joseph · $41K · FY2021 · All Other Transit and Ground Passenger Transportation
- TJS Companies LLC — Foley · $30K · FY2021 · General Freight Trucking, Local
- Full Tilt Bike Co LLC — Saint Cloud · $510K · FY2020 · Sporting Goods Stores
- slj llc — Albany · $180K · FY2020 · Drinking Places (Alcoholic Beverages)
- R&K Industries LLC — Saint Cloud · $110K · FY2020 · Highway, Street, and Bridge Construction
- Storms Trucking LLC — Saint Cloud · $38K · FY2020 · General Freight Trucking, Local
- Storms Trucking LLC — Foley · $37K · FY2020 · General Freight Trucking, Local
- The La, LLC — Saint Joseph · $25K · FY2020 · Drinking Places (Alcoholic Beverages)
- slj llc — Albany · $12K · FY2020 · Drinking Places (Alcoholic Beverages)
- slj llc — Albany · $10K · FY2020 · Drinking Places (Alcoholic Beverages)
- Storms Trucking LLC — Rice · $10K · FY2020 · General Freight Trucking, Local
- TJS Companies LLC — Foley · $5K · FY2020 · General Freight Trucking, Local
Deal profile
Most Sentry Bank deals land between $41K and $220K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.General Freight Trucking, Local (5)
- 2.Highway, Street, and Bridge Construction (4)
- 3.Drinking Places (Alcoholic Beverages) (4)
- 4.Home Health Care Services (3)
- 5.Clothing and Clothing Accessories Retailers (2)
- 6.Beer, Wine, and Liquor Retailers (2)
- 7.Sporting Goods Retailers (2)
- 8.Commercial Screen Printing (1)
Most active states
- 1.Minnesota (30 deals)
- 2.Wisconsin (2 deals)
Can Sentry Bank fund you? The bank behind the loans
Total assets
$378.6M
▲ 1.1% vs prior quarter
Deposits on hand
$330.0M
▲ 1.8% vs prior quarter
Loans outstanding
$287.3M
▲ 5.8% vs prior quarter
Net income (latest qtr)
$1.1M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Sentry Bank more SBA-focused than 20% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 1.21% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Sentry Bank branch (4)
Sentry BankMain office400 4th Ave NeSaint Joseph, MN 56374 · since 1904
St. Stephen State Bank Branch2 Central Ave SSaint Stephen, MN 56375 · since 1920
Saint Cloud Branch4350 8th St NSaint Cloud, MN 56303 · since 2000
Saint Cloud Downtown Office120 4th Ave SSaint Cloud, MN 56301 · since 2007
Branch data: FDIC BankFind.
Recent deals
- LIGHTNING GRAPHICS, LLC in Saint Cloud, MN — $100K (2026) · Commercial Screen Printing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 4 days
- Approved
- 11/24/2025
- First disbursed
- 11/28/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Commercial Screen Printing
Your business? Claim this record · Request removal
- Loyal Home Health Care LLC in St. Anthony, MN — $1.9M (2025) · purchase · Home Health Care Services
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 4 days
- Approved
- 3/7/2025
- First disbursed
- 3/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $207K
- Est. cash at closing
- $284K
- Monthly payment
- $23,061
- Annual debt service
- $277K
- Cash flow needed (1.25×)
- $346K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Loyal Home Health Care LLC in St. Anthony, MN — $1.9M (2025) · purchase · Home Health Care Services
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approved
- 3/7/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $207K
- Est. cash at closing
- $284K
- Monthly payment
- $23,061
- Annual debt service
- $277K
- Cash flow needed (1.25×)
- $346K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Loyal Home Health Care LLC in St. Anthony, MN — $100K (2025) · purchase · Home Health Care Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 20 days
- Approved
- 3/11/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,240
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- White Peony LLC in Saint Cloud, MN — $150K (2024) · Clothing and Clothing Accessories Retailers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 0 days
- Approved
- 8/26/2024
- First disbursed
- 8/26/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Your business? Claim this record · Request removal
- Sardul LLC in Saint Cloud, MN — $90K (2024) · Beer, Wine, and Liquor Retailers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $45K (50%)
- Approval → funding
- 5 days
- Approved
- 9/18/2024
- First disbursed
- 9/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Beer, Wine, and Liquor Retailers
Your business? Claim this record · Request removal
- 357 IND, LLC in St. Cloud, MN — $1.2M (2023) · Sporting Goods Retailers
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $888K (75%)
- Approval → funding
- 25 days
- Approved
- 3/6/2023
- First disbursed
- 3/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Sporting Goods Retailers
Your business? Claim this record · Request removal
- JadeLake L.L.C in Cold Spring, MN — $200K (2023) · Clothing and Clothing Accessories Retailers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 59 months
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 33 days
- Approved
- 7/26/2023
- First disbursed
- 8/28/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Your business? Claim this record · Request removal
- MP Asphalt Maintenance LLC in Buffalo, MN — $155K (2023) · Highway, Street, and Bridge Construction
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $77K (50%)
- Approval → funding
- 1 days
- Approved
- 6/15/2023
- First disbursed
- 6/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Highway, Street, and Bridge Construction
Your business? Claim this record · Request removal
- MP Asphalt Maintenance LLC in Buffalo, MN — $125K (2023) · Highway, Street, and Bridge Construction
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $63K (50%)
- Approval → funding
- 4 days
- Approved
- 3/16/2023
- First disbursed
- 3/20/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Highway, Street, and Bridge Construction
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
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Businesses Sentry Bank financed
22 businesses on record. Each links to its full SBA record.
- Loyal Home Health Care LLCSt. Anthony, MN · 3 loans$3.8M
- Shell Lake HCC Holdings, LLCShell Lake, WI · 1 loan$1.4M
- 357 IND, LLCSt. Cloud, MN · 2 loans$1.3M
- Full Tilt Bike Co LLCSaint Cloud, MN · 1 loan$510K
- Red Willow Properties, LLCSaint Cloud, MN · 1 loan$431K
- R&K Industries LLCSaint Cloud, MN · 2 loans$300K
- Shell Lake SNF, LLCShell Lake, WI · 1 loan$300K
- MP Asphalt Maintenance LLCBuffalo, MN · 2 loans$280K
- Second Shift Autowerks LLCSaint Cloud, MN · 1 loan$220K
- slj llcAlbany, MN · 3 loans$202K
- JadeLake L.L.CCold Spring, MN · 1 loan$200K
- Cutting Edge Grinding, Inc.Little Falls, MN · 1 loan$173K
- White Peony LLCSaint Cloud, MN · 1 loan$150K
- Spicer Dock and Lift, LLCRichmond, MN · 1 loan$100K
- RN, LLCHopkins, MN · 1 loan$100K
- LIGHTNING GRAPHICS, LLCSaint Cloud, MN · 1 loan$100K
- Sardul LLCSaint Cloud, MN · 1 loan$90K
- Storms Trucking LLCSaint Cloud, MN · 3 loans$85K
- Keegan Binsfeld Trucking, LLCCold Spring, MN · 1 loan$68K
- Loghouse Enterprises Inc.Saint Joseph, MN · 1 loan$41K
- TJS Companies LLCFoley, MN · 2 loans$35K
- The La, LLCSaint Joseph, MN · 1 loan$25K
Work at Sentry Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Sentry Bank.
Agent summary
This page summarizes Sentry Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 32 SBA 7(a) loans on record
- $110K typical deal
- 3 business-acquisition loans
- HQ: 400 4th Ave Ne, Saint Joseph, MN
- 4 FDIC branch locations
- FDIC total assets $378.6M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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