Lender record
Spectra Bank
The real lending record — every figure from funded deals. HQ: 2000 Handley Ederville Rd, Fort Worth, TX. 3 branches.
1
Recent deals (FY20+)
$722K
Typical deal
—
Approval → funding
Where Spectra Bank lends
Deals Spectra Bank funded — list all 1 as text
- Asian Brothers LLC — Irving · $722K · FY2026 · Supermarkets and Other Grocery Retailers (except Convenience
Deal profile
Most Spectra Bank deals land between $722K and $722K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Supermarkets and Other Grocery Retailers (except Convenience (1)
Most active states
- 1.Texas (1 deals)
Can Spectra Bank fund you? The bank behind the loans
Total assets
$127.1M
▲ 9.6% vs prior quarter
Deposits on hand
$110.4M
▲ 11.4% vs prior quarter
Loans outstanding
$75.1M
▲ 8.3% vs prior quarter
Net income (latest qtr)
$508K
- •An active SBA program (~1% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Spectra Bank more SBA-focused than 80% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 1.67% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Spectra Bank branch (3)
Spectra BankMain office2000 Handley Ederville RdFort Worth, TX 76118 · since 1986
Dallas Office Branch2331 W Northwest HwyDallas, TX 75220 · since 2016
Dallas Office Branch11950 Webb Chapel RdDallas, TX 75234 · since 2026
Branch data: FDIC BankFind.
Recent deals
- Asian Brothers LLC in Irving, TX — $722K (2026) · Supermarkets and Other Grocery Retailers (except Convenience
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $542K (75%)
- Approval → funding
- 36 days
- Approved
- 12/4/2025
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
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Businesses Spectra Bank financed
1 business on record. Each links to its full SBA record.
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Spectra Bank.
Agent summary
This page summarizes Spectra Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 1 SBA 7(a) loans on record
- $722K typical deal
- HQ: 2000 Handley Ederville Rd, Fort Worth, TX
- 3 FDIC branch locations
- FDIC total assets $127.1M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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