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Lender record

SouthPoint Bank

The real lending record — every figure from funded deals. HQ: 3501 Grandview Pkwy, Birmingham, AL. 11 branches.

39

Recent deals (FY20+)

$430K

Typical deal

31 days

Approval → funding

0%

Failure rate (FY20–23)

Where SouthPoint Bank lends

Deals SouthPoint Bank funded — list all 39 as text

Deal profile

Most SouthPoint Bank deals land between $302K and $931K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Other Personal Care Services (3)
  2. 2.Hotels (except Casino Hotels) and Motels (3)
  3. 3.Limited-Service Restaurants (3)
  4. 4.Offices of Physicians (except Mental Health Specialists) (3)
  5. 5.Snack and Nonalcoholic Beverage Bars (3)
  6. 6.Child Care Services (2)
  7. 7.Engineering Services (2)
  8. 8.All Other Specialty Trade Contractors (2)

Most active states

  1. 1.Alabama (33 deals)
  2. 2.Florida (4 deals)
  3. 3.Mississippi (1 deals)
  4. 4.Texas (1 deals)

Franchises they finance most

European Wax Center

3 deals

Sleep Inn by Choice Hotels/Sleep Inn & Suites by Choice Hote

2 deals

The UPS Store

2 deals

Your Kid’s Urgent Care

2 deals

Days Inn by Wyndham

1 deals

Can SouthPoint Bank fund you? The bank behind the loans

Total assets

$1.4B

▼ 7.6% vs prior quarter

Deposits on hand

$1.3B

▼ 8.2% vs prior quarter

Loans outstanding

$1.1B

▼ 6.1% vs prior quarter

Net income (latest qtr)

$-973K

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes SouthPoint Bank more SBA-focused than 33% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of -0.26% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a SouthPoint Bank branch (11)

Southpoint BankMain office3501 Grandview PkwyBirmingham, AL 35243 · since 2005

Highway 157 Branch4855 Al Highway 157Cullman, AL 35058 · since 1987

Fairview Branch44 Butler StCullman, AL 35058 · since 1989

Hanceville Branch906 Main St NeHanceville, AL 35077 · since 2006

Trussville Branch7278 Gadsden HwyTrussville, AL 35173 · since 2006

Gardendale Branch1101 Main StGardendale, AL 35071 · since 2007

Arab Branch1096 N Brindlee Mountain PkwyArab, AL 35016 · since 2008

Wilsonville Branch9833 N Main StWilsonville, AL 35186 · since 2014

Liberty Park Branch8000 Liberty PkwyBirmingham, AL 35242 · since 2020

Merchants Bank Al Mo Branch900 2nd Ave SwCullman, AL 35055 · since 2022

Homewood Branch1720 28th Avenue SouthHomewood, AL 35209 · since 2024

Scroll for all 11 branches · Branch data: FDIC BankFind.

Recent deals

  • Kidsxpress Urgent Care LLC in Birmingham, AL — $472K (2026) · All Other Outpatient Care Centers
  • Madison Ewc, LLC in Madison, AL — $430K (2026) · Other Personal Care Services
  • Bright Minds Learning Group LLC in Lakeland, FL — $312K (2026) · Child Care Services
  • Beyond Space, LLC in Cullman, AL — $3.7M (2025) · Engineering Services
  • Hoover EWC, LLC in Hoover, AL — $827K (2025) · Other Personal Care Services
  • HDP Investment Group Inc in Pelham, AL — $412K (2025) · Drycleaning and Laundry Services (except Coin-Operated)
  • Shriji Baron Meridian LLC in Meridian, MS — $4.6M (2024) · Hotels (except Casino Hotels) and Motels
  • Prabha Baron Clanton LLC in Clanton, AL — $2.9M (2024) · Hotels (except Casino Hotels) and Motels
  • DK Logistics, LLC in Vestavia, AL — $2.4M (2024) · All Other Support Activities for Transportation
  • Tiati Solutions, LLC in Birmingham, AL — $249K (2024) · Other Personal and Household Goods Repair and Maintenance

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses SouthPoint Bank financed

39 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with SouthPoint Bank.

Agent summary

This page summarizes SouthPoint Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 39 SBA 7(a) loans on record
  • $430K typical deal
  • 5 business-acquisition loans
  • HQ: 3501 Grandview Pkwy, Birmingham, AL
  • 11 FDIC branch locations
  • FDIC total assets $1.4B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/southpoint-bank
API:
https://www.capbench.com/api/public/lenders/southpoint-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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